{"id":5917,"date":"2024-03-13T21:54:00","date_gmt":"2024-03-14T02:54:00","guid":{"rendered":"https:\/\/inversionesguru.com\/co\/?post_type=herramientas&#038;p=5917"},"modified":"2026-02-19T14:47:43","modified_gmt":"2026-02-19T19:47:43","slug":"calculadora-4-x-1000-colombia","status":"publish","type":"herramientas","link":"https:\/\/inversionesguru.com\/co\/herramientas\/calculadora-4-x-1000-colombia\/","title":{"rendered":"Calculadora 4 x 1000 Colombia"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5917\" class=\"elementor elementor-5917\" data-elementor-post-type=\"herramientas\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9614e8f e-flex e-con-boxed e-con e-parent\" data-id=\"9614e8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7a4fa5 elementor-widget elementor-widget-html\" data-id=\"d7a4fa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t\t<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n<script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n\r\n<style>\r\n    \/* ====== RESET AGRESIVO PARA WORDPRESS ====== *\/\r\n    #calculadora-4x1000-container,\r\n    #calculadora-4x1000-container *,\r\n    #calculadora-4x1000-container *::before,\r\n    #calculadora-4x1000-container *::after {\r\n        box-sizing: border-box !important;\r\n        font-family: 'Inter', system-ui, -apple-system, Segoe UI, Roboto, 'Helvetica Neue', Arial, sans-serif !important;\r\n        margin: 0 !important;\r\n        padding: 0 !important;\r\n        border: 0 !important;\r\n        font-size: 100% !important;\r\n        font: inherit !important;\r\n        vertical-align: baseline !important;\r\n        line-height: 1.5 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container {\r\n        all: initial !important;\r\n        isolation: isolate !important;\r\n        color-scheme: only light !important;\r\n        display: block !important;\r\n    }\r\n\r\n    \/* Paleta corporativa (Intacta) *\/\r\n    #calculadora-4x1000-container {\r\n        --brand-primary: #273272 !important;\r\n        --brand-primary-hover: #1e2554 !important;\r\n        --brand-primary-light: #e8ebf5 !important;\r\n        --brand-secondary: #64748b !important;\r\n        --brand-secondary-light: #94a3b8 !important;\r\n        --brand-accent: #f59e0b !important;\r\n        --brand-accent-hover: #d97706 !important;\r\n        --brand-accent-light: #fef3c7 !important;\r\n        --brand-accent-soft: #fbbf24 !important;\r\n        --brand-accent-green: #16a34a !important;\r\n        --brand-text-main: #1e293b !important;\r\n        --brand-text-muted: #64748b !important;\r\n        --brand-bg-main: #f8fafc !important;\r\n        --brand-bg-card: #fff !important;\r\n        --brand-border-soft: #e2e8f0 !important;\r\n        \r\n        background: var(--brand-bg-main) !important;\r\n        padding: 0.5rem !important; \/* Optimizado para dar espacio en m\u00f3viles peque\u00f1os *\/\r\n        min-height: auto !important;\r\n        font-family: 'Inter', system-ui, -apple-system, Segoe UI, Roboto, 'Helvetica Neue', Arial, sans-serif !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container {\r\n            padding: 1rem !important;\r\n        }\r\n    }\r\n\r\n    \/* Container principal *\/\r\n    #calculadora-4x1000-container .main-card {\r\n        max-width: 48rem !important;\r\n        margin: 0 auto !important;\r\n        background: var(--brand-bg-card) !important;\r\n        border-radius: 1rem !important; \/* Bordes m\u00e1s suaves en m\u00f3vil *\/\r\n        overflow: hidden !important;\r\n        box-shadow: 0 10px 15px -3px rgb(0 0 0 \/ 0.1), 0 4px 6px -4px rgb(0 0 0 \/ 0.1) !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .main-card {\r\n            border-radius: 1.5rem !important;\r\n            box-shadow: 0 20px 25px -5px rgb(0 0 0 \/ 0.1), 0 8px 10px -6px rgb(0 0 0 \/ 0.1) !important;\r\n        }\r\n    }\r\n\r\n    \/* Header con gradiente *\/\r\n    #calculadora-4x1000-container .header-gradient {\r\n        background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-primary-hover) 100%) !important;\r\n        padding: 1.5rem 1rem !important; \/* Reducido para m\u00f3vil *\/\r\n        text-align: center !important;\r\n        position: relative !important;\r\n        overflow: hidden !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .header-gradient::before {\r\n        content: '' !important;\r\n        position: absolute !important;\r\n        top: -50% !important;\r\n        right: -20% !important;\r\n        width: 250px !important;\r\n        height: 250px !important;\r\n        background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%) !important;\r\n        border-radius: 50% !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .header-gradient h1 {\r\n        font-size: 1.5rem !important; \/* Tama\u00f1o adaptable a m\u00f3vil *\/\r\n        font-weight: 800 !important;\r\n        color: #fff !important;\r\n        margin: 0 0 0.5rem 0 !important;\r\n        position: relative !important;\r\n        z-index: 1 !important;\r\n        line-height: 1.2 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .header-gradient p {\r\n        font-size: 0.875rem !important;\r\n        color: rgba(255,255,255,0.9) !important;\r\n        margin: 0 !important;\r\n        position: relative !important;\r\n        z-index: 1 !important;\r\n        line-height: 1.4 !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .header-gradient {\r\n            padding: 2.5rem 2rem !important;\r\n        }\r\n        #calculadora-4x1000-container .header-gradient h1 {\r\n            font-size: 2.25rem !important;\r\n        }\r\n        #calculadora-4x1000-container .header-gradient p {\r\n            font-size: 1rem !important;\r\n        }\r\n    }\r\n\r\n    \/* Content wrapper *\/\r\n    #calculadora-4x1000-container .content-wrapper {\r\n        padding: 1rem !important; \/* Menos padding en m\u00f3vil *\/\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .content-wrapper {\r\n            padding: 1.5rem !important;\r\n        }\r\n    }\r\n    \r\n    @media (min-width: 768px) {\r\n        #calculadora-4x1000-container .content-wrapper {\r\n            padding: 2rem !important;\r\n        }\r\n    }\r\n\r\n    \/* Mode Toggle Button *\/\r\n    #calculadora-4x1000-container .mode-toggle {\r\n        display: flex !important;\r\n        align-items: center !important;\r\n        justify-content: center !important;\r\n        gap: 0.5rem !important;\r\n        background: linear-gradient(135deg, var(--brand-accent-light) 0%, #fde68a 100%) !important;\r\n        color: #78350f !important;\r\n        border: 2px solid var(--brand-accent) !important;\r\n        border-radius: 0.75rem !important;\r\n        padding: 0.75rem 1rem !important; \/* Altura optimizada para pulgares *\/\r\n        font-size: 0.875rem !important;\r\n        font-weight: 700 !important;\r\n        cursor: pointer !important;\r\n        transition: all 0.3s ease !important;\r\n        margin: 0 0 1.25rem 0 !important;\r\n        text-align: center !important;\r\n        box-shadow: 0 4px 6px -1px rgb(0 0 0 \/ 0.1) !important;\r\n        width: 100% !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .mode-toggle:hover,\r\n    #calculadora-4x1000-container .mode-toggle:active { \/* Feedback t\u00e1ctil *\/\r\n        background: linear-gradient(135deg, var(--brand-accent) 0%, var(--brand-accent-hover) 100%) !important;\r\n        color: #fff !important;\r\n        transform: translateY(-2px) !important;\r\n        box-shadow: 0 10px 15px -3px rgb(0 0 0 \/ 0.2) !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .mode-toggle svg {\r\n        flex-shrink: 0 !important;\r\n        transition: transform 0.3s ease !important;\r\n    }\r\n\r\n    \/* MODO SIMPLE *\/\r\n    #calculadora-4x1000-container .simple-input-card {\r\n        background: var(--brand-bg-card) !important;\r\n        border: 2px solid var(--brand-border-soft) !important;\r\n        border-radius: 1rem !important;\r\n        padding: 1rem !important; \/* Optimizado m\u00f3vil *\/\r\n        margin-bottom: 1.25rem !important;\r\n        transition: all 0.2s ease !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .simple-input-card {\r\n            padding: 1.5rem !important;\r\n            margin-bottom: 1.5rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .simple-input-card label {\r\n        display: flex !important;\r\n        align-items: center !important;\r\n        gap: 0.5rem !important;\r\n        font-weight: 700 !important;\r\n        color: var(--brand-primary) !important;\r\n        font-size: 0.875rem !important;\r\n        margin: 0 0 0.75rem 0 !important;\r\n        text-transform: uppercase !important;\r\n        letter-spacing: 0.05em !important;\r\n    }\r\n\r\n    \/* Hero resultado *\/\r\n    #calculadora-4x1000-container .simple-result-hero {\r\n        background: linear-gradient(135deg, #3b4a8c 0%, var(--brand-primary) 100%) !important;\r\n        border-radius: 1rem !important;\r\n        padding: 1.5rem 1rem !important; \/* Optimizado m\u00f3vil *\/\r\n        text-align: center !important;\r\n        box-shadow: 0 10px 15px -3px rgba(39, 50, 114, 0.2) !important;\r\n        position: relative !important;\r\n        overflow: hidden !important;\r\n        border: 1px solid rgba(255, 255, 255, 0.1) !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .simple-result-hero {\r\n            padding: 2.5rem 2rem !important;\r\n            border-radius: 1.25rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .simple-result-label {\r\n        font-size: 0.8rem !important;\r\n        font-weight: 600 !important;\r\n        color: rgba(255,255,255,0.95) !important;\r\n        margin: 0 0 0.5rem 0 !important;\r\n        text-transform: uppercase !important;\r\n        letter-spacing: 0.1em !important;\r\n        position: relative !important;\r\n        z-index: 1 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .simple-result-amount {\r\n        font-size: 2rem !important; \/* Tama\u00f1o legible en m\u00f3vil sin romper el contenedor *\/\r\n        font-weight: 900 !important;\r\n        color: #fff !important;\r\n        line-height: 1 !important;\r\n        margin: 0 0 0.5rem 0 !important;\r\n        position: relative !important;\r\n        z-index: 1 !important;\r\n        text-shadow: 0 4px 12px rgba(0,0,0,0.2) !important;\r\n        word-break: break-all; \/* Evita que n\u00fameros gigantes rompan el dise\u00f1o *\/\r\n    }\r\n\r\n    @media (min-width: 480px) {\r\n        #calculadora-4x1000-container .simple-result-amount {\r\n            font-size: 2.5rem !important;\r\n        }\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .simple-result-amount {\r\n            font-size: 3rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .simple-result-subtitle {\r\n        font-size: 0.75rem !important;\r\n        color: rgba(255,255,255,0.85) !important;\r\n        margin: 0 !important;\r\n        position: relative !important;\r\n        z-index: 1 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .info-badge {\r\n        display: inline-flex !important;\r\n        align-items: center !important;\r\n        justify-content: center !important;\r\n        gap: 0.5rem !important;\r\n        background: rgba(251, 191, 36, 0.2) !important;\r\n        color: rgba(255, 255, 255, 0.95) !important;\r\n        padding: 0.5rem 1rem !important;\r\n        border-radius: 999px !important;\r\n        font-size: 0.75rem !important;\r\n        font-weight: 600 !important;\r\n        margin: 1rem 0 0 0 !important;\r\n        border: 1px solid rgba(251, 191, 36, 0.3) !important;\r\n        width: 100% !important; \/* Ocupa el ancho completo en m\u00f3vil *\/\r\n    }\r\n\r\n    @media (min-width: 480px) {\r\n        #calculadora-4x1000-container .info-badge {\r\n            width: auto !important;\r\n            margin: 1.5rem 0 0 0 !important;\r\n        }\r\n    }\r\n\r\n    \/* MODO AVANZADO *\/\r\n    #calculadora-4x1000-container .info-box-modern {\r\n        background: linear-gradient(135deg, var(--brand-primary-light) 0%, #dbeafe 100%) !important;\r\n        border: 1px solid var(--brand-primary) !important;\r\n        border-left: 4px solid var(--brand-primary) !important;\r\n        padding: 1rem !important; \/* Optimizado m\u00f3vil *\/\r\n        border-radius: 0.75rem !important;\r\n        margin: 0 0 1.25rem 0 !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .info-box-modern {\r\n            padding: 1.5rem !important;\r\n            margin: 0 0 1.5rem 0 !important;\r\n            border-radius: 1rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .info-box-modern h2 {\r\n        display: flex !important;\r\n        align-items: center !important;\r\n        gap: 0.5rem !important;\r\n        color: var(--brand-primary) !important;\r\n        font-size: 0.95rem !important;\r\n        font-weight: 800 !important;\r\n        margin: 0 0 0.75rem 0 !important;\r\n        text-transform: uppercase !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .info-box-modern li {\r\n        display: flex !important;\r\n        align-items: flex-start !important;\r\n        gap: 0.5rem !important;\r\n        padding: 0.35rem 0 !important;\r\n        font-size: 0.8rem !important; \/* Un poco m\u00e1s peque\u00f1o para que quepa bien en m\u00f3vil *\/\r\n        color: var(--brand-text-main) !important;\r\n        line-height: 1.4 !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .info-box-modern h2 { font-size: 1rem !important; margin: 0 0 1rem 0 !important; }\r\n        #calculadora-4x1000-container .info-box-modern li { font-size: 0.875rem !important; gap: 0.75rem !important; padding: 0.5rem 0 !important; line-height: 1.6 !important; }\r\n    }\r\n\r\n    #calculadora-4x1000-container .info-box-modern li::before {\r\n        content: '\u2713' !important;\r\n        display: inline-flex !important;\r\n        align-items: center !important;\r\n        justify-content: center !important;\r\n        width: 1.25rem !important;\r\n        height: 1.25rem !important;\r\n        background: var(--brand-accent-green) !important;\r\n        color: #fff !important;\r\n        border-radius: 50% !important;\r\n        font-size: 0.75rem !important;\r\n        font-weight: 700 !important;\r\n        flex-shrink: 0 !important;\r\n        margin-top: 0.125rem !important;\r\n    }\r\n\r\n    \/* Inputs Modernos *\/\r\n    #calculadora-4x1000-container .input-group-modern {\r\n        margin-bottom: 1.25rem !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .input-group-modern label {\r\n        display: block !important;\r\n        font-weight: 700 !important;\r\n        color: var(--brand-primary) !important;\r\n        font-size: 0.85rem !important;\r\n        margin: 0 0 0.5rem 0 !important;\r\n        text-transform: uppercase !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container input[type=\"text\"],\r\n    #calculadora-4x1000-container .numeric-input,\r\n    #calculadora-4x1000-container select {\r\n        width: 100% !important;\r\n        border: 2px solid var(--brand-border-soft) !important;\r\n        border-radius: 0.75rem !important;\r\n        background: var(--brand-bg-card) !important;\r\n        padding: 0.875rem 1rem !important;\r\n        font-weight: 600 !important;\r\n        transition: all 0.2s ease !important;\r\n        \/* IMPORTANTE PARA iOS: font-size debe ser m\u00ednimo 16px (1rem) para evitar zoom autom\u00e1tico al tocar *\/\r\n        font-size: 1rem !important; \r\n        line-height: 1.5 !important;\r\n        color: var(--brand-text-main) !important;\r\n        box-shadow: none !important;\r\n        outline: none !important;\r\n        -webkit-appearance: none !important;\r\n        -moz-appearance: none !important;\r\n        appearance: none !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container input[type=\"text\"],\r\n        #calculadora-4x1000-container .numeric-input,\r\n        #calculadora-4x1000-container select {\r\n            font-size: 1.125rem !important;\r\n        }\r\n    }\r\n\r\n    \/* Botones *\/\r\n    #calculadora-4x1000-container .btn-primary-modern {\r\n        display: inline-flex !important;\r\n        align-items: center !important;\r\n        justify-content: center !important;\r\n        gap: 0.5rem !important;\r\n        background: linear-gradient(135deg, var(--brand-primary) 0%, var(--brand-primary-hover) 100%) !important;\r\n        color: #fff !important;\r\n        border: none !important;\r\n        border-radius: 0.75rem !important;\r\n        padding: 0.875rem 1.25rem !important;\r\n        font-weight: 800 !important;\r\n        cursor: pointer !important;\r\n        transition: all 0.3s ease !important;\r\n        font-size: 1rem !important;\r\n        line-height: 1.5 !important;\r\n        text-decoration: none !important;\r\n        box-shadow: 0 4px 6px -1px rgba(39, 50, 114, 0.3) !important;\r\n        width: 100% !important;\r\n        -webkit-tap-highlight-color: transparent !important; \/* Quita sombra t\u00e1ctil en m\u00f3vil *\/\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .btn-primary-modern {\r\n            padding: 1rem 1.5rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .btn-primary-modern:active,\r\n    #calculadora-4x1000-container .btn-primary-modern:hover {\r\n        transform: translateY(-2px) !important;\r\n        box-shadow: 0 10px 15px -3px rgba(39, 50, 114, 0.4) !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .btn-secondary-modern {\r\n        background: var(--brand-bg-main) !important;\r\n        color: var(--brand-text-main) !important;\r\n        border: 2px solid var(--brand-border-soft) !important;\r\n        font-weight: 700 !important;\r\n    }\r\n\r\n    \/* Result cards *\/\r\n    #calculadora-4x1000-container .result-card-modern {\r\n        background: var(--brand-bg-card) !important;\r\n        border: 2px solid var(--brand-border-soft) !important;\r\n        border-radius: 1rem !important;\r\n        padding: 1rem !important; \/* Optimizado m\u00f3vil *\/\r\n        margin: 1.5rem 0 0 0 !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .result-card-modern {\r\n            padding: 1.5rem !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .result-card-modern h2 {\r\n        display: flex !important;\r\n        align-items: center !important;\r\n        gap: 0.5rem !important;\r\n        color: var(--brand-primary) !important;\r\n        font-size: 1.125rem !important;\r\n        font-weight: 800 !important;\r\n        margin: 0 0 1rem 0 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .message-box-modern {\r\n        padding: 0.875rem 1rem !important;\r\n        border-radius: 0.75rem !important;\r\n        margin: 0 0 1.25rem 0 !important;\r\n        font-size: 0.85rem !important;\r\n        line-height: 1.5 !important;\r\n        font-weight: 600 !important;\r\n        border-left: 4px solid !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .message-exempt {\r\n        background: linear-gradient(135deg, #dcfce7 0%, #bbf7d0 100%) !important;\r\n        color: #166534 !important;\r\n        border-color: var(--brand-accent-green) !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .message-taxed {\r\n        background: linear-gradient(135deg, #fee2e2 0%, #fecaca 100%) !important;\r\n        color: #991b1b !important;\r\n        border-color: #dc2626 !important;\r\n    }\r\n\r\n    \/* Filas de Resultados - Optimizadas para m\u00f3vil para evitar que se desborden *\/\r\n    #calculadora-4x1000-container .result-row-modern {\r\n        display: flex !important;\r\n        flex-direction: column !important; \/* Apilar en m\u00f3vil verticalmente *\/\r\n        align-items: flex-start !important;\r\n        padding: 0.75rem 0 !important;\r\n        border-bottom: 1px solid var(--brand-border-soft) !important;\r\n        gap: 0.25rem !important;\r\n    }\r\n\r\n    @media (min-width: 480px) {\r\n        #calculadora-4x1000-container .result-row-modern {\r\n            flex-direction: row !important; \/* Una al lado de otra en pantallas un poco m\u00e1s grandes *\/\r\n            justify-content: space-between !important;\r\n            align-items: center !important;\r\n        }\r\n    }\r\n\r\n    #calculadora-4x1000-container .result-row-modern:last-child {\r\n        border-bottom: none !important;\r\n        padding-bottom: 0 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .result-label-modern {\r\n        font-weight: 600 !important;\r\n        color: var(--brand-text-muted) !important;\r\n        font-size: 0.85rem !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .result-value-modern {\r\n        font-weight: 800 !important;\r\n        color: var(--brand-primary) !important;\r\n        font-size: 1.125rem !important;\r\n        word-break: break-all; \/* Seguridad para n\u00fameros largos *\/\r\n    }\r\n\r\n    \/* Flex y layout helpers espec\u00edficos *\/\r\n    #calculadora-4x1000-container .flex-col-mobile {\r\n        display: flex !important;\r\n        flex-direction: column !important;\r\n        gap: 0.75rem !important;\r\n    }\r\n\r\n    @media (min-width: 640px) {\r\n        #calculadora-4x1000-container .sm\\\\:flex-row { \r\n            flex-direction: row !important; \r\n            align-items: flex-end !important;\r\n        }\r\n        #calculadora-4x1000-container .sm\\\\:w-auto { \r\n            width: auto !important; \r\n        }\r\n    }\r\n\r\n    \/* Progress bar *\/\r\n    #calculadora-4x1000-container .progress-container-modern {\r\n        margin: 1rem 0 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .progress-bar-wrapper {\r\n        width: 100% !important;\r\n        height: 16px !important;\r\n        background: var(--brand-bg-main) !important;\r\n        border-radius: 999px !important;\r\n        overflow: hidden !important;\r\n        border: 2px solid var(--brand-border-soft) !important;\r\n        margin: 0.75rem 0 !important;\r\n    }\r\n\r\n    #calculadora-4x1000-container .progress-bar-fill {\r\n        height: 100% !important;\r\n        background: linear-gradient(90deg, var(--brand-accent-green) 0%, #22c55e 100%) !important;\r\n        transition: width 0.3s ease, background 0.3s ease !important;\r\n        border-radius: 999px !important;\r\n        display: block !important;\r\n        position: relative !important;\r\n    }\r\n\r\n    \/* Utilities *\/\r\n    #calculadora-4x1000-container .hidden { display: none !important; }\r\n    #calculadora-4x1000-container .text-center { text-align: center !important; }\r\n    #calculadora-4x1000-container .mt-3 { margin-top: 0.75rem !important; }\r\n    #calculadora-4x1000-container .mb-6 { margin-bottom: 1.5rem !important; }\r\n    #calculadora-4x1000-container .text-sm { font-size: 0.875rem !important; }\r\n    #calculadora-4x1000-container .font-bold { font-weight: 700 !important; }\r\n    #calculadora-4x1000-container strong { font-weight: 700 !important; }\r\n    #calculadora-4x1000-container .flex-grow { flex-grow: 1 !important; }\r\n    #calculadora-4x1000-container .w-full { width: 100% !important; }\r\n\r\n    \/* Fade animation *\/\r\n    @keyframes fadeIn {\r\n        from { opacity: 0; transform: translateY(10px); }\r\n        to { opacity: 1; transform: translateY(0); }\r\n    }\r\n    #calculadora-4x1000-container .fade-in {\r\n        animation: fadeIn 0.4s ease-out !important;\r\n    }\r\n<\/style>\r\n\r\n<div id=\"calculadora-4x1000-container\">\r\n    <div class=\"main-card\">\r\n        <!-- Header -->\r\n        <div class=\"header-gradient\">\r\n            <h1>Calculadora 4x1000<\/h1>\r\n            <p>Calcula el Gravamen a los Movimientos Financieros (GMF)<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"content-wrapper\">\r\n            <!-- Mode Toggle Button -->\r\n            <button id=\"modeToggleBtn\" class=\"mode-toggle\">\r\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"3\"\/><path d=\"M12 1v6m0 6v6m9.66-9H15.5m-7 0H2.34M20.66 20.66l-4.95-4.95m-7.42 0-4.95 4.95M3.34 3.34l4.95 4.95m7.42 0 4.95-4.95\"\/><\/svg>\r\n                <span id=\"modeToggleText\">Cambiar a Modo Avanzado<\/span>\r\n            <\/button>\r\n\r\n            <!-- MODO SIMPLE -->\r\n            <div id=\"simpleMode\" class=\"fade-in\">\r\n                <div class=\"simple-input-card\">\r\n                    <label>\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg>\r\n                        Monto de la Transacci\u00f3n\r\n                    <\/label>\r\n                    <input type=\"text\" id=\"simpleAmount\" placeholder=\"Ingresa el monto en COP\" inputmode=\"numeric\" pattern=\"[0-9]*\" class=\"numeric-input\">\r\n                <\/div>\r\n\r\n                <div id=\"simpleResultSection\" class=\"simple-result-hero hidden\">\r\n                    <p class=\"simple-result-label\">Impuesto 4x1000<\/p>\r\n                    <p id=\"simpleTaxAmount\" class=\"simple-result-amount\">$0<\/p>\r\n                    <p class=\"simple-result-subtitle\">Gravamen a Movimientos Financieros (GMF)<\/p>\r\n                    <div class=\"info-badge\">\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"12\" y1=\"16\" x2=\"12\" y2=\"12\"\/><line x1=\"12\" y1=\"8\" x2=\"12.01\" y2=\"8\"\/><\/svg>\r\n                        Tasa: 0.4% (4 por cada mil)\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <!-- MODO AVANZADO -->\r\n            <div id=\"advancedMode\" class=\"hidden\">\r\n                <div class=\"info-box-modern\">\r\n                    <h2>\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"12\" y1=\"16\" x2=\"12\" y2=\"12\"\/><line x1=\"12\" y1=\"8\" x2=\"12.01\" y2=\"8\"\/><\/svg>\r\n                        Informaci\u00f3n Clave 2026\r\n                    <\/h2>\r\n                    <ul style=\"list-style: none !important; padding: 0 !important; margin: 0 !important;\">\r\n                        <li>Impuesto GMF: <strong>0.4%<\/strong> sobre transacciones<\/li>\r\n                        <li>L\u00edmite exenci\u00f3n mensual: <strong>350 UVT<\/strong><\/li>\r\n                        <li>Valor 350 UVT: <strong>$18,330,900 COP<\/strong><\/li>\r\n                        <li>Superar l\u00edmite: impuesto a <strong>todas<\/strong> las transacciones del mes<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n\r\n                <div class=\"input-group-modern\">\r\n                    <label>Monto de la Transacci\u00f3n (COP)<\/label>\r\n                    <input type=\"text\" id=\"transactionAmount\" placeholder=\"Ej: 1.000.000\" inputmode=\"numeric\" pattern=\"[0-9]*\" class=\"numeric-input\">\r\n                <\/div>\r\n\r\n                <div class=\"input-group-modern\">\r\n                    <label>\u00bfCuenta Exenta?<\/label>\r\n                    <select id=\"isExemptAccountSelect\">\r\n                        <option value=\"no\" selected>No<\/option>\r\n                        <option value=\"yes\">S\u00ed<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n\r\n                <button id=\"calculateButton\" class=\"btn-primary-modern\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0\"><rect x=\"3\" y=\"3\" width=\"18\" height=\"18\" rx=\"2\"\/><line x1=\"9\" y1=\"9\" x2=\"15\" y2=\"15\"\/><line x1=\"15\" y1=\"9\" x2=\"9\" y2=\"15\"\/><\/svg>\r\n                    Calcular Impuesto\r\n                <\/button>\r\n\r\n                <!-- Acumulado mensual -->\r\n                <div id=\"monthlyAccumulatorSection\" class=\"hidden result-card-modern\">\r\n                    <h2>\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"18\" rx=\"2\" ry=\"2\"\/><line x1=\"16\" y1=\"2\" x2=\"16\" y2=\"6\"\/><line x1=\"8\" y1=\"2\" x2=\"8\" y2=\"6\"\/><line x1=\"3\" y1=\"10\" x2=\"21\" y2=\"10\"\/><\/svg>\r\n                        Acumulado Mensual\r\n                    <\/h2>\r\n\r\n                    <!-- Contenedor adaptativo: columna en m\u00f3vil, fila en escritorio -->\r\n                    <div class=\"flex-col-mobile sm:flex-row mb-6\">\r\n                        <div class=\"flex-grow w-full\">\r\n                            <label style=\"display:block; font-size: 0.75rem !important; margin-bottom: 0.5rem !important; font-weight: 700 !important; color: var(--brand-text-muted);\">Agregar d\u00e9bito adicional<\/label>\r\n                            <input type=\"text\" id=\"addMonthlyTransactionAmount\" placeholder=\"Monto en COP\" inputmode=\"numeric\" pattern=\"[0-9]*\" class=\"numeric-input\" style=\"padding: 0.75rem 1rem !important;\">\r\n                        <\/div>\r\n                        <button id=\"addMonthlyButton\" class=\"btn-primary-modern sm:w-auto\" style=\"padding: 0.75rem 1.25rem !important;\">\r\n                            + Agregar\r\n                        <\/button>\r\n                    <\/div>\r\n\r\n                    <div class=\"progress-container-modern\">\r\n                        <div class=\"result-row-modern\" style=\"border-bottom: none !important;\">\r\n                            <span class=\"result-label-modern\">Total Acumulado:<\/span>\r\n                            <span id=\"currentMonthlyTotal\" class=\"result-value-modern\" style=\"font-size: 1.25rem !important;\">COP $0<\/span>\r\n                        <\/div>\r\n                        <div class=\"progress-bar-wrapper\">\r\n                            <div id=\"progressBarInner\" class=\"progress-bar-fill\"><\/div>\r\n                        <\/div>\r\n                        <p id=\"monthlyLimitStatus\" class=\"text-sm text-center\"><\/p>\r\n                        <p id=\"totalMonthlyTaxInfo\" class=\"hidden text-sm mt-3\"><\/p>\r\n                    <\/div>\r\n\r\n                    <div id=\"monthlyTransactionsListContainer\" class=\"hidden mt-3\">\r\n                        <h4 style=\"font-size: 0.75rem !important; font-weight: 700 !important; color: var(--brand-text-muted) !important; margin-bottom: 0.5rem !important;\">Transacciones agregadas:<\/h4>\r\n                        <ul id=\"monthlyTransactionsList\" style=\"list-style:none; background: var(--brand-bg-main) !important; border-radius: 0.5rem !important; padding: 0.75rem !important; max-height: 150px !important; overflow-y: auto !important;\"><\/ul>\r\n                    <\/div>\r\n\r\n                    <button id=\"resetMonthlyButton\" class=\"btn-secondary-modern mt-3\" style=\"width: 100% !important; padding: 0.75rem 1rem !important; display: inline-flex !important; align-items: center !important; justify-content: center !important; gap: 0.5rem !important; border-radius: 0.75rem !important; font-size: 0.875rem !important; cursor: pointer !important; transition: all 0.2s ease !important;\">\r\n                        \ud83d\udd04 Reiniciar Acumulado\r\n                    <\/button>\r\n                <\/div>\r\n\r\n                <!-- Resultados -->\r\n                <div id=\"resultSection\" class=\"hidden result-card-modern\">\r\n                    <h2>\r\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>\r\n                        Resultado del C\u00e1lculo\r\n                    <\/h2>\r\n                    <div id=\"resultMessage\" class=\"message-box-modern\"><\/div>\r\n                    <div class=\"result-row-modern\">\r\n                        <span class=\"result-label-modern\">Monto Transacci\u00f3n:<\/span>\r\n                        <span id=\"resultTransactionAmount\" class=\"result-value-modern\">$0<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-row-modern\">\r\n                        <span class=\"result-label-modern\">Impuesto GMF:<\/span>\r\n                        <span id=\"taxAmount\" class=\"result-value-modern\">$0<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-row-modern\">\r\n                        <span class=\"result-label-modern\">Monto Neto:<\/span>\r\n                        <span id=\"netAmount\" class=\"result-value-modern\">$0<\/span>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<script>\r\n\/* ====== JAVASCRIPT ====== *\/\r\n(function() {\r\n    const TAX_RATE = 0.004;\r\n    \/\/ La UVT para 2026 es de $52.374. Por ende 350 UVT = 18.330.900\r\n    const EXEMPTION_LIMIT_2026 = 18330900;\r\n    let accumulatedMonthlyTotal = 0;\r\n    let initialTransactionAdded = false;\r\n    let isAdvancedMode = false;\r\n\r\n    const container = document.getElementById('calculadora-4x1000-container');\r\n    const modeToggleBtn = container?.querySelector('#modeToggleBtn');\r\n    const modeToggleText = container?.querySelector('#modeToggleText');\r\n    const simpleMode = container?.querySelector('#simpleMode');\r\n    const advancedMode = container?.querySelector('#advancedMode');\r\n\r\n    const simpleAmountInput = container?.querySelector('#simpleAmount');\r\n    const simpleResultSection = container?.querySelector('#simpleResultSection');\r\n    const simpleTaxAmountSpan = container?.querySelector('#simpleTaxAmount');\r\n\r\n    const transactionAmountInput = container?.querySelector('#transactionAmount');\r\n    const isExemptAccountSelect = container?.querySelector('#isExemptAccountSelect');\r\n    const calculateButton = container?.querySelector('#calculateButton');\r\n    const monthlyAccumulatorSection = container?.querySelector('#monthlyAccumulatorSection');\r\n    const addMonthlyTransactionAmountInput = container?.querySelector('#addMonthlyTransactionAmount');\r\n    const addMonthlyButton = container?.querySelector('#addMonthlyButton');\r\n    const currentMonthlyTotalSpan = container?.querySelector('#currentMonthlyTotal');\r\n    const monthlyLimitStatusSpan = container?.querySelector('#monthlyLimitStatus');\r\n    const resetMonthlyButton = container?.querySelector('#resetMonthlyButton');\r\n    const totalMonthlyTaxInfoP = container?.querySelector('#totalMonthlyTaxInfo');\r\n    const progressBarInner = container?.querySelector('#progressBarInner');\r\n    const monthlyTransactionsListContainer = container?.querySelector('#monthlyTransactionsListContainer');\r\n    const monthlyTransactionsListUl = container?.querySelector('#monthlyTransactionsList');\r\n    const resultSection = container?.querySelector('#resultSection');\r\n    const resultMessage = container?.querySelector('#resultMessage');\r\n    const resultTransactionAmountSpan = container?.querySelector('#resultTransactionAmount');\r\n    const taxAmountSpan = container?.querySelector('#taxAmount');\r\n    const netAmountSpan = container?.querySelector('#netAmount');\r\n\r\n    const currencyFormatter = new Intl.NumberFormat('es-CO', {\r\n        style: 'currency',\r\n        currency: 'COP',\r\n        minimumFractionDigits: 0,\r\n        maximumFractionDigits: 0\r\n    });\r\n\r\n    function formatCurrency(value) {\r\n        const numberValue = parseFloat(value);\r\n        if (isNaN(numberValue)) { return 'COP $0'; }\r\n        return currencyFormatter.format(numberValue);\r\n    }\r\n\r\n    function parseFormattedNumber(formattedValue) {\r\n        if (!formattedValue) return 0;\r\n        const cleanedValue = String(formattedValue).replace(\/\\.\/g, '');\r\n        return parseFloat(cleanedValue) || 0;\r\n    }\r\n\r\n    function formatNumberInput(inputElement) {\r\n        if (!inputElement) return;\r\n        let value = inputElement.value;\r\n        let cursorPosition = inputElement.selectionStart;\r\n        let numericValue = value.replace(\/[^\\d]\/g, '');\r\n        if (!numericValue) { inputElement.value = ''; return; }\r\n        let formattedValue = parseInt(numericValue, 10).toLocaleString('es-CO');\r\n        if (formattedValue === value) { return; }\r\n        inputElement.value = formattedValue;\r\n        let originalDigitsBeforeCursor = value.substring(0, cursorPosition).replace(\/\\.\/g, '').length;\r\n        let currentPos = 0; let digitsCounted = 0;\r\n        for(let i = 0; i < formattedValue.length; i++) {\r\n            if (\/\\d\/.test(formattedValue[i])) { digitsCounted++; }\r\n            if (digitsCounted === originalDigitsBeforeCursor) { currentPos = i + 1; break; }\r\n            if (i === formattedValue.length - 1) { currentPos = formattedValue.length; }\r\n        }\r\n        let newCursorPosition = currentPos;\r\n        newCursorPosition = Math.max(0, Math.min(newCursorPosition, formattedValue.length));\r\n        setTimeout(() => {\r\n            if (document.activeElement === inputElement) {\r\n                try { inputElement.setSelectionRange(newCursorPosition, newCursorPosition); }\r\n                catch (e) {}\r\n            }\r\n        }, 0);\r\n    }\r\n\r\n    if (modeToggleBtn) {\r\n        modeToggleBtn.addEventListener('click', () => {\r\n            isAdvancedMode = !isAdvancedMode;\r\n            if (isAdvancedMode) {\r\n                simpleMode.classList.add('hidden');\r\n                advancedMode.classList.remove('hidden');\r\n                advancedMode.classList.add('fade-in');\r\n                modeToggleText.textContent = 'Cambiar a Modo Simple';\r\n            } else {\r\n                advancedMode.classList.add('hidden');\r\n                simpleMode.classList.remove('hidden');\r\n                simpleMode.classList.add('fade-in');\r\n                modeToggleText.textContent = 'Cambiar a Modo Avanzado';\r\n                resetMonthlyAccumulator(false);\r\n                if (monthlyAccumulatorSection) monthlyAccumulatorSection.classList.add('hidden');\r\n                if (resultSection) resultSection.classList.add('hidden');\r\n            }\r\n        });\r\n    }\r\n\r\n    if (simpleAmountInput) {\r\n        simpleAmountInput.addEventListener('input', (e) => {\r\n            formatNumberInput(e.target);\r\n            const amount = parseFormattedNumber(e.target.value);\r\n            if (amount > 0) {\r\n                const tax = amount * TAX_RATE;\r\n                simpleTaxAmountSpan.textContent = formatCurrency(tax);\r\n                simpleResultSection.classList.remove('hidden');\r\n            } else {\r\n                simpleResultSection.classList.add('hidden');\r\n            }\r\n        });\r\n    }\r\n\r\n    function addAmountToMonthlyTotal(amount, isInitial = false) {\r\n        const numericAmount = parseFloat(amount);\r\n        if (isNaN(numericAmount) || numericAmount <= 0) { return false; }\r\n        if (isInitial && initialTransactionAdded) { return false; }\r\n        accumulatedMonthlyTotal += numericAmount;\r\n        const listItem = document.createElement('li');\r\n        listItem.style.cssText = 'padding: 0.5rem 0 !important; border-bottom: 1px solid var(--brand-border-soft) !important; font-size: 0.85rem !important; color: var(--brand-text-muted) !important; word-break: break-all;';\r\n        let prefix = isInitial ? \"(Actual) + \" : \"+ \";\r\n        listItem.textContent = `${prefix}${formatCurrency(numericAmount)}`;\r\n        if (monthlyTransactionsListUl) monthlyTransactionsListUl.appendChild(listItem);\r\n        if (isInitial) { initialTransactionAdded = true; }\r\n        updateMonthlyTotalDisplay();\r\n        return true;\r\n    }\r\n\r\n    function updateMonthlyTotalDisplay() {\r\n        if (!currentMonthlyTotalSpan || !totalMonthlyTaxInfoP || !progressBarInner || !monthlyLimitStatusSpan || !monthlyTransactionsListContainer || !monthlyTransactionsListUl) return;\r\n\r\n        currentMonthlyTotalSpan.textContent = formatCurrency(accumulatedMonthlyTotal);\r\n        totalMonthlyTaxInfoP.classList.add('hidden');\r\n        let progressPercent = (accumulatedMonthlyTotal \/ EXEMPTION_LIMIT_2026) * 100;\r\n        let displayPercent = Math.min(progressPercent, 100);\r\n        progressBarInner.style.width = `${displayPercent}%`;\r\n\r\n        if (accumulatedMonthlyTotal > EXEMPTION_LIMIT_2026) {\r\n            monthlyLimitStatusSpan.innerHTML = `<span class=\"status-text-exceeded\" style=\"color: #dc2626 !important; font-weight: 700 !important;\">\u26a0\ufe0f L\u00edmite Excedido (${formatCurrency(EXEMPTION_LIMIT_2026)})<\/span>`;\r\n            progressBarInner.classList.add('exceeded');\r\n            const estimatedTotalMonthlyTax = accumulatedMonthlyTotal * TAX_RATE;\r\n            totalMonthlyTaxInfoP.innerHTML = `<strong>Impuesto estimado del mes:<\/strong> <span style=\"color: #dc2626; font-weight: 800; word-break: break-all;\">${formatCurrency(estimatedTotalMonthlyTax)}<\/span>`;\r\n            totalMonthlyTaxInfoP.classList.remove('hidden');\r\n        } else if (accumulatedMonthlyTotal > 0) {\r\n            monthlyLimitStatusSpan.innerHTML = `<span class=\"status-text-ok\" style=\"color: var(--brand-accent-green) !important; font-weight: 700 !important;\">\u2713 Dentro del l\u00edmite (${progressPercent.toFixed(1)}% usado)<\/span>`;\r\n            progressBarInner.classList.remove('exceeded');\r\n        } else {\r\n            monthlyLimitStatusSpan.textContent = '';\r\n            progressBarInner.classList.remove('exceeded');\r\n        }\r\n        monthlyTransactionsListContainer.classList.toggle('hidden', monthlyTransactionsListUl.children.length === 0);\r\n    }\r\n\r\n    function resetMonthlyAccumulator(keepMainAmount = false) {\r\n        if (!addMonthlyTransactionAmountInput || !monthlyTransactionsListUl || !totalMonthlyTaxInfoP || !progressBarInner || !resultSection || !transactionAmountInput) return;\r\n        accumulatedMonthlyTotal = 0;\r\n        initialTransactionAdded = false;\r\n        addMonthlyTransactionAmountInput.value = '';\r\n        monthlyTransactionsListUl.innerHTML = '';\r\n        totalMonthlyTaxInfoP.classList.add('hidden');\r\n        progressBarInner.style.width = '0%';\r\n        progressBarInner.classList.remove('exceeded');\r\n        updateMonthlyTotalDisplay();\r\n        if (!keepMainAmount) {\r\n            transactionAmountInput.value = '';\r\n        }\r\n    }\r\n\r\n    if (transactionAmountInput) {\r\n        transactionAmountInput.addEventListener('input', (e) => {\r\n            formatNumberInput(e.target);\r\n            if(resultSection) resultSection.classList.add('hidden');\r\n            if (isExemptAccountSelect?.value === 'yes') {\r\n                resetMonthlyAccumulator(true);\r\n            }\r\n        });\r\n    }\r\n    if (addMonthlyTransactionAmountInput) {\r\n        addMonthlyTransactionAmountInput.addEventListener('input', (e) => {\r\n            formatNumberInput(e.target);\r\n        });\r\n    }\r\n\r\n    if (isExemptAccountSelect) {\r\n        isExemptAccountSelect.addEventListener('change', () => {\r\n            if(monthlyAccumulatorSection) monthlyAccumulatorSection.classList.add('hidden');\r\n            if(resultSection) resultSection.classList.add('hidden');\r\n            resetMonthlyAccumulator(true);\r\n        });\r\n    }\r\n\r\n    if (addMonthlyButton) {\r\n        addMonthlyButton.addEventListener('click', () => {\r\n            const amountToAdd = parseFormattedNumber(addMonthlyTransactionAmountInput?.value);\r\n            if (amountToAdd <= 0) {\r\n                alert('Por favor, ingresa un monto v\u00e1lido.');\r\n                addMonthlyTransactionAmountInput?.focus();\r\n                return;\r\n            }\r\n            if (addAmountToMonthlyTotal(amountToAdd, false)) {\r\n                if(addMonthlyTransactionAmountInput) addMonthlyTransactionAmountInput.value = '';\r\n                addMonthlyTransactionAmountInput?.focus();\r\n                if(resultSection) resultSection.classList.add('hidden');\r\n            }\r\n        });\r\n    }\r\n\r\n    if (resetMonthlyButton) {\r\n        resetMonthlyButton.addEventListener('click', () => {\r\n            resetMonthlyAccumulator(false);\r\n            if(monthlyAccumulatorSection) monthlyAccumulatorSection.classList.add('hidden');\r\n            if(resultSection) resultSection.classList.add('hidden');\r\n        });\r\n    }\r\n\r\n    if (calculateButton) {\r\n        calculateButton.addEventListener('click', () => {\r\n            if (!resultSection || !resultMessage || !transactionAmountInput || !isExemptAccountSelect || !monthlyAccumulatorSection) return;\r\n\r\n            resultSection.classList.add('hidden');\r\n            resultMessage.textContent = '';\r\n            resultMessage.className = 'message-box-modern';\r\n\r\n            const transactionAmount = parseFormattedNumber(transactionAmountInput.value);\r\n            if (transactionAmount <= 0) {\r\n                alert('Por favor, ingresa un monto v\u00e1lido.');\r\n                transactionAmountInput.focus();\r\n                return;\r\n            }\r\n\r\n            const isExempt = isExemptAccountSelect.value === 'yes';\r\n            let tax = 0;\r\n            let message = '';\r\n            let messageType = 'message-exempt';\r\n\r\n            if (isExempt) {\r\n                monthlyAccumulatorSection.classList.remove('hidden');\r\n                addAmountToMonthlyTotal(transactionAmount, true);\r\n            } else {\r\n                monthlyAccumulatorSection.classList.add('hidden');\r\n                if (initialTransactionAdded || accumulatedMonthlyTotal > 0) {\r\n                    resetMonthlyAccumulator(true);\r\n                }\r\n            }\r\n\r\n            if (!isExempt) {\r\n                tax = transactionAmount * TAX_RATE;\r\n                message = 'Cuenta no exenta. Se aplica impuesto 4x1000.';\r\n                messageType = 'message-taxed';\r\n            } else {\r\n                if (accumulatedMonthlyTotal > EXEMPTION_LIMIT_2026) {\r\n                    tax = transactionAmount * TAX_RATE;\r\n                    message = `L\u00edmite excedido (${formatCurrency(accumulatedMonthlyTotal)} > ${formatCurrency(EXEMPTION_LIMIT_2026)}). Se aplica impuesto.`;\r\n                    messageType = 'message-taxed';\r\n                } else {\r\n                    tax = 0;\r\n                    if (accumulatedMonthlyTotal > 0) {\r\n                        message = `Transacci\u00f3n exenta. Acumulado: ${formatCurrency(accumulatedMonthlyTotal)} (dentro del l\u00edmite).`;\r\n                        messageType = 'message-exempt';\r\n                    }\r\n                }\r\n            }\r\n\r\n            const netAmount = transactionAmount - tax;\r\n\r\n            if (!resultTransactionAmountSpan || !taxAmountSpan || !netAmountSpan) return;\r\n\r\n            resultTransactionAmountSpan.textContent = formatCurrency(transactionAmount);\r\n            taxAmountSpan.textContent = formatCurrency(tax);\r\n            netAmountSpan.textContent = formatCurrency(netAmount);\r\n            resultMessage.textContent = message;\r\n            resultMessage.classList.add(messageType);\r\n            resultSection.classList.remove('hidden');\r\n        });\r\n    }\r\n\r\n    if (container) {\r\n        updateMonthlyTotalDisplay();\r\n        if(monthlyAccumulatorSection) monthlyAccumulatorSection.classList.add('hidden');\r\n    }\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3fd9eb e-flex e-con-boxed e-con e-parent\" data-id=\"f3fd9eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37ea097 elementor-widget elementor-widget-text-editor\" data-id=\"37ea097\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"0\" data-end=\"92\"><span style=\"color: #000000;\">Calculadora del <strong data-start=\"18\" data-end=\"46\">4&#215;1000 en Colombia (GMF)<\/strong>: entiende el impuesto y calc\u00falalo en segundos<\/span><\/h2><p data-start=\"94\" data-end=\"309\"><span style=\"color: #000000;\">\u00bfHiciste una transferencia, un retiro o pagaste algo con tu cuenta y viste un descuento peque\u00f1o? Ese \u201cmisterioso\u201d cobro suele ser el <strong data-start=\"227\" data-end=\"237\">4&#215;1000<\/strong>, oficialmente llamado <strong data-start=\"260\" data-end=\"308\">Gravamen a los Movimientos Financieros (GMF)<\/strong>.<\/span><\/p><p data-start=\"311\" data-end=\"429\"><span style=\"color: #000000;\">La buena noticia: <strong data-start=\"329\" data-end=\"357\">es muy f\u00e1cil de calcular<\/strong> y, en algunos casos, <strong data-start=\"379\" data-end=\"402\">puedes estar exento<\/strong> dentro de un tope mensual.<\/span><\/p><hr data-start=\"431\" data-end=\"434\" \/><h2 data-start=\"436\" data-end=\"467\"><span style=\"color: #000000;\">\u00bfQu\u00e9 es el <strong data-start=\"450\" data-end=\"466\">4&#215;1000 (GMF)<\/strong>?<\/span><\/h2><p data-start=\"469\" data-end=\"800\"><span style=\"color: #000000;\">El <strong data-start=\"472\" data-end=\"479\">GMF<\/strong> es un impuesto nacional que se genera cuando haces <strong data-start=\"531\" data-end=\"560\">transacciones financieras<\/strong> donde se \u201cdisponen\u201d recursos (por ejemplo, retiros, transferencias, pagos, etc.). Su <strong data-start=\"646\" data-end=\"654\">base<\/strong> es el <strong data-start=\"661\" data-end=\"694\">valor total de la transacci\u00f3n<\/strong>, y la <strong data-start=\"701\" data-end=\"719\">tarifa general<\/strong> es <strong data-start=\"723\" data-end=\"743\">4 por cada 1.000<\/strong> (o sea, <strong data-start=\"752\" data-end=\"760\">0,4%<\/strong>).<\/span><\/p><p data-start=\"802\" data-end=\"890\"><span style=\"color: #000000;\">En palabras simples:<\/span><br data-start=\"822\" data-end=\"825\" \/><span style=\"color: #000000;\">si mueves <strong data-start=\"835\" data-end=\"849\">$1.000.000<\/strong>, el 4&#215;1000 normalmente ser\u00eda <strong data-start=\"879\" data-end=\"889\">$4.000<\/strong>.<\/span><\/p><hr data-start=\"892\" data-end=\"895\" \/><h2 data-start=\"897\" data-end=\"926\"><span style=\"color: #000000;\">\u00bfPor qu\u00e9 existe el 4&#215;1000?<\/span><\/h2><p data-start=\"928\" data-end=\"1140\"><span style=\"color: #000000;\">Este impuesto naci\u00f3 como una medida para recaudar recursos en una coyuntura financiera a finales de los 90 y, con el tiempo, se mantuvo como una fuente de recaudo del Estado.<\/span><\/p><hr data-start=\"1142\" data-end=\"1145\" \/><h2 data-start=\"1147\" data-end=\"1201\"><span style=\"color: #000000;\">Exenci\u00f3n del 4&#215;1000: <strong data-start=\"1171\" data-end=\"1201\">el tope mensual de 350 UVT<\/strong><\/span><\/h2><p data-start=\"1203\" data-end=\"1407\"><span style=\"color: #000000;\">Aqu\u00ed viene lo que m\u00e1s le interesa a la gente: <strong data-start=\"1249\" data-end=\"1275\">s\u00ed existe una exenci\u00f3n<\/strong> para ciertos retiros\/movimientos (seg\u00fan condiciones), <strong data-start=\"1330\" data-end=\"1368\">hasta un l\u00edmite mensual de 350 UVT<\/strong>.<\/span><\/p><h3 data-start=\"1409\" data-end=\"1438\"><span style=\"color: #000000;\">\u2705 Tope 2026 (actualizado)<\/span><\/h3><p data-start=\"1439\" data-end=\"1544\"><span style=\"color: #000000;\">La DIAN inform\u00f3 que la <strong data-start=\"1462\" data-end=\"1493\">UVT para 2026 es de $52.374<\/strong>. <\/span><br data-start=\"1532\" data-end=\"1535\" \/><span style=\"color: #000000;\">Entonces:<\/span><\/p><ul data-start=\"1546\" data-end=\"1599\"><li data-start=\"1546\" data-end=\"1599\"><p data-start=\"1548\" data-end=\"1599\"><span style=\"color: #000000;\"><strong data-start=\"1548\" data-end=\"1584\">350 UVT (2026) = $18.330.900 COP<\/strong> (52.374 \u00d7 350)<\/span><\/p><\/li><\/ul><hr data-start=\"1601\" data-end=\"1604\" \/><h2 data-start=\"1606\" data-end=\"1655\"><span style=\"color: #000000;\">Cambio clave desde <strong data-start=\"1628\" data-end=\"1655\">13 de diciembre de 2024<\/strong><\/span><\/h2><p data-start=\"1656\" data-end=\"2081\"><span style=\"color: #000000;\">Antes era com\u00fan \u201cmarcar\u201d una sola cuenta para la exenci\u00f3n. Desde el <strong data-start=\"1724\" data-end=\"1738\">13\/12\/2024<\/strong>, con la entrada en vigor del sistema previsto por norma, <strong data-start=\"1796\" data-end=\"1842\">ya no es necesario marcar una \u00fanica cuenta<\/strong>: la exenci\u00f3n <strong data-start=\"1856\" data-end=\"1925\">puede aplicarse de forma distribuida entre varias cuentas propias<\/strong>, incluso en diferentes entidades, <strong data-start=\"1960\" data-end=\"2042\">siempre que estas hayan implementado el sistema de informaci\u00f3n correspondiente<\/strong>.<\/span><\/p><p data-start=\"2083\" data-end=\"2267\"><span style=\"color: #000000;\">Y si alguna entidad retiene de m\u00e1s por no aplicar bien la exenci\u00f3n, la DIAN indica que <strong data-start=\"2170\" data-end=\"2228\">puedes solicitar el reintegro de lo retenido en exceso<\/strong>.<\/span><\/p><hr data-start=\"2269\" data-end=\"2272\" \/><h2 data-start=\"2274\" data-end=\"2319\"><span style=\"color: #000000;\">\u00bfC\u00f3mo usar nuestra <strong data-start=\"2296\" data-end=\"2318\">Calculadora 4&#215;1000<\/strong>?<\/span><\/h2><p data-start=\"2321\" data-end=\"2485\"><span style=\"color: #000000;\">Esta calculadora est\u00e1 pensada para que no te enredes: <strong data-start=\"2375\" data-end=\"2422\">pones el monto, eliges el escenario y listo<\/strong>. Adem\u00e1s, <strong data-start=\"2432\" data-end=\"2451\">no guarda datos<\/strong>: todo se calcula en tu navegador.<\/span><\/p><h3 data-start=\"2487\" data-end=\"2528\"><span style=\"color: #000000;\">1) <strong data-start=\"2494\" data-end=\"2509\">Modo Simple<\/strong> (r\u00e1pido y directo)<\/span><\/h3><p data-start=\"2529\" data-end=\"2591\"><span style=\"color: #000000;\">Ideal si solo quieres saber \u201c\u00bfcu\u00e1nto es el 4&#215;1000 de X monto?\u201d<\/span><\/p><p data-start=\"2593\" data-end=\"2603\"><span style=\"color: #000000;\"><strong data-start=\"2593\" data-end=\"2603\">Pasos:<\/strong><\/span><\/p><ol data-start=\"2604\" data-end=\"2756\"><li data-start=\"2604\" data-end=\"2648\"><p data-start=\"2607\" data-end=\"2648\"><span style=\"color: #000000;\">Escribe el valor en COP (ej: <strong data-start=\"2636\" data-end=\"2646\">500000<\/strong>).<\/span><\/p><\/li><li data-start=\"2649\" data-end=\"2697\"><p data-start=\"2652\" data-end=\"2697\"><span style=\"color: #000000;\">La calculadora lo formatea (ej: <strong data-start=\"2684\" data-end=\"2695\">500.000<\/strong>).<\/span><\/p><\/li><li data-start=\"2698\" data-end=\"2756\"><p data-start=\"2701\" data-end=\"2756\"><span style=\"color: #000000;\">Te muestra el <strong data-start=\"2715\" data-end=\"2743\">impuesto estimado (0,4%)<\/strong> al instante.<\/span><\/p><\/li><\/ol><blockquote data-start=\"2758\" data-end=\"2826\"><p data-start=\"2760\" data-end=\"2826\"><span style=\"color: #000000;\">Perfecto para una validaci\u00f3n r\u00e1pida antes de transferir o retirar.<\/span><\/p><\/blockquote><hr data-start=\"2828\" data-end=\"2831\" \/><h3 data-start=\"2833\" data-end=\"2902\"><span style=\"color: #000000;\">2) <strong data-start=\"2840\" data-end=\"2857\">Modo Avanzado<\/strong> (cuando quieres simular la exenci\u00f3n mensual)<\/span><\/h3><p data-start=\"2903\" data-end=\"3000\"><span style=\"color: #000000;\">Este modo es para cuando dices:<\/span><br data-start=\"2934\" data-end=\"2937\" \/><span style=\"color: #000000;\">\u201cOk, puede que est\u00e9 exento\u2026 pero \u00bfya me pas\u00e9 del tope del mes?\u201d<\/span><\/p><p data-start=\"3002\" data-end=\"3012\"><span style=\"color: #000000;\"><strong data-start=\"3002\" data-end=\"3012\">Pasos:<\/strong><\/span><\/p><ol data-start=\"3013\" data-end=\"3136\"><li data-start=\"3013\" data-end=\"3055\"><p data-start=\"3016\" data-end=\"3055\"><span style=\"color: #000000;\">Ingresa el <strong data-start=\"3027\" data-end=\"3054\">monto de la transacci\u00f3n<\/strong>.<\/span><\/p><\/li><li data-start=\"3056\" data-end=\"3100\"><p data-start=\"3059\" data-end=\"3100\"><span style=\"color: #000000;\">Responde: <strong data-start=\"3069\" data-end=\"3088\">\u00bfCuenta exenta?<\/strong> (<strong data-start=\"3090\" data-end=\"3099\">S\u00ed\/No<\/strong>)<\/span><\/p><\/li><li data-start=\"3101\" data-end=\"3136\"><p data-start=\"3104\" data-end=\"3136\"><span style=\"color: #000000;\">Presiona <strong data-start=\"3113\" data-end=\"3136\">\u201cCalcular Impuesto\u201d<\/strong><\/span><\/p><\/li><\/ol><h4 data-start=\"3138\" data-end=\"3171\"><span style=\"color: #000000;\">Si eliges <strong data-start=\"3153\" data-end=\"3171\">NO (no exenta)<\/strong><\/span><\/h4><ul data-start=\"3172\" data-end=\"3266\"><li data-start=\"3172\" data-end=\"3222\"><p data-start=\"3174\" data-end=\"3222\"><span style=\"color: #000000;\">Se calcula el 4&#215;1000 normal: <strong data-start=\"3203\" data-end=\"3220\">monto \u00d7 0,004<\/strong><\/span><\/p><\/li><li data-start=\"3223\" data-end=\"3266\"><p data-start=\"3225\" data-end=\"3266\"><span style=\"color: #000000;\">Ver\u00e1s: <strong data-start=\"3232\" data-end=\"3248\">Impuesto GMF<\/strong> y <strong data-start=\"3251\" data-end=\"3265\">Monto neto<\/strong>.<\/span><\/p><\/li><\/ul><h4 data-start=\"3268\" data-end=\"3298\"><span style=\"color: #000000;\">Si eliges <strong data-start=\"3283\" data-end=\"3298\">S\u00cd (exenta)<\/strong><\/span><\/h4><ul data-start=\"3299\" data-end=\"3589\"><li data-start=\"3299\" data-end=\"3347\"><p data-start=\"3301\" data-end=\"3347\"><span style=\"color: #000000;\">Se habilita el panel de <strong data-start=\"3325\" data-end=\"3346\">Acumulado mensual<\/strong>.<\/span><\/p><\/li><li data-start=\"3348\" data-end=\"3427\"><p data-start=\"3350\" data-end=\"3427\"><span style=\"color: #000000;\">La calculadora <strong data-start=\"3365\" data-end=\"3389\">suma autom\u00e1ticamente<\/strong> la transacci\u00f3n actual a tu acumulado.<\/span><\/p><\/li><li data-start=\"3428\" data-end=\"3517\"><p data-start=\"3430\" data-end=\"3517\"><span style=\"color: #000000;\">Puedes <strong data-start=\"3437\" data-end=\"3460\">agregar m\u00e1s d\u00e9bitos<\/strong> que ya hayas hecho en el mes para tener una visi\u00f3n real.<\/span><\/p><\/li><li data-start=\"3518\" data-end=\"3589\"><p data-start=\"3520\" data-end=\"3589\"><span style=\"color: #000000;\">Ver\u00e1s una <strong data-start=\"3530\" data-end=\"3551\">barra de progreso<\/strong> frente al tope 2026: <strong data-start=\"3573\" data-end=\"3588\">$18.330.900<\/strong>.<\/span><\/p><\/li><\/ul><hr data-start=\"3591\" data-end=\"3594\" \/><h2 data-start=\"3596\" data-end=\"3634\"><span style=\"color: #000000;\">Ejemplo pr\u00e1ctico (con valores 2026)<\/span><\/h2><p data-start=\"3636\" data-end=\"3649\"><span style=\"color: #000000;\">Imagina esto:<\/span><\/p><ul data-start=\"3651\" data-end=\"3766\"><li data-start=\"3651\" data-end=\"3698\"><p data-start=\"3653\" data-end=\"3698\"><span style=\"color: #000000;\">Vas a hacer una transacci\u00f3n de <strong data-start=\"3684\" data-end=\"3698\">$1.000.000<\/strong><\/span><\/p><\/li><li data-start=\"3699\" data-end=\"3766\"><p data-start=\"3701\" data-end=\"3766\"><span style=\"color: #000000;\">Ya llevas acumulado este mes <strong data-start=\"3730\" data-end=\"3745\">$17.900.000<\/strong> en d\u00e9bitos \u201cexentos\u201d<\/span><\/p><\/li><\/ul><p data-start=\"3768\" data-end=\"3856\"><span style=\"color: #000000;\">Como <strong data-start=\"3773\" data-end=\"3815\">$17.900.000 + $1.000.000 = $18.900.000<\/strong>, <strong data-start=\"3817\" data-end=\"3855\">superas el tope 2026 ($18.330.900)<\/strong>.<\/span><\/p><ul data-start=\"3858\" data-end=\"3956\"><li data-start=\"3858\" data-end=\"3956\"><p data-start=\"3860\" data-end=\"3956\"><span style=\"color: #000000;\">La calculadora te avisar\u00e1 que el <strong data-start=\"3893\" data-end=\"3916\">l\u00edmite fue excedido<\/strong> y te mostrar\u00e1 el <strong data-start=\"3934\" data-end=\"3955\">impuesto estimado<\/strong>.<\/span><\/p><\/li><\/ul><blockquote data-start=\"3958\" data-end=\"4423\"><p data-start=\"3960\" data-end=\"4423\"><span style=\"color: #000000;\"><strong data-start=\"3960\" data-end=\"3992\">Nota importante (vida real):<\/strong> en la pr\u00e1ctica, muchas entidades empiezan a cobrar el GMF cuando excedes el tope y el cobro puede verse reflejado sobre la parte que ya no queda cubierta por la exenci\u00f3n (seg\u00fan c\u00f3mo lo aplique tu entidad y el tipo de movimiento). Si quieres precisi\u00f3n \u201cal peso\u201d en casos l\u00edmite, lo ideal es comparar con el movimiento real reflejado por tu banco y, si hay cobros indebidos, solicitar revisi\u00f3n.<\/span><\/p><\/blockquote><hr data-start=\"4425\" data-end=\"4428\" \/><h2 data-start=\"4430\" data-end=\"4473\"><strong><span style=\"color: #000000;\">Para que te quede clar\u00edsimo<\/span><\/strong><\/h2><ul data-start=\"4474\" data-end=\"4907\"><li data-start=\"4474\" data-end=\"4549\"><p data-start=\"4476\" data-end=\"4549\"><span style=\"color: #000000;\"><strong data-start=\"4476\" data-end=\"4491\">Tarifa GMF:<\/strong> <strong data-start=\"4492\" data-end=\"4509\">4&#215;1000 (0,4%)<\/strong><\/span><\/p><\/li><li data-start=\"4550\" data-end=\"4617\"><p data-start=\"4552\" data-end=\"4617\"><span style=\"color: #000000;\"><strong data-start=\"4552\" data-end=\"4565\">UVT 2026:<\/strong> <strong data-start=\"4566\" data-end=\"4577\">$52.374<\/strong><\/span><\/p><\/li><li data-start=\"4618\" data-end=\"4677\"><p data-start=\"4620\" data-end=\"4677\"><span style=\"color: #000000;\"><strong data-start=\"4620\" data-end=\"4659\">Tope exento mensual 2026 (350 UVT):<\/strong> <strong data-start=\"4660\" data-end=\"4675\">$18.330.900<\/strong><\/span><\/p><\/li><li data-start=\"4678\" data-end=\"4907\"><p data-start=\"4680\" data-end=\"4907\"><span style=\"color: #000000;\">Desde <strong data-start=\"4686\" data-end=\"4698\">dic-2024<\/strong>, la exenci\u00f3n puede <strong data-start=\"4718\" data-end=\"4756\">distribuirse entre cuentas propias<\/strong>, si la entidad tiene el sistema implementado, y hay mecanismos para pedir <strong data-start=\"4831\" data-end=\"4866\">reintegros por cobros en exceso<\/strong>.<\/span><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculadora 4&#215;1000 Calcula el Gravamen a los Movimientos Financieros (GMF) Cambiar a Modo Avanzado Monto de la Transacci\u00f3n Impuesto 4&#215;1000 $0 Gravamen a Movimientos Financieros (GMF) Tasa: 0.4% (4 por cada mil) Informaci\u00f3n Clave 2026 Impuesto GMF: 0.4% sobre transacciones L\u00edmite exenci\u00f3n mensual: 350 UVT Valor 350 UVT: $18,330,900 COP Superar l\u00edmite: impuesto a todas&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4022,"template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-5917","herramientas","type-herramientas","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas"}],"about":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/types\/herramientas"}],"author":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":19,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5917\/revisions"}],"predecessor-version":[{"id":6181,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5917\/revisions\/6181"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media\/4022"}],"wp:attachment":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media?parent=5917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}