{"id":5896,"date":"2025-02-02T15:03:02","date_gmt":"2025-02-02T20:03:02","guid":{"rendered":"https:\/\/inversionesguru.com\/co\/?post_type=herramientas&#038;p=5896"},"modified":"2026-08-10T15:24:45","modified_gmt":"2026-08-10T20:24:45","slug":"simulador-de-rendimientos-uala-colombia","status":"publish","type":"herramientas","link":"https:\/\/inversionesguru.com\/co\/herramientas\/simulador-de-rendimientos-uala-colombia\/","title":{"rendered":"Simulador de Rendimientos Cuenta de Ahorros Ual\u00e1 Colombia"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5896\" class=\"elementor elementor-5896\" data-elementor-post-type=\"herramientas\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf8ab9 e-con-full e-flex e-con e-parent\" data-id=\"4bf8ab9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d43df4d elementor-widget elementor-widget-html\" data-id=\"d43df4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<section id=\"ig-uala-yield-simulator\" aria-label=\"Simulador de rendimientos Ual\u00e1 InversionesGuru\">\r\n  <style>\r\n    #ig-uala-yield-simulator {\r\n      --ig-ink: #17332f !important;\r\n      --ig-ink-2: #24443e !important;\r\n      --ig-muted: #5b6f68 !important;\r\n      --ig-muted-2: #789088 !important;\r\n      --ig-bg-a: #effbf6 !important;\r\n      --ig-bg-b: #fff3ec !important;\r\n      --ig-panel: #ffffff !important;\r\n      --ig-panel-soft: rgba(255, 255, 255, 0.84) !important;\r\n      --ig-line: rgba(23, 51, 47, 0.13) !important;\r\n      --ig-line-strong: rgba(23, 51, 47, 0.24) !important;\r\n      --ig-accent: #0f9f7a !important;\r\n      --ig-accent-dark: #08755d !important;\r\n      --ig-coral: #ef6a4a !important;\r\n      --ig-coral-dark: #c84f34 !important;\r\n      --ig-gold: #b97809 !important;\r\n      --ig-green-soft: #dff8ed !important;\r\n      --ig-coral-soft: #ffe2d7 !important;\r\n      --ig-warning-soft: #fff7df !important;\r\n      --ig-danger-soft: #ffe9e5 !important;\r\n      --ig-shadow: 0 24px 54px rgba(23, 51, 47, 0.12) !important;\r\n      --ig-shadow-soft: 0 14px 34px rgba(23, 51, 47, 0.08) !important;\r\n      --ig-radius: 8px !important;\r\n      display: block !important;\r\n      width: 100% !important;\r\n      overflow: hidden !important;\r\n      color: var(--ig-ink) !important;\r\n      background:\r\n        radial-gradient(circle at 12% 0%, rgba(239, 106, 74, 0.08), transparent 34%),\r\n        radial-gradient(circle at 90% 8%, rgba(15, 159, 122, 0.10), transparent 32%),\r\n        var(--ig-bg-a) !important;\r\n      background-size: auto, auto, auto !important;\r\n      font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, \"Segoe UI\", sans-serif !important;\r\n      line-height: 1.5 !important;\r\n      -webkit-font-smoothing: antialiased !important;\r\n      text-rendering: optimizeLegibility !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator *,\r\n    #ig-uala-yield-simulator *::before,\r\n    #ig-uala-yield-simulator *::after {\r\n      box-sizing: border-box !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator :where(h1, h2, h3, p, ul, li, figure, blockquote, button) {\r\n      margin: 0 !important;\r\n      padding: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator :where(h1, h2, h3, p, a, strong, span, label, input, button, th, td) {\r\n      overflow-wrap: break-word !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator a {\r\n      color: inherit !important;\r\n      text-decoration: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator button,\r\n    #ig-uala-yield-simulator input,\r\n    #ig-uala-yield-simulator select {\r\n      font: inherit !important;\r\n      -webkit-tap-highlight-color: transparent !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-wrap {\r\n      width: min(1180px, calc(100% - 32px)) !important;\r\n      max-width: 100% !important;\r\n      margin: 0 auto !important;\r\n      padding: 42px 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0, 1.03fr) minmax(320px, 0.72fr) !important;\r\n      gap: 22px !important;\r\n      align-items: stretch !important;\r\n      margin-bottom: 18px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel,\r\n    #ig-uala-yield-simulator .ig-card,\r\n    #ig-uala-yield-simulator .ig-alert,\r\n    #ig-uala-yield-simulator .ig-results-shell,\r\n    #ig-uala-yield-simulator .ig-note {\r\n      min-width: 0 !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-panel-soft) !important;\r\n      box-shadow: var(--ig-shadow-soft) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel {\r\n      padding: 26px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel.is-dark {\r\n      position: relative !important;\r\n      overflow: hidden !important;\r\n      background:\r\n        linear-gradient(135deg, rgba(239, 106, 74, 0.18), transparent 44%),\r\n        var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      box-shadow: var(--ig-shadow) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel.is-dark::after {\r\n      content: \"\" !important;\r\n      position: absolute !important;\r\n      inset: 14px !important;\r\n      border: 1px dashed rgba(255, 255, 255, 0.16) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      pointer-events: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-eyebrow {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      gap: 8px !important;\r\n      width: fit-content !important;\r\n      min-height: 32px !important;\r\n      padding: 6px 10px !important;\r\n      border: 1px solid rgba(15, 159, 122, 0.24) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(255, 255, 255, 0.68) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 12px !important;\r\n      font-weight: 850 !important;\r\n      letter-spacing: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel.is-dark .ig-eyebrow {\r\n      border-color: rgba(255, 255, 255, 0.16) !important;\r\n      background: rgba(255, 255, 255, 0.08) !important;\r\n      color: #dff8ed !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero h1 {\r\n      max-width: 820px !important;\r\n      margin-top: 16px !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: clamp(34px, 5vw, 58px) !important;\r\n      line-height: 1.04 !important;\r\n      font-weight: 930 !important;\r\n      letter-spacing: -0.02em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero h1 span {\r\n      color: var(--ig-coral-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero-text {\r\n      max-width: 740px !important;\r\n      margin-top: 18px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 17px !important;\r\n      line-height: 1.72 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-trust-row {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(3, minmax(0, 1fr)) !important;\r\n      gap: 10px !important;\r\n      margin-top: 22px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-trust-pill {\r\n      display: flex !important;\r\n      align-items: center !important;\r\n      gap: 9px !important;\r\n      min-height: 48px !important;\r\n      padding: 10px 12px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(255, 255, 255, 0.72) !important;\r\n      color: var(--ig-ink-2) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 780 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-radar {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      display: grid !important;\r\n      gap: 14px !important;\r\n      height: 100% !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-radar-top {\r\n      display: flex !important;\r\n      align-items: flex-start !important;\r\n      justify-content: space-between !important;\r\n      gap: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-radar-title {\r\n      color: #ffffff !important;\r\n      font-size: 14px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-radar-copy {\r\n      margin-top: 5px !important;\r\n      color: rgba(255, 255, 255, 0.76) !important;\r\n      font-size: 13px !important;\r\n      line-height: 1.55 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-status {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      gap: 8px !important;\r\n      min-width: max-content !important;\r\n      color: #dff8ed !important;\r\n      font-size: 12px !important;\r\n      font-weight: 850 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-dot {\r\n      width: 9px !important;\r\n      height: 9px !important;\r\n      border-radius: 999px !important;\r\n      background: var(--ig-accent) !important;\r\n      box-shadow: 0 0 0 6px rgba(15, 159, 122, 0.16) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-mini-kpis {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(3, minmax(0, 1fr)) !important;\r\n      gap: 10px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-mini-kpi {\r\n      min-height: 105px !important;\r\n      padding: 14px !important;\r\n      border: 1px solid rgba(255, 255, 255, 0.13) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(255, 255, 255, 0.08) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-mini-kpi span {\r\n      display: block !important;\r\n      color: rgba(255, 255, 255, 0.72) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 800 !important;\r\n      text-transform: uppercase !important;\r\n      letter-spacing: 0.04em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-mini-kpi strong {\r\n      display: block !important;\r\n      margin-top: 8px !important;\r\n      color: #ffffff !important;\r\n      font-size: 23px !important;\r\n      line-height: 1.04 !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-mini-kpi small {\r\n      display: block !important;\r\n      margin-top: 6px !important;\r\n      color: rgba(255, 255, 255, 0.68) !important;\r\n      font-size: 11px !important;\r\n      line-height: 1.35 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-steps {\r\n      display: grid !important;\r\n      gap: 10px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-step {\r\n      display: grid !important;\r\n      grid-template-columns: auto 1fr !important;\r\n      gap: 10px !important;\r\n      align-items: center !important;\r\n      min-height: 50px !important;\r\n      padding: 10px !important;\r\n      border: 1px solid rgba(255, 255, 255, 0.13) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(255, 255, 255, 0.07) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-step-num {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      width: 34px !important;\r\n      height: 34px !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(15, 159, 122, 0.24) !important;\r\n      color: #dff8ed !important;\r\n      font-size: 12px !important;\r\n      font-weight: 950 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-step strong {\r\n      display: block !important;\r\n      color: #ffffff !important;\r\n      font-size: 13px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-step span:last-child {\r\n      color: rgba(255, 255, 255, 0.68) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.28 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-main-grid {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(320px, 0.88fr) minmax(0, 1.12fr) !important;\r\n      gap: 18px !important;\r\n      align-items: start !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-section-title {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 26px !important;\r\n      line-height: 1.18 !important;\r\n      font-weight: 930 !important;\r\n      letter-spacing: -0.01em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-section-copy {\r\n      margin-top: 8px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 14px !important;\r\n      line-height: 1.65 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-form {\r\n      display: grid !important;\r\n      gap: 16px !important;\r\n      margin-top: 20px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-field {\r\n      display: grid !important;\r\n      gap: 8px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-label {\r\n      color: var(--ig-ink-2) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 850 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-help {\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.44 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-input,\r\n    #ig-uala-yield-simulator .ig-select {\r\n      width: 100% !important;\r\n      min-height: 50px !important;\r\n      padding: 12px 13px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      outline: 0 !important;\r\n      background: #ffffff !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 15px !important;\r\n      font-weight: 750 !important;\r\n      transition: border-color 180ms ease, box-shadow 180ms ease, background-color 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-input:focus,\r\n    #ig-uala-yield-simulator .ig-select:focus {\r\n      border-color: var(--ig-accent) !important;\r\n      box-shadow: 0 0 0 4px rgba(15, 159, 122, 0.14) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-field-row {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\r\n      gap: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-grid {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(3, minmax(0, 1fr)) !important;\r\n      gap: 10px !important;\r\n      margin-top: 10px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario {\r\n      position: relative !important;\r\n      min-width: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario input {\r\n      position: absolute !important;\r\n      inset: 0 !important;\r\n      width: 1px !important;\r\n      height: 1px !important;\r\n      opacity: 0 !important;\r\n      pointer-events: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-tile {\r\n      display: grid !important;\r\n      gap: 8px !important;\r\n      min-height: 144px !important;\r\n      padding: 14px !important;\r\n      border: 2px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      cursor: pointer !important;\r\n      transition: transform 180ms ease, border-color 180ms ease, background-color 180ms ease, box-shadow 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario input:checked + .ig-scenario-tile {\r\n      border-color: rgba(15, 159, 122, 0.74) !important;\r\n      background: var(--ig-bg-a) !important;\r\n      box-shadow: 0 12px 24px rgba(15, 159, 122, 0.12) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario input:focus-visible + .ig-scenario-tile {\r\n      box-shadow: 0 0 0 4px rgba(15, 159, 122, 0.16), 0 12px 24px rgba(15, 159, 122, 0.12) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-tile:hover {\r\n      transform: translateY(-2px) !important;\r\n      border-color: var(--ig-line-strong) !important;\r\n      box-shadow: var(--ig-shadow-soft) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 25px !important;\r\n      line-height: 1 !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate.is-coral {\r\n      color: var(--ig-coral-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-title {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-text {\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.38 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-badge {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      width: fit-content !important;\r\n      min-height: 28px !important;\r\n      padding: 4px 9px !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-green-soft) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 850 !important;\r\n      white-space: nowrap !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-badge.is-coral {\r\n      background: var(--ig-coral-soft) !important;\r\n      color: var(--ig-coral-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch-row {\r\n      display: grid !important;\r\n      grid-template-columns: 1fr auto !important;\r\n      gap: 12px !important;\r\n      align-items: center !important;\r\n      min-height: 58px !important;\r\n      padding: 12px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: rgba(255, 255, 255, 0.74) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch-row strong {\r\n      display: block !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch-row span {\r\n      display: block !important;\r\n      margin-top: 3px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch {\r\n      position: relative !important;\r\n      display: inline-block !important;\r\n      width: 54px !important;\r\n      height: 30px !important;\r\n      flex: 0 0 auto !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch input {\r\n      opacity: 0 !important;\r\n      width: 0 !important;\r\n      height: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-slider {\r\n      position: absolute !important;\r\n      cursor: pointer !important;\r\n      inset: 0 !important;\r\n      border-radius: 999px !important;\r\n      background: rgba(23, 51, 47, 0.14) !important;\r\n      transition: 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-slider::before {\r\n      content: \"\" !important;\r\n      position: absolute !important;\r\n      width: 24px !important;\r\n      height: 24px !important;\r\n      left: 3px !important;\r\n      top: 3px !important;\r\n      border-radius: 999px !important;\r\n      background: #ffffff !important;\r\n      box-shadow: 0 4px 12px rgba(23, 51, 47, 0.18) !important;\r\n      transition: 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch input:checked + .ig-slider {\r\n      background: var(--ig-accent) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch input:checked + .ig-slider::before {\r\n      transform: translateX(24px) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-tip {\r\n      display: none !important;\r\n      padding: 12px !important;\r\n      border: 1px solid rgba(239, 106, 74, 0.24) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-bg-b) !important;\r\n      color: var(--ig-coral-dark) !important;\r\n      font-size: 12px !important;\r\n      font-weight: 800 !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-tip.is-visible {\r\n      display: block !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-actions {\r\n      display: flex !important;\r\n      flex-wrap: wrap !important;\r\n      gap: 10px !important;\r\n      margin-top: 4px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      gap: 9px !important;\r\n      min-height: 50px !important;\r\n      padding: 12px 17px !important;\r\n      border: 1px solid transparent !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      cursor: pointer !important;\r\n      background: var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      font-size: 14px !important;\r\n      font-weight: 900 !important;\r\n      transition: transform 180ms ease, border-color 180ms ease, background-color 180ms ease, color 180ms ease, box-shadow 180ms ease, opacity 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn:hover {\r\n      transform: translateY(-2px) !important;\r\n      background: var(--ig-accent-dark) !important;\r\n      box-shadow: 0 16px 28px rgba(23, 51, 47, 0.18) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn.is-secondary {\r\n      border-color: var(--ig-line) !important;\r\n      background: #ffffff !important;\r\n      color: var(--ig-ink) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn.is-secondary:hover {\r\n      border-color: var(--ig-line-strong) !important;\r\n      background: var(--ig-bg-a) !important;\r\n      box-shadow: var(--ig-shadow-soft) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn.is-coral {\r\n      background: var(--ig-coral) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn.is-coral:hover {\r\n      background: var(--ig-coral-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn:disabled {\r\n      cursor: not-allowed !important;\r\n      opacity: 0.55 !important;\r\n      transform: none !important;\r\n      box-shadow: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-alert {\r\n      display: none !important;\r\n      margin-top: 14px !important;\r\n      padding: 13px !important;\r\n      background: var(--ig-danger-soft) !important;\r\n      color: #9f2a1a !important;\r\n      font-size: 13px !important;\r\n      font-weight: 780 !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-alert.is-visible {\r\n      display: block !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-results-shell {\r\n      display: none !important;\r\n      margin-top: 18px !important;\r\n      padding: 18px !important;\r\n      background: rgba(255, 255, 255, 0.90) !important;\r\n      animation: ig-uala-rise 360ms ease both !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-results-shell.is-visible {\r\n      display: block !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-results-head {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0, 1fr) auto !important;\r\n      gap: 16px !important;\r\n      align-items: end !important;\r\n      margin-bottom: 16px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi-grid {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr)) !important;\r\n      gap: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi {\r\n      min-width: 0 !important;\r\n      padding: 15px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      box-shadow: 0 10px 24px rgba(23, 51, 47, 0.06) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-final {\r\n      background:\r\n        linear-gradient(135deg, rgba(239, 106, 74, 0.16), transparent 48%),\r\n        var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      grid-column: span 2 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-accent {\r\n      border-left: 4px solid var(--ig-accent) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-coral {\r\n      border-left: 4px solid var(--ig-coral) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-gold {\r\n      border-left: 4px solid var(--ig-gold) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi-label {\r\n      display: block !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 850 !important;\r\n      text-transform: uppercase !important;\r\n      letter-spacing: 0.04em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi-value {\r\n      display: block !important;\r\n      margin-top: 7px !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: clamp(20px, 2.4vw, 29px) !important;\r\n      line-height: 1.08 !important;\r\n      font-weight: 930 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi-note {\r\n      display: block !important;\r\n      margin-top: 7px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.35 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-final .ig-kpi-label,\r\n    #ig-uala-yield-simulator .ig-kpi.is-final .ig-kpi-note {\r\n      color: rgba(255, 255, 255, 0.72) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-kpi.is-final .ig-kpi-value {\r\n      color: #ffffff !important;\r\n      font-size: clamp(28px, 4.2vw, 46px) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-visual-grid {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0, 0.88fr) minmax(0, 1.12fr) !important;\r\n      gap: 14px !important;\r\n      margin-top: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-breakdown,\r\n    #ig-uala-yield-simulator .ig-month-card {\r\n      min-width: 0 !important;\r\n      padding: 16px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-breakdown h3,\r\n    #ig-uala-yield-simulator .ig-month-card h3 {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 17px !important;\r\n      line-height: 1.25 !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bars {\r\n      display: grid !important;\r\n      gap: 12px !important;\r\n      margin-top: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-row {\r\n      display: grid !important;\r\n      gap: 6px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-label {\r\n      display: flex !important;\r\n      justify-content: space-between !important;\r\n      gap: 10px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      font-weight: 800 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-label strong {\r\n      color: var(--ig-ink) !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-track {\r\n      height: 9px !important;\r\n      overflow: hidden !important;\r\n      border-radius: 999px !important;\r\n      background: rgba(23, 51, 47, 0.08) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-fill {\r\n      display: block !important;\r\n      width: var(--ig-w, 0%) !important;\r\n      height: 100% !important;\r\n      border-radius: inherit !important;\r\n      background: var(--ig-accent) !important;\r\n      transform-origin: left center !important;\r\n      animation: ig-uala-grow 720ms ease both !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-fill.is-coral {\r\n      background: var(--ig-coral) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-bar-fill.is-gold {\r\n      background: var(--ig-gold) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight-list {\r\n      display: grid !important;\r\n      gap: 10px !important;\r\n      margin-top: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight {\r\n      display: grid !important;\r\n      grid-template-columns: auto 1fr !important;\r\n      gap: 10px !important;\r\n      align-items: start !important;\r\n      padding: 11px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-bg-a) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight.is-coral {\r\n      background: var(--ig-bg-b) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight-icon {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      width: 30px !important;\r\n      height: 30px !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-green-soft) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 14px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight.is-coral .ig-insight-icon {\r\n      background: var(--ig-coral-soft) !important;\r\n      color: var(--ig-coral-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight strong {\r\n      display: block !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-insight span {\r\n      display: block !important;\r\n      margin-top: 2px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.38 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-section {\r\n      margin-top: 14px !important;\r\n      padding: 16px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-head {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0, 1fr) auto !important;\r\n      gap: 12px !important;\r\n      align-items: start !important;\r\n      margin-bottom: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-head h3 {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 17px !important;\r\n      line-height: 1.25 !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-head p {\r\n      margin-top: 5px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-wrap {\r\n      width: 100% !important;\r\n      overflow: auto !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-wrap.is-scroll-y {\r\n      max-height: 430px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator table {\r\n      width: 100% !important;\r\n      min-width: 820px !important;\r\n      border-collapse: collapse !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator th {\r\n      position: sticky !important;\r\n      top: 0 !important;\r\n      z-index: 2 !important;\r\n      padding: 11px 12px !important;\r\n      background: var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      font-size: 11px !important;\r\n      line-height: 1.3 !important;\r\n      font-weight: 850 !important;\r\n      text-align: left !important;\r\n      white-space: nowrap !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator td {\r\n      padding: 10px 12px !important;\r\n      border-bottom: 1px solid var(--ig-line) !important;\r\n      color: var(--ig-ink-2) !important;\r\n      font-size: 13px !important;\r\n      vertical-align: middle !important;\r\n      white-space: nowrap !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator tbody tr:nth-child(even) {\r\n      background: rgba(239, 251, 246, 0.70) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator tbody tr:hover {\r\n      background: var(--ig-bg-b) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-state {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      min-height: 26px !important;\r\n      padding: 4px 8px !important;\r\n      border-radius: 999px !important;\r\n      font-size: 11px !important;\r\n      font-weight: 900 !important;\r\n      white-space: nowrap !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-state.is-paid {\r\n      background: var(--ig-green-soft) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-state.is-pending {\r\n      background: var(--ig-warning-soft) !important;\r\n      color: #946200 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-state.is-none {\r\n      background: rgba(23, 51, 47, 0.08) !important;\r\n      color: var(--ig-muted) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-box {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0, 1fr) auto !important;\r\n      gap: 14px !important;\r\n      align-items: center !important;\r\n      margin-top: 14px !important;\r\n      padding: 14px !important;\r\n      border: 1px solid rgba(239, 106, 74, 0.24) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-bg-b) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-box strong {\r\n      display: block !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 14px !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-box span {\r\n      display: block !important;\r\n      margin-top: 3px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.4 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-notes-grid {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\r\n      gap: 14px !important;\r\n      margin-top: 18px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-note {\r\n      padding: 16px !important;\r\n      background: rgba(255, 255, 255, 0.88) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-note h3 {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 16px !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-note ul {\r\n      display: grid !important;\r\n      gap: 8px !important;\r\n      margin-top: 11px !important;\r\n      padding-left: 18px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 13px !important;\r\n      line-height: 1.48 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-note li::marker {\r\n      color: var(--ig-accent-dark) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-small {\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-number-positive {\r\n      color: var(--ig-accent-dark) !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-number-coral {\r\n      color: var(--ig-coral-dark) !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-muted {\r\n      color: var(--ig-muted) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hidden {\r\n      display: none !important;\r\n    }\r\n\r\n\r\n    #ig-uala-yield-simulator .ig-source-strip {\r\n      display: flex !important;\r\n      flex-wrap: wrap !important;\r\n      align-items: center !important;\r\n      justify-content: space-between !important;\r\n      gap: 10px !important;\r\n      margin-top: 18px !important;\r\n      padding: 12px 14px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-source-link {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      gap: 7px !important;\r\n      min-height: 38px !important;\r\n      padding: 8px 11px !important;\r\n      border: 1px solid rgba(15, 159, 122, 0.22) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: var(--ig-bg-a) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-tools {\r\n      display: flex !important;\r\n      flex-wrap: wrap !important;\r\n      align-items: center !important;\r\n      justify-content: flex-end !important;\r\n      gap: 8px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-table-toggle {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      min-height: 34px !important;\r\n      padding: 6px 10px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      cursor: pointer !important;\r\n      font-size: 11px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scroll-hint {\r\n      display: none !important;\r\n      margin-top: 8px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 800 !important;\r\n    }\r\n\r\n    @keyframes ig-uala-rise {\r\n      from { opacity: 0; transform: translateY(12px); }\r\n      to { opacity: 1; transform: translateY(0); }\r\n    }\r\n\r\n    @keyframes ig-uala-grow {\r\n      from { transform: scaleX(0); }\r\n      to { transform: scaleX(1); }\r\n    }\r\n\r\n    @media (prefers-reduced-motion: reduce) {\r\n      #ig-uala-yield-simulator *,\r\n      #ig-uala-yield-simulator *::before,\r\n      #ig-uala-yield-simulator *::after {\r\n        animation-duration: 1ms !important;\r\n        animation-iteration-count: 1 !important;\r\n        scroll-behavior: auto !important;\r\n        transition-duration: 1ms !important;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 1040px) {\r\n      #ig-uala-yield-simulator .ig-hero,\r\n      #ig-uala-yield-simulator .ig-main-grid,\r\n      #ig-uala-yield-simulator .ig-visual-grid {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-panel.is-dark {\r\n        min-height: auto !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-kpi-grid {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr)) !important;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 760px) {\r\n      #ig-uala-yield-simulator .ig-wrap {\r\n        width: min(100% - 22px, 1180px) !important;\r\n        padding: 24px 0 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-panel,\r\n      #ig-uala-yield-simulator .ig-results-shell,\r\n      #ig-uala-yield-simulator .ig-table-section,\r\n      #ig-uala-yield-simulator .ig-breakdown,\r\n      #ig-uala-yield-simulator .ig-month-card,\r\n      #ig-uala-yield-simulator .ig-note {\r\n        padding: 18px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-trust-row,\r\n      #ig-uala-yield-simulator .ig-mini-kpis,\r\n      #ig-uala-yield-simulator .ig-scenario-grid,\r\n      #ig-uala-yield-simulator .ig-field-row,\r\n      #ig-uala-yield-simulator .ig-kpi-grid,\r\n      #ig-uala-yield-simulator .ig-notes-grid,\r\n      #ig-uala-yield-simulator .ig-results-head,\r\n      #ig-uala-yield-simulator .ig-table-head,\r\n      #ig-uala-yield-simulator .ig-pdf-box {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-kpi.is-final {\r\n        grid-column: auto !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-actions {\r\n        display: grid !important;\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-btn {\r\n        width: 100% !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-scenario-tile {\r\n        min-height: auto !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-radar-top {\r\n        flex-direction: column !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-pdf-box .ig-actions {\r\n        width: 100% !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-input,\r\n      #ig-uala-yield-simulator .ig-select {\r\n        font-size: 16px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-table-tools {\r\n        justify-content: flex-start !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-scroll-hint {\r\n        display: block !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-table-wrap table th:first-child,\r\n      #ig-uala-yield-simulator .ig-table-wrap table td:first-child {\r\n        position: sticky !important;\r\n        left: 0 !important;\r\n        z-index: 3 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-table-wrap table td:first-child {\r\n        background: #ffffff !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-table-wrap tbody tr:nth-child(even) td:first-child {\r\n        background: #effbf6 !important;\r\n      }\r\n    }\r\n\r\n    @media print {\r\n      body * {\r\n        visibility: hidden !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator,\r\n      #ig-uala-yield-simulator * {\r\n        visibility: visible !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator {\r\n        position: absolute !important;\r\n        left: 0 !important;\r\n        top: 0 !important;\r\n        width: 100% !important;\r\n        background: #ffffff !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-actions,\r\n      #ig-uala-yield-simulator .ig-form,\r\n      #ig-uala-yield-simulator .ig-table-wrap.is-scroll-y {\r\n        max-height: none !important;\r\n        overflow: visible !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-panel,\r\n      #ig-uala-yield-simulator .ig-results-shell,\r\n      #ig-uala-yield-simulator .ig-card,\r\n      #ig-uala-yield-simulator .ig-note {\r\n        box-shadow: none !important;\r\n        break-inside: avoid !important;\r\n      }\r\n    }\r\n\r\n\r\n    \/* =========================================================\r\n       V3 \u2014 UX ORIENTADA A INTENCI\u00d3N DE B\u00daSQUEDA\r\n       Menos ruido, mejor jerarqu\u00eda, mobile-first y color sem\u00e1ntico.\r\n       ========================================================= *\/\r\n\r\n    #ig-uala-yield-simulator {\r\n      --ig-bg-a: #f3faf7 !important;\r\n      --ig-bg-b: #fff8f4 !important;\r\n      --ig-panel-soft: #ffffff !important;\r\n      --ig-line: rgba(23, 51, 47, 0.12) !important;\r\n      --ig-line-strong: rgba(23, 51, 47, 0.22) !important;\r\n      --ig-radius-sm: 12px !important;\r\n      --ig-radius: 18px !important;\r\n      --ig-radius-lg: 24px !important;\r\n      --ig-shadow-soft: 0 14px 36px rgba(23, 51, 47, 0.075) !important;\r\n      --ig-shadow: 0 24px 58px rgba(23, 51, 47, 0.12) !important;\r\n      background:\r\n        radial-gradient(circle at 8% 2%, rgba(15,159,122,.08), transparent 28%),\r\n        radial-gradient(circle at 96% 4%, rgba(239,106,74,.07), transparent 26%),\r\n        #f3faf7 !important;\r\n      background-size: auto !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-wrap {\r\n      width: min(1180px, calc(100% - 32px)) !important;\r\n      padding: 42px 0 54px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-panel,\r\n    #ig-uala-yield-simulator .ig-card,\r\n    #ig-uala-yield-simulator .ig-alert,\r\n    #ig-uala-yield-simulator .ig-results-shell,\r\n    #ig-uala-yield-simulator .ig-note {\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      box-shadow: var(--ig-shadow-soft) !important;\r\n      backdrop-filter: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero {\r\n      grid-template-columns: minmax(0, 1.08fr) minmax(330px, .72fr) !important;\r\n      gap: 18px !important;\r\n      align-items: stretch !important;\r\n      margin-bottom: 18px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero-copy {\r\n      display: flex !important;\r\n      flex-direction: column !important;\r\n      justify-content: center !important;\r\n      padding: 34px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero h1 {\r\n      margin-top: 14px !important;\r\n      font-size: clamp(38px, 5vw, 62px) !important;\r\n      line-height: 1.01 !important;\r\n      letter-spacing: -0.035em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-hero-text {\r\n      max-width: 760px !important;\r\n      margin-top: 18px !important;\r\n      font-size: 16px !important;\r\n      line-height: 1.72 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-eyebrow {\r\n      min-height: 30px !important;\r\n      border-radius: 999px !important;\r\n      background: #f7fcfa !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-quick-benefits {\r\n      display: flex !important;\r\n      flex-wrap: wrap !important;\r\n      gap: 10px 18px !important;\r\n      margin-top: 24px !important;\r\n      padding-top: 18px !important;\r\n      border-top: 1px solid var(--ig-line) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-quick-benefit {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      gap: 8px !important;\r\n      color: var(--ig-ink-2) !important;\r\n      font-size: 13px !important;\r\n      font-weight: 800 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-quick-benefit::before {\r\n      content: \"\u2713\" !important;\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      width: 22px !important;\r\n      height: 22px !important;\r\n      border-radius: 999px !important;\r\n      background: var(--ig-green-soft) !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 12px !important;\r\n      font-weight: 950 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide {\r\n      display: flex !important;\r\n      flex-direction: column !important;\r\n      padding: 26px !important;\r\n      background: var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      box-shadow: var(--ig-shadow) !important;\r\n      overflow: hidden !important;\r\n      position: relative !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide::after {\r\n      content: \"\" !important;\r\n      position: absolute !important;\r\n      width: 220px !important;\r\n      height: 220px !important;\r\n      right: -100px !important;\r\n      bottom: -120px !important;\r\n      border-radius: 999px !important;\r\n      background: radial-gradient(circle, rgba(15,159,122,.28), transparent 68%) !important;\r\n      pointer-events: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide-top {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      display: flex !important;\r\n      justify-content: space-between !important;\r\n      gap: 12px !important;\r\n      align-items: flex-start !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide .ig-eyebrow {\r\n      color: #dff8ed !important;\r\n      background: rgba(255,255,255,.08) !important;\r\n      border-color: rgba(255,255,255,.14) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide h2 {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      margin-top: 14px !important;\r\n      color: #ffffff !important;\r\n      font-size: 23px !important;\r\n      line-height: 1.15 !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-guide-copy {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      margin-top: 8px !important;\r\n      color: rgba(255,255,255,.72) !important;\r\n      font-size: 13px !important;\r\n      line-height: 1.55 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-list {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      display: grid !important;\r\n      gap: 10px !important;\r\n      margin-top: 18px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-row {\r\n      display: grid !important;\r\n      grid-template-columns: 76px minmax(0,1fr) !important;\r\n      gap: 12px !important;\r\n      align-items: center !important;\r\n      min-height: 67px !important;\r\n      padding: 12px !important;\r\n      border: 1px solid rgba(255,255,255,.12) !important;\r\n      border-radius: 14px !important;\r\n      background: rgba(255,255,255,.07) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-row strong {\r\n      color: #ffffff !important;\r\n      font-size: 21px !important;\r\n      line-height: 1 !important;\r\n      font-weight: 950 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-row b {\r\n      display: block !important;\r\n      color: #ffffff !important;\r\n      font-size: 12px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-row span {\r\n      display: block !important;\r\n      margin-top: 3px !important;\r\n      color: rgba(255,255,255,.65) !important;\r\n      font-size: 11px !important;\r\n      line-height: 1.35 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-rate-rule {\r\n      position: relative !important;\r\n      z-index: 1 !important;\r\n      margin-top: auto !important;\r\n      padding-top: 16px !important;\r\n      color: #dff8ed !important;\r\n      font-size: 12px !important;\r\n      font-weight: 800 !important;\r\n      line-height: 1.5 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-main-grid {\r\n      grid-template-columns: minmax(0, 1.12fr) minmax(300px, .72fr) !important;\r\n      gap: 18px !important;\r\n      align-items: start !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-form-panel {\r\n      padding: 28px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-section-title {\r\n      font-size: clamp(24px, 3vw, 31px) !important;\r\n      letter-spacing: -.02em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-form {\r\n      gap: 18px !important;\r\n      margin-top: 22px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-field-group {\r\n      display: grid !important;\r\n      gap: 10px !important;\r\n      padding: 16px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 16px !important;\r\n      background: #fbfdfc !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-label {\r\n      font-size: 13px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-input,\r\n    #ig-uala-yield-simulator .ig-select {\r\n      min-height: 54px !important;\r\n      border-radius: 12px !important;\r\n      font-size: 16px !important;\r\n      font-weight: 800 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-grid {\r\n      gap: 11px !important;\r\n      margin-top: 2px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-tile {\r\n      position: relative !important;\r\n      min-height: 156px !important;\r\n      border-radius: 16px !important;\r\n      padding: 15px !important;\r\n      border-width: 1px !important;\r\n      box-shadow: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-tile::after {\r\n      content: \"\" !important;\r\n      position: absolute !important;\r\n      width: 22px !important;\r\n      height: 22px !important;\r\n      top: 13px !important;\r\n      right: 13px !important;\r\n      border: 2px solid rgba(23,51,47,.16) !important;\r\n      border-radius: 999px !important;\r\n      background: #ffffff !important;\r\n      transition: 180ms ease !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario input:checked + .ig-scenario-tile {\r\n      border: 2px solid var(--ig-accent) !important;\r\n      background: #f0fbf7 !important;\r\n      box-shadow: 0 12px 28px rgba(15,159,122,.11) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario input:checked + .ig-scenario-tile::after {\r\n      border-color: var(--ig-accent) !important;\r\n      background: var(--ig-accent) !important;\r\n      box-shadow: inset 0 0 0 5px #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario:nth-child(2) input:checked + .ig-scenario-tile,\r\n    #ig-uala-yield-simulator .ig-scenario:nth-child(3) input:checked + .ig-scenario-tile {\r\n      border-color: var(--ig-coral) !important;\r\n      background: #fff8f4 !important;\r\n      box-shadow: 0 12px 28px rgba(239,106,74,.10) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario:nth-child(2) input:checked + .ig-scenario-tile::after,\r\n    #ig-uala-yield-simulator .ig-scenario:nth-child(3) input:checked + .ig-scenario-tile::after {\r\n      border-color: var(--ig-coral) !important;\r\n      background: var(--ig-coral) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-badge {\r\n      border-radius: 999px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-scenario-title {\r\n      font-size: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-switch-row {\r\n      border-radius: 16px !important;\r\n      background: #fbfdfc !important;\r\n      padding: 14px 15px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-actions {\r\n      margin-top: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn {\r\n      min-height: 54px !important;\r\n      border-radius: 13px !important;\r\n      padding: 13px 19px !important;\r\n      font-size: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-btn[type=\"submit\"] {\r\n      min-width: 210px !important;\r\n      background: var(--ig-ink) !important;\r\n      box-shadow: 0 14px 30px rgba(23,51,47,.14) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-summary {\r\n      position: sticky !important;\r\n      top: 96px !important;\r\n      display: grid !important;\r\n      gap: 14px !important;\r\n      padding: 22px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: var(--ig-radius) !important;\r\n      background: #ffffff !important;\r\n      box-shadow: var(--ig-shadow-soft) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-summary-head {\r\n      display: flex !important;\r\n      justify-content: space-between !important;\r\n      gap: 12px !important;\r\n      align-items: flex-start !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-summary-head h2 {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 20px !important;\r\n      font-weight: 930 !important;\r\n      line-height: 1.15 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-rate {\r\n      display: grid !important;\r\n      gap: 4px !important;\r\n      padding: 18px !important;\r\n      border-radius: 17px !important;\r\n      background: var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-rate small {\r\n      color: rgba(255,255,255,.68) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 800 !important;\r\n      text-transform: uppercase !important;\r\n      letter-spacing: .04em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-rate strong {\r\n      color: #ffffff !important;\r\n      font-size: clamp(31px, 4vw, 43px) !important;\r\n      line-height: 1 !important;\r\n      font-weight: 950 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-rate span {\r\n      color: rgba(255,255,255,.76) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.45 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-list {\r\n      display: grid !important;\r\n      gap: 0 !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 14px !important;\r\n      overflow: hidden !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-row {\r\n      display: flex !important;\r\n      align-items: center !important;\r\n      justify-content: space-between !important;\r\n      gap: 14px !important;\r\n      min-height: 46px !important;\r\n      padding: 10px 12px !important;\r\n      background: #ffffff !important;\r\n      border-bottom: 1px solid var(--ig-line) !important;\r\n      font-size: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-row:last-child {\r\n      border-bottom: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-row span {\r\n      color: var(--ig-muted) !important;\r\n      font-weight: 750 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-row strong {\r\n      color: var(--ig-ink) !important;\r\n      text-align: right !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-result {\r\n      display: grid !important;\r\n      gap: 5px !important;\r\n      padding: 16px !important;\r\n      border-radius: 15px !important;\r\n      background: #effbf6 !important;\r\n      border: 1px solid rgba(15,159,122,.18) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-result small {\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 900 !important;\r\n      text-transform: uppercase !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-result strong {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 24px !important;\r\n      line-height: 1.08 !important;\r\n      font-weight: 950 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-live-result span {\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.4 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-results-shell {\r\n      margin-top: 20px !important;\r\n      padding: 22px !important;\r\n      border-radius: var(--ig-radius-lg) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-results-head {\r\n      align-items: start !important;\r\n      margin-bottom: 14px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-hero {\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0,1fr) minmax(300px,.7fr) !important;\r\n      gap: 16px !important;\r\n      padding: 24px !important;\r\n      border-radius: 20px !important;\r\n      background: var(--ig-ink) !important;\r\n      color: #ffffff !important;\r\n      box-shadow: var(--ig-shadow) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-main {\r\n      min-width: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-kicker {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      gap: 7px !important;\r\n      color: #bff2df !important;\r\n      font-size: 11px !important;\r\n      font-weight: 900 !important;\r\n      text-transform: uppercase !important;\r\n      letter-spacing: .05em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-main h3 {\r\n      margin-top: 8px !important;\r\n      color: #ffffff !important;\r\n      font-size: 17px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-number {\r\n      display: block !important;\r\n      margin-top: 7px !important;\r\n      color: #ffffff !important;\r\n      font-size: clamp(38px, 6vw, 64px) !important;\r\n      line-height: .98 !important;\r\n      font-weight: 950 !important;\r\n      letter-spacing: -.035em !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n      white-space: nowrap !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-explain {\r\n      max-width: 690px !important;\r\n      margin-top: 10px !important;\r\n      color: rgba(255,255,255,.72) !important;\r\n      font-size: 13px !important;\r\n      line-height: 1.55 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-side {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      gap: 9px !important;\r\n      align-content: center !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-mini {\r\n      padding: 12px !important;\r\n      border: 1px solid rgba(255,255,255,.12) !important;\r\n      border-radius: 13px !important;\r\n      background: rgba(255,255,255,.07) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-mini span {\r\n      display: block !important;\r\n      color: rgba(255,255,255,.62) !important;\r\n      font-size: 10px !important;\r\n      font-weight: 800 !important;\r\n      text-transform: uppercase !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-result-mini strong {\r\n      display: block !important;\r\n      margin-top: 5px !important;\r\n      color: #ffffff !important;\r\n      font-size: 15px !important;\r\n      font-weight: 900 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-support-kpis {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(4,minmax(0,1fr)) !important;\r\n      gap: 10px !important;\r\n      margin-top: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-support-kpi {\r\n      padding: 14px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 14px !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-support-kpi span {\r\n      display: block !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 10px !important;\r\n      font-weight: 850 !important;\r\n      text-transform: uppercase !important;\r\n      letter-spacing: .03em !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-support-kpi strong {\r\n      display: block !important;\r\n      margin-top: 6px !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 18px !important;\r\n      line-height: 1.05 !important;\r\n      font-weight: 930 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-support-kpi.is-coral {\r\n      border-left: 4px solid var(--ig-coral) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizons {\r\n      margin-top: 16px !important;\r\n      padding: 18px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 17px !important;\r\n      background: #fbfdfc !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizons-head h3 {\r\n      color: var(--ig-ink) !important;\r\n      font-size: 18px !important;\r\n      font-weight: 930 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizons-head p {\r\n      margin-top: 5px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 12px !important;\r\n      line-height: 1.5 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizon-grid {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(3,minmax(0,1fr)) !important;\r\n      gap: 10px !important;\r\n      margin-top: 12px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizon-card {\r\n      padding: 14px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 14px !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizon-card span {\r\n      display: block !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 11px !important;\r\n      font-weight: 800 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizon-card strong {\r\n      display: block !important;\r\n      margin-top: 5px !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 20px !important;\r\n      line-height: 1.06 !important;\r\n      font-weight: 950 !important;\r\n      font-variant-numeric: tabular-nums !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-horizon-card small {\r\n      display: block !important;\r\n      margin-top: 5px !important;\r\n      color: var(--ig-muted) !important;\r\n      font-size: 11px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box {\r\n      margin-top: 14px !important;\r\n      border: 1px solid var(--ig-line) !important;\r\n      border-radius: 17px !important;\r\n      background: #ffffff !important;\r\n      overflow: hidden !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box > summary {\r\n      list-style: none !important;\r\n      display: grid !important;\r\n      grid-template-columns: minmax(0,1fr) auto !important;\r\n      gap: 14px !important;\r\n      align-items: center !important;\r\n      min-height: 58px !important;\r\n      padding: 14px 16px !important;\r\n      cursor: pointer !important;\r\n      color: var(--ig-ink) !important;\r\n      font-size: 14px !important;\r\n      font-weight: 900 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box > summary::-webkit-details-marker {\r\n      display: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box > summary::after {\r\n      content: \"+\" !important;\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      width: 30px !important;\r\n      height: 30px !important;\r\n      border-radius: 999px !important;\r\n      background: #effbf6 !important;\r\n      color: var(--ig-accent-dark) !important;\r\n      font-size: 20px !important;\r\n      font-weight: 700 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box[open] > summary::after {\r\n      content: \"\u2212\" !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-detail-box > .ig-detail-content {\r\n      padding: 0 16px 16px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-visual-grid {\r\n      grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      margin-top: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-box {\r\n      margin-top: 16px !important;\r\n      border-radius: 17px !important;\r\n      background: #fff8f4 !important;\r\n      border-color: rgba(239,106,74,.22) !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-brand {\r\n      display: flex !important;\r\n      gap: 12px !important;\r\n      align-items: center !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-pdf-brand-mark {\r\n      display: inline-flex !important;\r\n      align-items: center !important;\r\n      justify-content: center !important;\r\n      width: 42px !important;\r\n      height: 42px !important;\r\n      border-radius: 12px !important;\r\n      background: var(--ig-coral-soft) !important;\r\n      color: var(--ig-coral-dark) !important;\r\n      font-weight: 950 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-info-section {\r\n      display: grid !important;\r\n      grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      gap: 12px !important;\r\n      margin-top: 18px !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-info-section .ig-detail-box {\r\n      margin-top: 0 !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-note {\r\n      box-shadow: none !important;\r\n    }\r\n\r\n    #ig-uala-yield-simulator .ig-source-strip {\r\n      margin-top: 14px !important;\r\n      border-radius: 16px !important;\r\n      background: #ffffff !important;\r\n    }\r\n\r\n    @media (max-width: 980px) {\r\n      #ig-uala-yield-simulator .ig-wrap {\r\n        width: min(100% - 24px, 1180px) !important;\r\n        padding: 28px 0 42px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-hero,\r\n      #ig-uala-yield-simulator .ig-main-grid,\r\n      #ig-uala-yield-simulator .ig-result-hero {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-live-summary {\r\n        position: static !important;\r\n        top: auto !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-support-kpis {\r\n        grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 720px) {\r\n      #ig-uala-yield-simulator .ig-wrap {\r\n        width: min(100% - 20px, 1180px) !important;\r\n        padding: 18px 0 34px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-panel,\r\n      #ig-uala-yield-simulator .ig-form-panel,\r\n      #ig-uala-yield-simulator .ig-hero-copy,\r\n      #ig-uala-yield-simulator .ig-rate-guide,\r\n      #ig-uala-yield-simulator .ig-results-shell {\r\n        padding: 18px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-hero h1 {\r\n        font-size: clamp(38px, 12vw, 52px) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-hero-text {\r\n        font-size: 15px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-quick-benefits {\r\n        gap: 9px 14px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-rate-row {\r\n        grid-template-columns: 68px minmax(0,1fr) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-field-row,\r\n      #ig-uala-yield-simulator .ig-info-section,\r\n      #ig-uala-yield-simulator .ig-visual-grid {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-scenario-grid {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-scenario-tile {\r\n        min-height: 0 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-actions {\r\n        display: grid !important;\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-btn,\r\n      #ig-uala-yield-simulator .ig-btn[type=\"submit\"] {\r\n        width: 100% !important;\r\n        min-width: 0 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-result-number {\r\n        font-size: clamp(29px, 10vw, 52px) !important;\r\n        white-space: nowrap !important;\r\n        overflow-wrap: normal !important;\r\n        word-break: keep-all !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-result-side,\r\n      #ig-uala-yield-simulator .ig-support-kpis {\r\n        grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-grid {\r\n        grid-template-columns: repeat(3,minmax(0,1fr)) !important;\r\n        gap: 7px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-card {\r\n        padding: 11px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-card strong {\r\n        font-size: 16px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-pdf-box {\r\n        align-items: stretch !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-source-strip {\r\n        align-items: flex-start !important;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 430px) {\r\n      #ig-uala-yield-simulator .ig-wrap {\r\n        width: min(100% - 16px, 1180px) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-panel,\r\n      #ig-uala-yield-simulator .ig-form-panel,\r\n      #ig-uala-yield-simulator .ig-hero-copy,\r\n      #ig-uala-yield-simulator .ig-rate-guide,\r\n      #ig-uala-yield-simulator .ig-results-shell {\r\n        padding: 16px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-hero h1 {\r\n        font-size: clamp(36px, 12vw, 48px) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-rate-guide-top,\r\n      #ig-uala-yield-simulator .ig-results-head {\r\n        grid-template-columns: 1fr !important;\r\n        display: grid !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-status {\r\n        min-width: 0 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-live-rate strong {\r\n        font-size: 34px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-result-number {\r\n        font-size: clamp(28px, 9.5vw, 42px) !important;\r\n        white-space: nowrap !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-result-side,\r\n      #ig-uala-yield-simulator .ig-support-kpis {\r\n        grid-template-columns: repeat(2,minmax(0,1fr)) !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizons {\r\n        padding: 14px !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-grid {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-card {\r\n        display: grid !important;\r\n        grid-template-columns: 78px minmax(0,1fr) !important;\r\n        column-gap: 10px !important;\r\n        align-items: center !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-card span {\r\n        grid-row: span 2 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-horizon-card strong,\r\n      #ig-uala-yield-simulator .ig-horizon-card small {\r\n        margin-top: 0 !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-switch-row {\r\n        grid-template-columns: 1fr auto !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-detail-box > summary {\r\n        min-height: 54px !important;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 350px) {\r\n      #ig-uala-yield-simulator .ig-result-side,\r\n      #ig-uala-yield-simulator .ig-support-kpis {\r\n        grid-template-columns: 1fr !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-quick-benefits {\r\n        display: grid !important;\r\n      }\r\n    }\r\n\r\n    @media print {\r\n      #ig-uala-yield-simulator {\r\n        background: #ffffff !important;\r\n      }\r\n\r\n      #ig-uala-yield-simulator .ig-rate-guide,\r\n      #ig-uala-yield-simulator .ig-live-summary,\r\n      #ig-uala-yield-simulator .ig-actions,\r\n      #ig-uala-yield-simulator .ig-info-section,\r\n      #ig-uala-yield-simulator .ig-source-strip,\r\n      #ig-uala-yield-simulator .ig-pdf-box {\r\n        display: none !important;\r\n      }\r\n    }\r\n\r\n  <\/style>\r\n\r\n  <div class=\"ig-wrap\">\r\n    <div class=\"ig-hero\">\r\n      <section class=\"ig-panel ig-hero-copy\" aria-labelledby=\"ig-uala-main-title\">\r\n        <span class=\"ig-eyebrow\">Cuenta remunerada Ual\u00e1 \u00b7 Colombia<\/span>\r\n        <h1 id=\"ig-uala-main-title\">Simulador de rendimientos <span>Ual\u00e1<\/span><\/h1>\r\n        <p class=\"ig-hero-text\">\r\n          Calcula cu\u00e1nto podr\u00eda generar tu saldo en Ual\u00e1 y compara el rendimiento base con los escenarios de compras del mes. El resultado separa lo que ya habr\u00eda sido abonado de lo que todav\u00eda podr\u00eda quedar pendiente.\r\n        <\/p>\r\n\r\n        <div class=\"ig-quick-benefits\" aria-label=\"Qu\u00e9 puedes calcular\">\r\n          <span class=\"ig-quick-benefit\">Cu\u00e1nto podr\u00edas ganar<\/span>\r\n          <span class=\"ig-quick-benefit\">Qu\u00e9 tasa est\u00e1s simulando<\/span>\r\n          <span class=\"ig-quick-benefit\">Reporte PDF descargable<\/span>\r\n        <\/div>\r\n      <\/section>\r\n\r\n      <aside class=\"ig-rate-guide\" aria-label=\"Tasas y condiciones de referencia Ual\u00e1\">\r\n        <div class=\"ig-rate-guide-top\">\r\n          <span class=\"ig-eyebrow\">Tasas que puedes comparar<\/span>\r\n          <span class=\"ig-status\"><span class=\"ig-dot\"><\/span> Revisado 10\/08\/2026<\/span>\r\n        <\/div>\r\n\r\n        <h2>Tu tasa depende de lo que cumplas durante el mes.<\/h2>\r\n        <p class=\"ig-rate-guide-copy\">Elige el escenario que realmente crees que podr\u00edas mantener. Las tasas condicionadas son totales y no se suman entre s\u00ed.<\/p>\r\n\r\n        <div class=\"ig-rate-list\">\r\n          <div class=\"ig-rate-row\">\r\n            <strong>5%<\/strong>\r\n            <div><b>Sin condici\u00f3n adicional<\/b><span>Rendimiento base sobre el saldo remunerable.<\/span><\/div>\r\n          <\/div>\r\n          <div class=\"ig-rate-row\">\r\n            <strong>8,25%<\/strong>\r\n            <div><b>Con al menos una compra al mes<\/b><span>Compra f\u00edsica o virtual con tarjeta d\u00e9bito Ual\u00e1. Bot\u00f3n PSE no cuenta.<\/span><\/div>\r\n          <\/div>\r\n          <div class=\"ig-rate-row\">\r\n            <strong>10,5%<\/strong>\r\n            <div><b>Con $400.000 en compras al mes<\/b><span>Compras acumuladas durante el mes calendario.<\/span><\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"ig-rate-rule\">Ual\u00e1 remunera hasta $10.500.000 COP. Si eliges una tasa condicionada, la proyecci\u00f3n supone que cumples su requisito en cada mes calendario incluido.<\/p>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"ig-main-grid\">\r\n      <section class=\"ig-panel ig-form-panel\" aria-labelledby=\"ig-uala-form-title\">\r\n        <h2 class=\"ig-section-title\" id=\"ig-uala-form-title\">Calcula cu\u00e1nto podr\u00eda rendir tu saldo<\/h2>\r\n        <p class=\"ig-section-copy\">Completa tres datos, elige la condici\u00f3n que quieres comparar y obt\u00e9n una proyecci\u00f3n. Puedes cambiar el escenario tantas veces como quieras.<\/p>\r\n\r\n        <form class=\"ig-form\" id=\"ig-uala-form\" novalidate>\r\n          <div class=\"ig-field-group\">\r\n            <div class=\"ig-field\">\r\n              <label class=\"ig-label\" for=\"ig-uala-saldo\">\u00bfCu\u00e1nto dinero quieres simular?<\/label>\r\n              <input class=\"ig-input\" id=\"ig-uala-saldo\" name=\"saldo\" type=\"text\" inputmode=\"decimal\" placeholder=\"$ 1.000.000\" autocomplete=\"off\">\r\n              <p class=\"ig-help\">Solo los primeros $10.500.000 COP generan rendimiento en esta proyecci\u00f3n.<\/p>\r\n              <div class=\"ig-tip\" id=\"ig-uala-saldo-tip\"><\/div>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"ig-field-group\">\r\n            <span class=\"ig-label\">\u00bfQu\u00e9 condici\u00f3n mensual quieres simular?<\/span>\r\n            <div class=\"ig-scenario-grid\" role=\"radiogroup\" aria-label=\"Escenario de rendimiento Ual\u00e1\">\r\n              <label class=\"ig-scenario\">\r\n                <input type=\"radio\" name=\"scenario\" value=\"base\" checked>\r\n                <span class=\"ig-scenario-tile\">\r\n                  <span class=\"ig-badge\">Sin condici\u00f3n<\/span>\r\n                  <span class=\"ig-rate\">5%<\/span>\r\n                  <span class=\"ig-scenario-title\">Rendimiento base<\/span>\r\n                  <span class=\"ig-scenario-text\">\u00dasalo si quieres ver el rendimiento sin depender de compras mensuales.<\/span>\r\n                <\/span>\r\n              <\/label>\r\n\r\n              <label class=\"ig-scenario\">\r\n                <input type=\"radio\" name=\"scenario\" value=\"purchase\">\r\n                <span class=\"ig-scenario-tile\">\r\n                  <span class=\"ig-badge is-coral\">1 compra\/mes<\/span>\r\n                  <span class=\"ig-rate\">8,25%<\/span>\r\n                  <span class=\"ig-scenario-title\">Con una compra<\/span>\r\n                  <span class=\"ig-scenario-text\">Supone al menos una compra f\u00edsica o virtual con la tarjeta d\u00e9bito Ual\u00e1 cada mes.<\/span>\r\n                <\/span>\r\n              <\/label>\r\n\r\n              <label class=\"ig-scenario\">\r\n                <input type=\"radio\" name=\"scenario\" value=\"spend\">\r\n                <span class=\"ig-scenario-tile\">\r\n                  <span class=\"ig-badge is-coral\">$400.000\/mes<\/span>\r\n                  <span class=\"ig-rate is-coral\">10,5%<\/span>\r\n                  <span class=\"ig-scenario-title\">Con meta de compras<\/span>\r\n                  <span class=\"ig-scenario-text\">Supone al menos $400.000 COP en compras acumuladas durante cada mes.<\/span>\r\n                <\/span>\r\n              <\/label>\r\n            <\/div>\r\n            <p class=\"ig-help\" id=\"ig-uala-scenario-assumption\">El 5% E.A. es el rendimiento base y no requiere una condici\u00f3n mensual adicional.<\/p>\r\n          <\/div>\r\n\r\n          <div class=\"ig-field-row\">\r\n            <div class=\"ig-field\">\r\n              <label class=\"ig-label\" for=\"ig-uala-days\">\u00bfDurante cu\u00e1ntos d\u00edas?<\/label>\r\n              <input class=\"ig-input\" id=\"ig-uala-days\" name=\"dias\" type=\"number\" min=\"1\" max=\"1095\" value=\"60\">\r\n              <p class=\"ig-help\">Puedes proyectar entre 1 y 1095 d\u00edas.<\/p>\r\n            <\/div>\r\n\r\n            <div class=\"ig-field\">\r\n              <label class=\"ig-label\" for=\"ig-uala-start\">\u00bfDesde qu\u00e9 fecha?<\/label>\r\n              <input class=\"ig-input\" id=\"ig-uala-start\" name=\"inicio\" type=\"date\">\r\n              <p class=\"ig-help\">La fecha permite estimar cierres mensuales y el l\u00edmite de abono del ajuste.<\/p>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"ig-switch-row\">\r\n            <span>\r\n              <strong>Estimar retenci\u00f3n del 7% si corresponde<\/strong>\r\n              <span>D\u00e9jalo apagado si solo quieres comparar el rendimiento. Act\u00edvalo para descontar un 7% de los intereses abonados como escenario conservador; Ual\u00e1 indica que la retenci\u00f3n aplica cuando corresponda.<\/span>\r\n            <\/span>\r\n            <label class=\"ig-switch\" aria-label=\"Estimar retenci\u00f3n en la fuente del 7% si corresponde\">\r\n              <input id=\"ig-uala-retention\" type=\"checkbox\">\r\n              <span class=\"ig-slider\"><\/span>\r\n            <\/label>\r\n          <\/div>\r\n\r\n          <div class=\"ig-actions\">\r\n            <button class=\"ig-btn\" type=\"submit\">Calcular mi rendimiento<\/button>\r\n            <button class=\"ig-btn is-secondary\" type=\"button\" id=\"ig-uala-reset\">Reiniciar<\/button>\r\n          <\/div>\r\n\r\n          <div class=\"ig-alert\" id=\"ig-uala-alert\" role=\"alert\"><\/div>\r\n        <\/form>\r\n      <\/section>\r\n\r\n      <aside class=\"ig-live-summary\" aria-labelledby=\"ig-uala-live-title\">\r\n        <div class=\"ig-live-summary-head\">\r\n          <div>\r\n            <span class=\"ig-eyebrow\">Tu simulaci\u00f3n<\/span>\r\n            <h2 id=\"ig-uala-live-title\">Lo esencial antes de calcular<\/h2>\r\n          <\/div>\r\n          <span class=\"ig-status\"><span class=\"ig-dot\"><\/span> Datos de referencia<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"ig-live-rate\">\r\n          <small>Tasa seleccionada<\/small>\r\n          <strong id=\"ig-uala-live-rate\">5,00%<\/strong>\r\n          <span id=\"ig-uala-live-condition\">Sin condici\u00f3n mensual adicional.<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"ig-live-list\">\r\n          <div class=\"ig-live-row\"><span>Saldo a simular<\/span><strong id=\"ig-uala-live-balance\">A\u00fan no ingresado<\/strong><\/div>\r\n          <div class=\"ig-live-row\"><span>Plazo<\/span><strong id=\"ig-uala-live-days\">60 d\u00edas<\/strong><\/div>\r\n          <div class=\"ig-live-row\"><span>Tope remunerado<\/span><strong>$10.500.000<\/strong><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"ig-live-result\">\r\n          <small id=\"ig-uala-live-result-label\">Cuando calcules ver\u00e1s aqu\u00ed<\/small>\r\n          <strong id=\"ig-uala-live-gain\">Tu ganancia estimada<\/strong>\r\n          <span id=\"ig-uala-live-final\">y el saldo final proyectado.<\/span>\r\n        <\/div>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <section class=\"ig-results-shell\" id=\"ig-uala-results\" aria-live=\"polite\">\r\n      <div class=\"ig-results-head\">\r\n        <div>\r\n          <span class=\"ig-eyebrow\">Resultado de tu simulaci\u00f3n<\/span>\r\n          <h2 class=\"ig-section-title\">Primero mira cu\u00e1nto podr\u00edas recibir.<\/h2>\r\n          <p class=\"ig-section-copy\" id=\"ig-uala-period-label\">Ejecuta un c\u00e1lculo para ver el per\u00edodo simulado.<\/p>\r\n        <\/div>\r\n        <span class=\"ig-badge\" id=\"ig-uala-scenario-label\">Escenario<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"ig-result-hero\">\r\n        <div class=\"ig-result-main\">\r\n          <span class=\"ig-result-kicker\">Lo m\u00e1s importante<\/span>\r\n          <h3>Ganancia estimada abonada durante el per\u00edodo<\/h3>\r\n          <span class=\"ig-result-number\" id=\"ig-uala-net-total\">$0<\/span>\r\n          <p class=\"ig-result-explain\">Incluye el rendimiento base y los ajustes que el modelo considera abonados dentro del plazo. La retenci\u00f3n solo se descuenta si activaste esa opci\u00f3n.<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"ig-result-side\">\r\n          <div class=\"ig-result-mini\"><span>Saldo final<\/span><strong id=\"ig-uala-final-balance\">$0<\/strong><\/div>\r\n          <div class=\"ig-result-mini\"><span>Tasa simulada<\/span><strong id=\"ig-uala-result-rate\">5,00% E.A.<\/strong><\/div>\r\n          <div class=\"ig-result-mini\"><span>Saldo inicial<\/span><strong id=\"ig-uala-result-initial\">$0<\/strong><\/div>\r\n          <div class=\"ig-result-mini\"><span>Plazo<\/span><strong id=\"ig-uala-result-days\">0 d\u00edas<\/strong><\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ig-support-kpis\" aria-label=\"Detalles complementarios\">\r\n        <div class=\"ig-support-kpi\"><span>Base diaria abonada<\/span><strong id=\"ig-uala-base-net\">$0<\/strong><\/div>\r\n        <div class=\"ig-support-kpi\"><span>Adicional abonado<\/span><strong id=\"ig-uala-paid-additional\">$0<\/strong><\/div>\r\n        <div class=\"ig-support-kpi is-coral\"><span>Adicional pendiente<\/span><strong id=\"ig-uala-pending-additional\">$0<\/strong><\/div>\r\n        <div class=\"ig-support-kpi\"><span>Retenci\u00f3n estimada<\/span><strong id=\"ig-uala-retention-total\">$0<\/strong><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ig-horizons\">\r\n        <div class=\"ig-horizons-head\">\r\n          <h3>\u00bfQu\u00e9 pasar\u00eda con el mismo saldo en otros plazos?<\/h3>\r\n          <p>Comparaci\u00f3n orientativa usando el mismo escenario y la misma fecha inicial. Las condiciones mensuales se mantienen como supuesto.<\/p>\r\n        <\/div>\r\n        <div class=\"ig-horizon-grid\">\r\n          <div class=\"ig-horizon-card\"><span>30 d\u00edas<\/span><strong id=\"ig-uala-h30-gain\">$0<\/strong><small id=\"ig-uala-h30-final\">Saldo final $0<\/small><\/div>\r\n          <div class=\"ig-horizon-card\"><span>6 meses<\/span><strong id=\"ig-uala-h180-gain\">$0<\/strong><small id=\"ig-uala-h180-final\">Saldo final $0<\/small><\/div>\r\n          <div class=\"ig-horizon-card\"><span>1 a\u00f1o<\/span><strong id=\"ig-uala-h365-gain\">$0<\/strong><small id=\"ig-uala-h365-final\">Saldo final $0<\/small><\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <details class=\"ig-detail-box\" open>\r\n        <summary>Entender c\u00f3mo se compone el rendimiento<\/summary>\r\n        <div class=\"ig-detail-content\">\r\n          <div class=\"ig-visual-grid\">\r\n            <div class=\"ig-breakdown\">\r\n              <h3>Composici\u00f3n del rendimiento abonado<\/h3>\r\n              <p class=\"ig-small\">La barra compara rendimiento base, ajuste condicionado abonado y retenci\u00f3n estimada.<\/p>\r\n              <div class=\"ig-bars\">\r\n                <div class=\"ig-bar-row\">\r\n                  <div class=\"ig-bar-label\"><span>Base abonada<\/span><strong id=\"ig-uala-bar-base-label\">$0<\/strong><\/div>\r\n                  <div class=\"ig-bar-track\"><span class=\"ig-bar-fill\" id=\"ig-uala-bar-base\" style=\"--ig-w: 0%\"><\/span><\/div>\r\n                <\/div>\r\n                <div class=\"ig-bar-row\">\r\n                  <div class=\"ig-bar-label\"><span>Adicional abonado<\/span><strong id=\"ig-uala-bar-add-label\">$0<\/strong><\/div>\r\n                  <div class=\"ig-bar-track\"><span class=\"ig-bar-fill is-coral\" id=\"ig-uala-bar-add\" style=\"--ig-w: 0%\"><\/span><\/div>\r\n                <\/div>\r\n                <div class=\"ig-bar-row\">\r\n                  <div class=\"ig-bar-label\"><span>Retenci\u00f3n<\/span><strong id=\"ig-uala-bar-ret-label\">$0<\/strong><\/div>\r\n                  <div class=\"ig-bar-track\"><span class=\"ig-bar-fill is-gold\" id=\"ig-uala-bar-ret\" style=\"--ig-w: 0%\"><\/span><\/div>\r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"ig-month-card\">\r\n              <h3>Qu\u00e9 significa tu resultado<\/h3>\r\n              <div class=\"ig-insight-list\" id=\"ig-uala-insights\"><\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/details>\r\n\r\n      <details class=\"ig-detail-box\">\r\n        <summary>Ver detalle mensual de los ajustes<\/summary>\r\n        <div class=\"ig-detail-content\">\r\n          <div class=\"ig-table-section\">\r\n            <div class=\"ig-table-head\">\r\n              <div>\r\n                <h3>Detalle mensual<\/h3>\r\n                <p>El adicional completa la tasa total elegible. Como criterio conservador, el simulador usa el 5.\u00ba d\u00eda h\u00e1bil siguiente como fecha m\u00e1xima estimada de abono.<\/p>\r\n              <\/div>\r\n              <span class=\"ig-badge\" id=\"ig-uala-month-count\">0 meses<\/span>\r\n            <\/div>\r\n            <div class=\"ig-table-wrap\">\r\n              <p class=\"ig-scroll-hint\" aria-hidden=\"true\">Desliza horizontalmente para ver todas las columnas \u2192<\/p>\r\n              <table aria-label=\"Detalle mensual de ajustes Ual\u00e1\">\r\n                <thead>\r\n                  <tr><th>Mes<\/th><th>D\u00edas<\/th><th>Tasa<\/th><th>Base abonada<\/th><th>Adicional<\/th><th>Fecha m\u00e1xima de abono<\/th><th>Estado<\/th><\/tr>\r\n                <\/thead>\r\n                <tbody id=\"ig-uala-monthly-body\"><\/tbody>\r\n              <\/table>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/details>\r\n\r\n      <details class=\"ig-detail-box\">\r\n        <summary>Ver c\u00e1lculo diario del rendimiento base<\/summary>\r\n        <div class=\"ig-detail-content\">\r\n          <div class=\"ig-table-section\">\r\n            <div class=\"ig-table-head\">\r\n              <div>\r\n                <h3>Detalle d\u00eda a d\u00eda<\/h3>\r\n                <p>Consulta saldo remunerable, rendimiento base, retenci\u00f3n y cr\u00e9ditos adicionales. Para periodos largos se cargan primero 90 filas.<\/p>\r\n              <\/div>\r\n              <div class=\"ig-table-tools\">\r\n                <span class=\"ig-badge\" id=\"ig-uala-day-count\">0 d\u00edas<\/span>\r\n                <button class=\"ig-table-toggle\" type=\"button\" id=\"ig-uala-daily-toggle\" hidden>Ver todos<\/button>\r\n              <\/div>\r\n            <\/div>\r\n            <div class=\"ig-table-wrap is-scroll-y\">\r\n              <p class=\"ig-scroll-hint\" aria-hidden=\"true\">Desliza horizontalmente para ver todas las columnas \u2192<\/p>\r\n              <table aria-label=\"Detalle diario del rendimiento base Ual\u00e1\">\r\n                <thead>\r\n                  <tr><th>Fecha<\/th><th>Saldo remunerable<\/th><th>Base bruto<\/th><th>Retenci\u00f3n base<\/th><th>Base abonada<\/th><th>Ajuste abonado<\/th><th>Saldo final<\/th><\/tr>\r\n                <\/thead>\r\n                <tbody id=\"ig-uala-daily-body\"><\/tbody>\r\n              <\/table>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/details>\r\n\r\n      <div class=\"ig-pdf-box\">\r\n        <div class=\"ig-pdf-brand\">\r\n          <span class=\"ig-pdf-brand-mark\">PDF<\/span>\r\n          <div>\r\n            <strong>Guarda tu simulaci\u00f3n<\/strong>\r\n            <span id=\"ig-uala-pdf-status\">El reporte se habilita despu\u00e9s del c\u00e1lculo e incluir\u00e1 el logo oficial de InversionesGuru.<\/span>\r\n          <\/div>\r\n        <\/div>\r\n        <div class=\"ig-actions\">\r\n          <button class=\"ig-btn is-coral\" type=\"button\" id=\"ig-uala-pdf\" disabled>Descargar reporte PDF<\/button>\r\n          <button class=\"ig-btn is-secondary\" type=\"button\" id=\"ig-uala-print\" disabled>Imprimir \/ guardar PDF<\/button>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <div class=\"ig-info-section\">\r\n      <details class=\"ig-detail-box\">\r\n        <summary>C\u00f3mo se calcula esta proyecci\u00f3n<\/summary>\r\n        <div class=\"ig-detail-content\">\r\n          <article class=\"ig-note\">\r\n            <ul>\r\n              <li>El 5% E.A. corresponde al rendimiento base sobre el saldo capital disponible al cierre de cada d\u00eda.<\/li>\r\n              <li>El 8,25% E.A. total supone al menos una compra f\u00edsica o virtual con tarjeta d\u00e9bito Ual\u00e1 en cada mes simulado.<\/li>\r\n              <li>El 10,5% E.A. total supone m\u00ednimo $400.000 COP en compras con tarjeta d\u00e9bito Ual\u00e1 en cada mes simulado.<\/li>\r\n              <li>Las tasas condicionadas no son acumulativas.<\/li>\r\n              <li>El monto m\u00e1ximo remunerado usado por el simulador es $10.500.000 COP.<\/li>\r\n            <\/ul>\r\n          <\/article>\r\n        <\/div>\r\n      <\/details>\r\n\r\n      <details class=\"ig-detail-box\">\r\n        <summary>Antes de tomar una decisi\u00f3n<\/summary>\r\n        <div class=\"ig-detail-content\">\r\n          <article class=\"ig-note\">\r\n            <ul>\r\n              <li>El rendimiento adicional se liquida mensualmente y puede acreditarse antes del l\u00edmite de cinco d\u00edas h\u00e1biles siguientes al mes de cumplimiento.<\/li>\r\n              <li>Compras realizadas con Bot\u00f3n PSE no cuentan para la condici\u00f3n.<\/li>\r\n              <li>Si se cancela el dep\u00f3sito, los rendimientos condicionados pendientes podr\u00edan no ser reconocidos.<\/li>\r\n              <li>Los intereses se reconocen sobre cuentas Ual\u00e1 que no est\u00e9n bloqueadas.<\/li>\r\n              <li>La proyecci\u00f3n puede diferir por redondeos, fecha real de abono y reglas operativas de Ual\u00e1.<\/li>\r\n            <\/ul>\r\n          <\/article>\r\n        <\/div>\r\n      <\/details>\r\n    <\/div>\r\n\r\n    <div class=\"ig-source-strip\">\r\n      <span><strong>Fuente oficial revisada:<\/strong> condiciones del Dep\u00f3sito Remunerado publicadas por Ual\u00e1. Revisi\u00f3n: 10\/08\/2026.<\/span>\r\n      <a class=\"ig-source-link\" href=\"https:\/\/www.uala.com.co\/deposito-remunerado\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Ver condiciones oficiales de Ual\u00e1 \u2197<\/a>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      'use strict';\r\n\r\n      const root = document.getElementById('ig-uala-yield-simulator');\r\n      if (!root || root.dataset.igReady === 'true') return;\r\n      root.dataset.igReady = 'true';\r\n\r\n      const IG_URL = 'https:\/\/inversionesguru.com\/co\/';\r\n      const UALA_OFFICIAL_URL = 'https:\/\/www.uala.com.co\/deposito-remunerado';\r\n      const LOGO_URL = 'https:\/\/inversionesguru.com\/co\/wp-content\/uploads\/sites\/3\/2026\/08\/inversionesguru_logo.png';\r\n      const PDF_FILE = 'reporte-simulador-rendimientos-uala-inversionesguru.pdf';\r\n      const CAP_REMUNERABLE = 10500000;\r\n      const BASE_TEA = 0.05;\r\n      const RETENTION_RATE = 0.07;\r\n      const MIN_CREDIT = 0.01;\r\n      const DAILY_INITIAL_ROWS = 90;\r\n\r\n      const scenarioMap = {\r\n        base: {\r\n          label: '5% E.A. base',\r\n          tea: 0.05,\r\n          condition: 'Sin condici\u00f3n adicional',\r\n          short: 'Base'\r\n        },\r\n        purchase: {\r\n          label: '8,25% E.A. con compra',\r\n          tea: 0.0825,\r\n          condition: 'Al menos 1 compra f\u00edsica o virtual con tarjeta d\u00e9bito Ual\u00e1 durante el mes',\r\n          short: 'Compra'\r\n        },\r\n        spend: {\r\n          label: '10,5% E.A. con $400.000 en compras',\r\n          tea: 0.105,\r\n          condition: 'M\u00ednimo $400.000 COP en compras f\u00edsicas o en l\u00ednea durante el mes',\r\n          short: 'Meta'\r\n        }\r\n      };\r\n\r\n      const $ = (selector) => root.querySelector(selector);\r\n      const $$ = (selector) => Array.from(root.querySelectorAll(selector));\r\n\r\n      const els = {\r\n        form: $('#ig-uala-form'),\r\n        saldo: $('#ig-uala-saldo'),\r\n        days: $('#ig-uala-days'),\r\n        start: $('#ig-uala-start'),\r\n        retention: $('#ig-uala-retention'),\r\n        saldoTip: $('#ig-uala-saldo-tip'),\r\n        alert: $('#ig-uala-alert'),\r\n        reset: $('#ig-uala-reset'),\r\n        results: $('#ig-uala-results'),\r\n        periodLabel: $('#ig-uala-period-label'),\r\n        scenarioLabel: $('#ig-uala-scenario-label'),\r\n        netTotal: $('#ig-uala-net-total'),\r\n        finalBalance: $('#ig-uala-final-balance'),\r\n        pendingAdditional: $('#ig-uala-pending-additional'),\r\n        baseNet: $('#ig-uala-base-net'),\r\n        paidAdditional: $('#ig-uala-paid-additional'),\r\n        retentionTotal: $('#ig-uala-retention-total'),\r\n        barBase: $('#ig-uala-bar-base'),\r\n        barAdd: $('#ig-uala-bar-add'),\r\n        barRet: $('#ig-uala-bar-ret'),\r\n        barBaseLabel: $('#ig-uala-bar-base-label'),\r\n        barAddLabel: $('#ig-uala-bar-add-label'),\r\n        barRetLabel: $('#ig-uala-bar-ret-label'),\r\n        insights: $('#ig-uala-insights'),\r\n        pdf: $('#ig-uala-pdf'),\r\n        print: $('#ig-uala-print'),\r\n        pdfStatus: $('#ig-uala-pdf-status'),\r\n        monthlyBody: $('#ig-uala-monthly-body'),\r\n        dailyBody: $('#ig-uala-daily-body'),\r\n        monthCount: $('#ig-uala-month-count'),\r\n        dayCount: $('#ig-uala-day-count'),\r\n        dailyToggle: $('#ig-uala-daily-toggle'),\r\n        scenarioAssumption: $('#ig-uala-scenario-assumption'),\r\n        liveRate: $('#ig-uala-live-rate'),\r\n        liveCondition: $('#ig-uala-live-condition'),\r\n        liveBalance: $('#ig-uala-live-balance'),\r\n        liveDays: $('#ig-uala-live-days'),\r\n        liveResultLabel: $('#ig-uala-live-result-label'),\r\n        liveGain: $('#ig-uala-live-gain'),\r\n        liveFinal: $('#ig-uala-live-final'),\r\n        resultRate: $('#ig-uala-result-rate'),\r\n        resultInitial: $('#ig-uala-result-initial'),\r\n        resultDays: $('#ig-uala-result-days'),\r\n        h30Gain: $('#ig-uala-h30-gain'),\r\n        h30Final: $('#ig-uala-h30-final'),\r\n        h180Gain: $('#ig-uala-h180-gain'),\r\n        h180Final: $('#ig-uala-h180-final'),\r\n        h365Gain: $('#ig-uala-h365-gain'),\r\n        h365Final: $('#ig-uala-h365-final')\r\n      };\r\n\r\n      let lastReport = null;\r\n      let lastResult = null;\r\n      let dailyExpanded = false;\r\n\r\n      const fmtCurrency = new Intl.NumberFormat('es-CO', {\r\n        style: 'currency',\r\n        currency: 'COP',\r\n        minimumFractionDigits: 2,\r\n        maximumFractionDigits: 2\r\n      });\r\n\r\n      const fmtCurrency0 = new Intl.NumberFormat('es-CO', {\r\n        style: 'currency',\r\n        currency: 'COP',\r\n        maximumFractionDigits: 0\r\n      });\r\n\r\n      function round2(value) {\r\n        return Math.round((Number(value) || 0) * 100) \/ 100;\r\n      }\r\n\r\n      function money(value) {\r\n        return fmtCurrency.format(round2(value));\r\n      }\r\n\r\n      function money0(value) {\r\n        return fmtCurrency0.format(Math.round(Number(value) || 0));\r\n      }\r\n\r\n      function pct(value) {\r\n        return (Number(value) * 100).toLocaleString('es-CO', {\r\n          minimumFractionDigits: 2,\r\n          maximumFractionDigits: 2\r\n        }) + '%';\r\n      }\r\n\r\n      function toYMD(date) {\r\n        const z = (n) => String(n).padStart(2, '0');\r\n        return date.getFullYear() + '-' + z(date.getMonth() + 1) + '-' + z(date.getDate());\r\n      }\r\n\r\n      function fromYMD(value) {\r\n        const parts = String(value || '').split('-').map(Number);\r\n        if (parts.length !== 3 || parts.some(Number.isNaN)) return new Date(NaN);\r\n        return new Date(parts[0], parts[1] - 1, parts[2]);\r\n      }\r\n\r\n      function addDays(date, days) {\r\n        const next = new Date(date);\r\n        next.setDate(next.getDate() + days);\r\n        return next;\r\n      }\r\n\r\n      function endOfMonth(date) {\r\n        return new Date(date.getFullYear(), date.getMonth() + 1, 0);\r\n      }\r\n\r\n      function monthKey(date) {\r\n        return toYMD(date).slice(0, 7);\r\n      }\r\n\r\n      function monthLabel(key) {\r\n        const parts = key.split('-').map(Number);\r\n        const date = new Date(parts[0], parts[1] - 1, 1);\r\n        return date.toLocaleDateString('es-CO', { month: 'long', year: 'numeric' });\r\n      }\r\n\r\n      function formatDate(dateOrString) {\r\n        const date = typeof dateOrString === 'string' ? fromYMD(dateOrString) : dateOrString;\r\n        if (!date || Number.isNaN(date.getTime())) return 'N\/A';\r\n        return date.toLocaleDateString('es-CO', { year: 'numeric', month: 'short', day: '2-digit' });\r\n      }\r\n\r\n      function splitMoneyInput(value) {\r\n        const cleaned = String(value || '').replace(\/[^\\d.,]\/g, '');\r\n        if (!cleaned) {\r\n          return { integerDigits: '', decimalDigits: '', hasDecimal: false };\r\n        }\r\n\r\n        const lastComma = cleaned.lastIndexOf(',');\r\n        const lastDot = cleaned.lastIndexOf('.');\r\n        const lastSeparator = Math.max(lastComma, lastDot);\r\n        let hasDecimal = false;\r\n        let integerSource = cleaned;\r\n        let decimalSource = '';\r\n\r\n        if (lastSeparator >= 0) {\r\n          const afterSeparator = cleaned.slice(lastSeparator + 1);\r\n          \/*\r\n            Regla pr\u00e1ctica para COP:\r\n            - Si el \u00faltimo separador tiene 0, 1 o 2 d\u00edgitos despu\u00e9s, lo tratamos como decimal.\r\n            - Si tiene 3 o m\u00e1s d\u00edgitos despu\u00e9s, lo tratamos como separador de miles.\r\n            As\u00ed funcionan correctamente entradas como:\r\n            10000000, 10.000.000, 10,000,000, 10.000.000,50 y 10,000,000.50.\r\n          *\/\r\n          hasDecimal = afterSeparator.length <= 2;\r\n          if (hasDecimal) {\r\n            integerSource = cleaned.slice(0, lastSeparator);\r\n            decimalSource = afterSeparator;\r\n          }\r\n        }\r\n\r\n        return {\r\n          integerDigits: integerSource.replace(\/\\D\/g, ''),\r\n          decimalDigits: decimalSource.replace(\/\\D\/g, '').slice(0, 2),\r\n          hasDecimal\r\n        };\r\n      }\r\n\r\n      function parseMoney(value) {\r\n        const parts = splitMoneyInput(value);\r\n        if (!parts.integerDigits && !parts.decimalDigits) return NaN;\r\n        const integerPart = parts.integerDigits || '0';\r\n        const decimalPart = parts.decimalDigits ? '.' + parts.decimalDigits : '';\r\n        return Number(integerPart + decimalPart);\r\n      }\r\n\r\n      function formatMoneyText(value) {\r\n        const parts = splitMoneyInput(value);\r\n        if (!parts.integerDigits && !parts.decimalDigits) return '';\r\n\r\n        const integerNumber = Number(parts.integerDigits || '0');\r\n        let output = new Intl.NumberFormat('es-CO', {\r\n          maximumFractionDigits: 0\r\n        }).format(integerNumber);\r\n\r\n        if (parts.hasDecimal) {\r\n          output += ',' + parts.decimalDigits;\r\n        }\r\n\r\n        return output;\r\n      }\r\n\r\n      function setCaretByDigitPosition(input, digitPosition) {\r\n        const formatted = input.value;\r\n        let digitsSeen = 0;\r\n        let caret = formatted.length;\r\n\r\n        if (digitPosition <= 0) {\r\n          input.setSelectionRange(0, 0);\r\n          return;\r\n        }\r\n\r\n        for (let i = 0; i < formatted.length; i += 1) {\r\n          if (\/\\d\/.test(formatted[i])) digitsSeen += 1;\r\n          if (digitsSeen >= digitPosition) {\r\n            caret = i + 1;\r\n            break;\r\n          }\r\n        }\r\n\r\n        input.setSelectionRange(caret, caret);\r\n      }\r\n\r\n      function formatMoneyInput(input, keepCaret) {\r\n        const previous = input.value;\r\n        const selectionStart = typeof input.selectionStart === 'number' ? input.selectionStart : previous.length;\r\n        const digitsBeforeCaret = previous.slice(0, selectionStart).replace(\/\\D\/g, '').length;\r\n        const formatted = formatMoneyText(previous);\r\n\r\n        input.value = formatted;\r\n\r\n        if (keepCaret && formatted) {\r\n          setCaretByDigitPosition(input, digitsBeforeCaret);\r\n        }\r\n      }\r\n\r\n      function dailyRateFromTEA(tea) {\r\n        return Math.pow(1 + Number(tea), 1 \/ 365) - 1;\r\n      }\r\n\r\n      function easterDate(year) {\r\n        const a = year % 19;\r\n        const b = Math.floor(year \/ 100);\r\n        const c = year % 100;\r\n        const d = Math.floor(b \/ 4);\r\n        const e = b % 4;\r\n        const f = Math.floor((b + 8) \/ 25);\r\n        const g = Math.floor((b - f + 1) \/ 3);\r\n        const h = (19 * a + b - d - g + 15) % 30;\r\n        const i = Math.floor(c \/ 4);\r\n        const k = c % 4;\r\n        const l = (32 + 2 * e + 2 * i - h - k) % 7;\r\n        const m = Math.floor((a + 11 * h + 22 * l) \/ 451);\r\n        const month = Math.floor((h + l - 7 * m + 114) \/ 31);\r\n        const day = ((h + l - 7 * m + 114) % 31) + 1;\r\n        return new Date(year, month - 1, day);\r\n      }\r\n\r\n      function nextMonday(date) {\r\n        const d = new Date(date);\r\n        const diff = (8 - d.getDay()) % 7;\r\n        return addDays(d, diff === 0 ? 0 : diff);\r\n      }\r\n\r\n      function colombiaHolidays(year) {\r\n        const dates = [];\r\n        const addFixed = (m, d) => dates.push(new Date(year, m - 1, d));\r\n        const addMoved = (m, d) => dates.push(nextMonday(new Date(year, m - 1, d)));\r\n        const easter = easterDate(year);\r\n\r\n        addFixed(1, 1);\r\n        addMoved(1, 6);\r\n        addMoved(3, 19);\r\n        dates.push(addDays(easter, -3));\r\n        dates.push(addDays(easter, -2));\r\n        addFixed(5, 1);\r\n        addMoved(6, 29);\r\n        dates.push(nextMonday(addDays(easter, 39)));\r\n        dates.push(nextMonday(addDays(easter, 60)));\r\n        dates.push(nextMonday(addDays(easter, 68)));\r\n        addFixed(7, 20);\r\n        addFixed(8, 7);\r\n        addMoved(8, 15);\r\n        addMoved(10, 12);\r\n        addMoved(11, 1);\r\n        addMoved(11, 11);\r\n        addFixed(12, 8);\r\n        addFixed(12, 25);\r\n\r\n        return new Set(dates.map(toYMD));\r\n      }\r\n\r\n      const holidayCache = new Map();\r\n\r\n      function isColombiaHoliday(date) {\r\n        const year = date.getFullYear();\r\n        if (!holidayCache.has(year)) holidayCache.set(year, colombiaHolidays(year));\r\n        return holidayCache.get(year).has(toYMD(date));\r\n      }\r\n\r\n      function isBusinessDay(date) {\r\n        const day = date.getDay();\r\n        return day !== 0 && day !== 6 && !isColombiaHoliday(date);\r\n      }\r\n\r\n      function addBusinessDays(date, amount) {\r\n        let current = new Date(date);\r\n        let count = 0;\r\n        while (count < amount) {\r\n          current = addDays(current, 1);\r\n          if (isBusinessDay(current)) count++;\r\n        }\r\n        return current;\r\n      }\r\n\r\n      function selectedScenario() {\r\n        const checked = root.querySelector('input[name=\"scenario\"]:checked');\r\n        const key = checked ? checked.value : 'base';\r\n        return scenarioMap[key] || scenarioMap.base;\r\n      }\r\n\r\n      function updateScenarioAssumption() {\r\n        if (!els.scenarioAssumption) return;\r\n        const scenario = selectedScenario();\r\n\r\n        if (scenario.short === 'Base') {\r\n          els.scenarioAssumption.textContent = 'El 5% E.A. es el rendimiento base. No requiere una condici\u00f3n mensual adicional dentro de este modelo.';\r\n          return;\r\n        }\r\n\r\n        els.scenarioAssumption.textContent =\r\n          'Supuesto de la proyecci\u00f3n: cumples la condici\u00f3n de \u201c' + scenario.condition +\r\n          '\u201d en cada mes calendario incluido. Las tasas de 8,25% y 10,5% son totales, no acumulativas.';\r\n      }\r\n\r\n      function showAlert(message) {\r\n        els.alert.textContent = message;\r\n        els.alert.classList.add('is-visible');\r\n      }\r\n\r\n      function hideAlert() {\r\n        els.alert.textContent = '';\r\n        els.alert.classList.remove('is-visible');\r\n      }\r\n\r\n      function setText(element, value) {\r\n        if (element) element.textContent = value;\r\n      }\r\n\r\n      function setBar(element, value) {\r\n        if (element) element.style.setProperty('--ig-w', Math.max(0, Math.min(100, value)) + '%');\r\n      }\r\n\r\n      function sanitize(value) {\r\n        return String(value == null ? '' : value).replace(\/\\s+\/g, ' ').trim();\r\n      }\r\n\r\n      function escapeHtml(value) {\r\n        return sanitize(value).replace(\/[&<>\"']\/g, function (char) {\r\n          return {\r\n            '&': '&amp;',\r\n            '<': '&lt;',\r\n            '>': '&gt;',\r\n            '\"': '&quot;',\r\n            \"'\": '&#039;'\r\n          }[char];\r\n        });\r\n      }\r\n\r\n\r\n      function updateLivePreview() {\r\n        const scenario = selectedScenario();\r\n        const balance = parseMoney(els.saldo.value);\r\n        const days = Number(els.days.value) || 0;\r\n\r\n        setText(els.liveRate, pct(scenario.tea));\r\n        setText(\r\n          els.liveCondition,\r\n          scenario.short === 'Base'\r\n            ? 'Sin condici\u00f3n mensual adicional.'\r\n            : scenario.condition + '. Se asume cumplimiento en cada mes simulado.'\r\n        );\r\n        setText(els.liveBalance, Number.isFinite(balance) && balance > 0 ? money0(balance) : 'A\u00fan no ingresado');\r\n        setText(els.liveDays, days > 0 ? days + (days === 1 ? ' d\u00eda' : ' d\u00edas') : 'Define el plazo');\r\n\r\n        if (!lastResult) {\r\n          setText(els.liveResultLabel, 'Cuando calcules ver\u00e1s aqu\u00ed');\r\n          setText(els.liveGain, 'Tu ganancia estimada');\r\n          setText(els.liveFinal, 'y el saldo final proyectado.');\r\n        }\r\n      }\r\n\r\n      function simulateHorizon(config, days) {\r\n        return simulate({\r\n          initialBalance: config.initialBalance,\r\n          days: days,\r\n          start: config.start,\r\n          scenario: config.scenario,\r\n          applyRetention: config.applyRetention\r\n        });\r\n      }\r\n\r\n      function renderHorizons(result) {\r\n        const horizons = [\r\n          { days: 30, gain: els.h30Gain, final: els.h30Final },\r\n          { days: 180, gain: els.h180Gain, final: els.h180Final },\r\n          { days: 365, gain: els.h365Gain, final: els.h365Final }\r\n        ];\r\n\r\n        horizons.forEach(function (item) {\r\n          const r = result.config.days === item.days ? result : simulateHorizon(result.config, item.days);\r\n          setText(item.gain, money(r.netCredited));\r\n          setText(item.final, 'Saldo final ' + money0(r.finalBalance));\r\n        });\r\n      }\r\n\r\n      function simulate(config) {\r\n        const start = fromYMD(config.start);\r\n        const end = addDays(start, config.days - 1);\r\n        const scenario = config.scenario;\r\n        const targetRate = dailyRateFromTEA(scenario.tea);\r\n        const baseRate = dailyRateFromTEA(BASE_TEA);\r\n        const applyRetention = !!config.applyRetention;\r\n\r\n        let balance = round2(config.initialBalance);\r\n        let baseNetTotal = 0;\r\n        let baseGrossTotal = 0;\r\n        let retentionPaidTotal = 0;\r\n        let additionalPaidTotal = 0;\r\n        let additionalPendingTotal = 0;\r\n        let additionalOpenEstimate = 0;\r\n\r\n        const dailyRows = [];\r\n        const monthlyRows = [];\r\n        const scheduledCredits = Object.create(null);\r\n\r\n        let currentMonth = monthKey(start);\r\n        let monthDays = 0;\r\n        let monthBaseGross = 0;\r\n        let monthBaseNet = 0;\r\n        let monthTargetGross = 0;\r\n        let monthAdditionalNet = 0;\r\n\r\n        function closeMonth(date, isClosedMonth) {\r\n          if (!isClosedMonth) {\r\n            const gross = Math.max(0, round2(monthTargetGross - monthBaseGross));\r\n            const ret = applyRetention ? round2(gross * RETENTION_RATE) : 0;\r\n            const net = gross >= MIN_CREDIT ? round2(gross - ret) : 0;\r\n            additionalOpenEstimate = net;\r\n            monthlyRows.push({\r\n              key: currentMonth,\r\n              label: monthLabel(currentMonth),\r\n              days: monthDays,\r\n              rate: pct(scenario.tea),\r\n              baseNet: monthBaseNet,\r\n              additionalGross: gross,\r\n              additionalRet: ret,\r\n              additionalNet: net,\r\n              creditDate: 'Mes no cerrado',\r\n              state: 'No liquidado',\r\n              stateType: 'none'\r\n            });\r\n            return;\r\n          }\r\n\r\n          const additionalGross = Math.max(0, round2(monthTargetGross - monthBaseGross));\r\n          const additionalRet = applyRetention ? round2(additionalGross * RETENTION_RATE) : 0;\r\n          const additionalNet = additionalGross >= MIN_CREDIT ? round2(additionalGross - additionalRet) : 0;\r\n          const creditDate = addBusinessDays(endOfMonth(date), 5);\r\n          const creditYMD = toYMD(creditDate);\r\n          const state = additionalNet > 0\r\n            ? (creditDate <= end ? 'Abonado' : 'Pendiente')\r\n            : 'Sin adicional';\r\n\r\n          if (state === 'Abonado') {\r\n            scheduledCredits[creditYMD] = round2((scheduledCredits[creditYMD] || 0) + additionalNet);\r\n            additionalPaidTotal = round2(additionalPaidTotal + additionalNet);\r\n            retentionPaidTotal = round2(retentionPaidTotal + additionalRet);\r\n          } else if (state === 'Pendiente') {\r\n            additionalPendingTotal = round2(additionalPendingTotal + additionalNet);\r\n          }\r\n\r\n          monthlyRows.push({\r\n            key: currentMonth,\r\n            label: monthLabel(currentMonth),\r\n            days: monthDays,\r\n            rate: pct(scenario.tea),\r\n            baseNet: monthBaseNet,\r\n            additionalGross,\r\n            additionalRet,\r\n            additionalNet,\r\n            creditDate: additionalNet > 0 ? creditYMD : 'N\/A',\r\n            state,\r\n            stateType: state === 'Abonado' ? 'paid' : state === 'Pendiente' ? 'pending' : 'none'\r\n          });\r\n        }\r\n\r\n        for (let i = 0, date = new Date(start); i < config.days; i++, date = addDays(date, 1)) {\r\n          const ymd = toYMD(date);\r\n          const creditedAdjustment = round2(scheduledCredits[ymd] || 0);\r\n          if (creditedAdjustment > 0) {\r\n            balance = round2(balance + creditedAdjustment);\r\n          }\r\n\r\n          const remunerable = Math.min(balance, CAP_REMUNERABLE);\r\n          const baseGrossRaw = remunerable * baseRate;\r\n          const baseGross = baseGrossRaw >= MIN_CREDIT ? round2(baseGrossRaw) : 0;\r\n          const baseRetention = applyRetention ? round2(baseGross * RETENTION_RATE) : 0;\r\n          const baseNet = baseGross >= MIN_CREDIT ? round2(baseGross - baseRetention) : 0;\r\n\r\n          if (baseNet > 0) {\r\n            balance = round2(balance + baseNet);\r\n            baseNetTotal = round2(baseNetTotal + baseNet);\r\n            baseGrossTotal = round2(baseGrossTotal + baseGross);\r\n            retentionPaidTotal = round2(retentionPaidTotal + baseRetention);\r\n          }\r\n\r\n          const targetGrossRaw = remunerable * targetRate;\r\n          const targetGross = targetGrossRaw >= MIN_CREDIT ? round2(targetGrossRaw) : 0;\r\n\r\n          monthDays += 1;\r\n          monthBaseGross = round2(monthBaseGross + baseGross);\r\n          monthBaseNet = round2(monthBaseNet + baseNet);\r\n          monthTargetGross = round2(monthTargetGross + targetGross);\r\n\r\n          dailyRows.push({\r\n            date: ymd,\r\n            remunerable,\r\n            baseGross,\r\n            baseRetention,\r\n            baseNet,\r\n            creditedAdjustment,\r\n            balance: round2(balance)\r\n          });\r\n\r\n          const next = addDays(date, 1);\r\n          const nextMonth = monthKey(next);\r\n          const closedByCalendar = nextMonth !== currentMonth;\r\n          const isLast = i === config.days - 1;\r\n\r\n          if (closedByCalendar || isLast) {\r\n            closeMonth(date, closedByCalendar);\r\n\r\n            if (closedByCalendar && !isLast) {\r\n              currentMonth = nextMonth;\r\n              monthDays = 0;\r\n              monthBaseGross = 0;\r\n              monthBaseNet = 0;\r\n              monthTargetGross = 0;\r\n              monthAdditionalNet = 0;\r\n            }\r\n          }\r\n        }\r\n\r\n        const notRemunerated = Math.max(0, config.initialBalance - CAP_REMUNERABLE);\r\n        const netCredited = round2(baseNetTotal + additionalPaidTotal);\r\n        const finalBalance = dailyRows.length ? dailyRows[dailyRows.length - 1].balance : config.initialBalance;\r\n\r\n        return {\r\n          config,\r\n          scenario,\r\n          start,\r\n          end,\r\n          period: formatDate(start) + ' al ' + formatDate(end),\r\n          initialBalance: config.initialBalance,\r\n          notRemunerated,\r\n          finalBalance,\r\n          baseGrossTotal,\r\n          baseNetTotal,\r\n          additionalPaidTotal,\r\n          additionalPendingTotal,\r\n          additionalOpenEstimate,\r\n          retentionPaidTotal,\r\n          netCredited,\r\n          monthlyRows,\r\n          dailyRows\r\n        };\r\n      }\r\n\r\n      function validateInput() {\r\n        const initialBalance = parseMoney(els.saldo.value);\r\n        const days = Number(els.days.value);\r\n        const start = els.start.value;\r\n        const startDate = fromYMD(start);\r\n\r\n        if (Number.isNaN(initialBalance) || initialBalance <= 0) {\r\n          showAlert('Ingresa un saldo inicial v\u00e1lido mayor a $0 COP.');\r\n          return null;\r\n        }\r\n\r\n        if (!Number.isInteger(days) || days < 1 || days > 1095) {\r\n          showAlert('Los d\u00edas a simular deben estar entre 1 y 1095.');\r\n          return null;\r\n        }\r\n\r\n        if (!start || Number.isNaN(startDate.getTime())) {\r\n          showAlert('Selecciona una fecha de inicio v\u00e1lida.');\r\n          return null;\r\n        }\r\n\r\n        hideAlert();\r\n        return {\r\n          initialBalance,\r\n          days,\r\n          start,\r\n          scenario: selectedScenario(),\r\n          applyRetention: els.retention.checked\r\n        };\r\n      }\r\n\r\n      function stateBadge(row) {\r\n        const cls = row.stateType === 'paid' ? 'is-paid' : row.stateType === 'pending' ? 'is-pending' : 'is-none';\r\n        return '<span class=\"ig-state ' + cls + '\">' + escapeHtml(row.state) + '<\/span>';\r\n      }\r\n\r\n      function renderInsights(result) {\r\n        const scenario = result.scenario;\r\n        const open = result.additionalOpenEstimate > 0\r\n          ? 'Hay ' + money(result.additionalOpenEstimate) + ' como estimaci\u00f3n de un mes a\u00fan no cerrado. No se cuenta como recibido.'\r\n          : 'No hay ajuste de mes abierto relevante en esta simulaci\u00f3n.';\r\n\r\n        const cap = result.notRemunerated > 0\r\n          ? 'Tienes ' + money(result.notRemunerated) + ' por encima del tope remunerado. Ese excedente no genera rendimiento aqu\u00ed.'\r\n          : 'Todo el saldo inicial est\u00e1 dentro del tope remunerado de $10.500.000 COP.';\r\n\r\n        const condition = scenario.short === 'Base'\r\n          ? 'Este escenario no depende de compras mensuales.'\r\n          : 'Para sostener este escenario debes cumplir la condici\u00f3n cada mes calendario.';\r\n\r\n        els.insights.innerHTML =\r\n          '<div class=\"ig-insight\"><span class=\"ig-insight-icon\">\u2713<\/span><span><strong>' + escapeHtml(scenario.label) + '<\/strong><span>' + escapeHtml(condition) + '<\/span><\/span><\/div>' +\r\n          '<div class=\"ig-insight is-coral\"><span class=\"ig-insight-icon\">!<\/span><span><strong>Pendiente vs abonado<\/strong><span>' + escapeHtml(open) + '<\/span><\/span><\/div>' +\r\n          '<div class=\"ig-insight\"><span class=\"ig-insight-icon\">$<\/span><span><strong>Tope remunerado<\/strong><span>' + escapeHtml(cap) + '<\/span><\/span><\/div>';\r\n      }\r\n\r\n      function renderDailyRows(result, expanded) {\r\n        if (!result || !els.dailyBody) return;\r\n\r\n        const total = result.dailyRows.length;\r\n        const visibleRows = expanded ? result.dailyRows : result.dailyRows.slice(0, DAILY_INITIAL_ROWS);\r\n\r\n        els.dailyBody.innerHTML = visibleRows.map(function (row) {\r\n          return '<tr>' +\r\n            '<td>' + escapeHtml(formatDate(row.date)) + '<\/td>' +\r\n            '<td>' + money(row.remunerable) + '<\/td>' +\r\n            '<td>' + money(row.baseGross) + '<\/td>' +\r\n            '<td class=\"ig-muted\">' + money(row.baseRetention) + '<\/td>' +\r\n            '<td class=\"ig-number-positive\">' + money(row.baseNet) + '<\/td>' +\r\n            '<td class=\"' + (row.creditedAdjustment > 0 ? 'ig-number-coral' : 'ig-muted') + '\">' + money(row.creditedAdjustment) + '<\/td>' +\r\n            '<td><strong>' + money(row.balance) + '<\/strong><\/td>' +\r\n          '<\/tr>';\r\n        }).join('');\r\n\r\n        if (els.dailyToggle) {\r\n          els.dailyToggle.hidden = total <= DAILY_INITIAL_ROWS;\r\n          els.dailyToggle.textContent = expanded\r\n            ? 'Ver primeras ' + DAILY_INITIAL_ROWS\r\n            : 'Ver todos (' + total + ')';\r\n          els.dailyToggle.setAttribute('aria-expanded', expanded ? 'true' : 'false');\r\n        }\r\n      }\r\n\r\n      function renderResult(result) {\r\n        setText(\r\n          els.periodLabel,\r\n          'Per\u00edodo simulado: ' + result.period +\r\n          '. Retenci\u00f3n: ' + (result.config.applyRetention ? 'estimada al 7% cuando corresponda' : 'no incluida') +\r\n          '. Para tasas condicionadas se usa el 5.\u00ba d\u00eda h\u00e1bil como fecha m\u00e1xima conservadora de abono.'\r\n        );\r\n        setText(els.scenarioLabel, result.scenario.label);\r\n        setText(els.netTotal, money(result.netCredited));\r\n        setText(els.finalBalance, money(result.finalBalance));\r\n        setText(els.pendingAdditional, money(result.additionalPendingTotal));\r\n        setText(els.baseNet, money(result.baseNetTotal));\r\n        setText(els.paidAdditional, money(result.additionalPaidTotal));\r\n        setText(els.retentionTotal, money(result.retentionPaidTotal));\r\n        setText(els.resultRate, pct(result.scenario.tea) + ' E.A.');\r\n        setText(els.resultInitial, money0(result.initialBalance));\r\n        setText(els.resultDays, result.config.days + (result.config.days === 1 ? ' d\u00eda' : ' d\u00edas'));\r\n\r\n        setText(els.liveResultLabel, 'Ganancia estimada abonada');\r\n        setText(els.liveGain, money(result.netCredited));\r\n        setText(els.liveFinal, 'Saldo final proyectado: ' + money(result.finalBalance));\r\n        renderHorizons(result);\r\n\r\n        const visualTotal = Math.max(1, result.baseNetTotal + result.additionalPaidTotal + result.retentionPaidTotal);\r\n        setBar(els.barBase, (result.baseNetTotal \/ visualTotal) * 100);\r\n        setBar(els.barAdd, (result.additionalPaidTotal \/ visualTotal) * 100);\r\n        setBar(els.barRet, (result.retentionPaidTotal \/ visualTotal) * 100);\r\n        setText(els.barBaseLabel, money(result.baseNetTotal));\r\n        setText(els.barAddLabel, money(result.additionalPaidTotal));\r\n        setText(els.barRetLabel, money(result.retentionPaidTotal));\r\n\r\n        renderInsights(result);\r\n\r\n        els.monthlyBody.innerHTML = result.monthlyRows.map(function (row) {\r\n          return '<tr>' +\r\n            '<td>' + escapeHtml(row.label) + '<\/td>' +\r\n            '<td>' + escapeHtml(row.days) + '<\/td>' +\r\n            '<td>' + escapeHtml(row.rate) + '<\/td>' +\r\n            '<td class=\"ig-number-positive\">' + money(row.baseNet) + '<\/td>' +\r\n            '<td class=\"' + (row.additionalNet > 0 ? 'ig-number-coral' : 'ig-muted') + '\">' + money(row.additionalNet) + '<\/td>' +\r\n            '<td>' + escapeHtml(row.creditDate === 'N\/A' || row.creditDate === 'Mes no cerrado' ? row.creditDate : formatDate(row.creditDate)) + '<\/td>' +\r\n            '<td>' + stateBadge(row) + '<\/td>' +\r\n          '<\/tr>';\r\n        }).join('');\r\n\r\n        dailyExpanded = false;\r\n        lastResult = result;\r\n        renderDailyRows(result, false);\r\n\r\n        setText(els.monthCount, result.monthlyRows.length + (result.monthlyRows.length === 1 ? ' mes' : ' meses'));\r\n        setText(els.dayCount, result.dailyRows.length + (result.dailyRows.length === 1 ? ' d\u00eda' : ' d\u00edas'));\r\n        setText(els.pdfStatus, 'Reporte listo. Incluye la fuente oficial de Ual\u00e1 consultada.');\r\n\r\n        els.pdf.disabled = false;\r\n        els.print.disabled = false;\r\n        els.results.classList.add('is-visible');\r\n\r\n        lastReport = buildReport(result);\r\n        els.results.scrollIntoView({ behavior: 'smooth', block: 'start' });\r\n      }\r\n\r\n      function buildReport(result) {\r\n        return {\r\n          title: 'Simulador de rendimientos Ual\u00e1',\r\n          url: IG_URL,\r\n          generatedAt: new Date().toLocaleString('es-CO'),\r\n          headline: {\r\n            gain: money(result.netCredited),\r\n            finalBalance: money(result.finalBalance),\r\n            rate: pct(result.scenario.tea) + ' E.A.',\r\n            days: String(result.config.days),\r\n            scenario: result.scenario.label\r\n          },\r\n          horizons: [30, 180, 365].map(function (days) {\r\n            const r = result.config.days === days ? result : simulateHorizon(result.config, days);\r\n            return [days === 30 ? '30 d\u00edas' : days === 180 ? '6 meses' : '1 a\u00f1o', money(r.netCredited), money(r.finalBalance)];\r\n          }),\r\n          inputs: [\r\n            ['Saldo inicial', money(result.initialBalance)],\r\n            ['D\u00edas simulados', String(result.config.days)],\r\n            ['Fecha de inicio', formatDate(result.start)],\r\n            ['Fecha final', formatDate(result.end)],\r\n            ['Escenario', result.scenario.label],\r\n            ['Condici\u00f3n mensual', result.scenario.condition],\r\n            ['Retenci\u00f3n 7%', result.config.applyRetention ? 'Aplicada' : 'No aplicada'],\r\n            ['Tope remunerado', money(CAP_REMUNERABLE)],\r\n            ['Fuente oficial', UALA_OFFICIAL_URL]\r\n          ],\r\n          summary: [\r\n            ['Total neto abonado', money(result.netCredited)],\r\n            ['Saldo final proyectado', money(result.finalBalance)],\r\n            ['Rendimiento base neto', money(result.baseNetTotal)],\r\n            ['Adicional abonado', money(result.additionalPaidTotal)],\r\n            ['Adicional pendiente', money(result.additionalPendingTotal)],\r\n            ['Mes abierto no liquidado', money(result.additionalOpenEstimate)],\r\n            ['Retenci\u00f3n sobre abonos', money(result.retentionPaidTotal)],\r\n            ['Saldo inicial no remunerado por tope', money(result.notRemunerated)]\r\n          ],\r\n          monthlyRows: result.monthlyRows.map(function (row) {\r\n            return [\r\n              row.label,\r\n              String(row.days),\r\n              row.rate,\r\n              money(row.baseNet),\r\n              money(row.additionalNet),\r\n              row.creditDate === 'N\/A' || row.creditDate === 'Mes no cerrado' ? row.creditDate : formatDate(row.creditDate),\r\n              row.state\r\n            ];\r\n          }),\r\n          dailyRows: result.dailyRows.slice(0, 140).map(function (row) {\r\n            return [\r\n              formatDate(row.date),\r\n              money(row.remunerable),\r\n              money(row.baseGross),\r\n              money(row.baseRetention),\r\n              money(row.baseNet),\r\n              money(row.creditedAdjustment),\r\n              money(row.balance)\r\n            ];\r\n          }),\r\n          dailyTruncated: result.dailyRows.length > 140,\r\n          disclaimer: 'Reporte informativo generado por InversionesGuru. Fuente oficial consultada: ' + UALA_OFFICIAL_URL + '. Las tasas condicionadas dependen del cumplimiento mensual, no son acumulativas y Ual\u00e1 indica que el rendimiento adicional se abona a m\u00e1s tardar dentro de los cinco d\u00edas h\u00e1biles siguientes al mes de cumplimiento. La retenci\u00f3n del 7% solo se estima cuando el usuario activa esa opci\u00f3n y puede corresponder seg\u00fan el caso.'\r\n        };\r\n      }\r\n\r\n      function ensureJsPdf() {\r\n        if (window.jspdf && window.jspdf.jsPDF) return Promise.resolve(window.jspdf.jsPDF);\r\n\r\n        return new Promise(function (resolve, reject) {\r\n          const existing = document.querySelector('script[data-ig-jspdf=\"true\"]');\r\n          if (existing) {\r\n            existing.addEventListener('load', function () {\r\n              if (window.jspdf && window.jspdf.jsPDF) resolve(window.jspdf.jsPDF);\r\n              else reject(new Error('jsPDF no disponible'));\r\n            }, { once: true });\r\n            existing.addEventListener('error', reject, { once: true });\r\n            return;\r\n          }\r\n\r\n          const script = document.createElement('script');\r\n          script.src = 'https:\/\/cdn.jsdelivr.net\/npm\/jspdf@2.5.1\/dist\/jspdf.umd.min.js';\r\n          script.async = true;\r\n          script.dataset.igJspdf = 'true';\r\n          script.onload = function () {\r\n            if (window.jspdf && window.jspdf.jsPDF) resolve(window.jspdf.jsPDF);\r\n            else reject(new Error('jsPDF no disponible'));\r\n          };\r\n          script.onerror = reject;\r\n          document.head.appendChild(script);\r\n        });\r\n      }\r\n\r\n\r\n      let logoDataPromise = null;\r\n\r\n      function blobToDataUrl(blob) {\r\n        return new Promise(function (resolve, reject) {\r\n          const reader = new FileReader();\r\n          reader.onload = function () { resolve(reader.result); };\r\n          reader.onerror = reject;\r\n          reader.readAsDataURL(blob);\r\n        });\r\n      }\r\n\r\n      function loadLogoDataUrl() {\r\n        if (logoDataPromise) return logoDataPromise;\r\n\r\n        logoDataPromise = fetch(LOGO_URL, {\r\n          method: 'GET',\r\n          credentials: 'same-origin',\r\n          cache: 'force-cache'\r\n        })\r\n          .then(function (response) {\r\n            if (!response.ok) throw new Error('Logo HTTP ' + response.status);\r\n            return response.blob();\r\n          })\r\n          .then(blobToDataUrl)\r\n          .catch(function () { return null; });\r\n\r\n        return logoDataPromise;\r\n      }\r\n\r\n      function addPdfHeader(doc, logoData) {\r\n        const margin = 16;\r\n\r\n        if (logoData) {\r\n          try {\r\n            doc.addImage(logoData, 'PNG', margin, 10.5, 42, 16.8, undefined, 'FAST');\r\n          } catch (error) {\r\n            logoData = null;\r\n          }\r\n        }\r\n\r\n        if (!logoData) {\r\n          doc.setFillColor(15, 159, 122);\r\n          doc.roundedRect(margin, 10, 12, 12, 2, 2, 'F');\r\n          doc.setTextColor(255, 255, 255);\r\n          doc.setFont('helvetica', 'bold');\r\n          doc.setFontSize(8);\r\n          doc.text('IG', margin + 3.4, 17.7);\r\n          doc.setTextColor(23, 51, 47);\r\n          doc.setFontSize(11);\r\n          doc.text('InversionesGuru Colombia', margin + 16, 15.5);\r\n        }\r\n\r\n        doc.setTextColor(91, 111, 104);\r\n        doc.setFont('helvetica', 'normal');\r\n        doc.setFontSize(8);\r\n        doc.text(IG_URL, margin + 47, 21.2);\r\n\r\n        doc.setDrawColor(215, 228, 223);\r\n        doc.line(margin, 27, 210 - margin, 27);\r\n\r\n        doc.setTextColor(228, 240, 235);\r\n        doc.setFont('helvetica', 'bold');\r\n        doc.setFontSize(19);\r\n        doc.text('inversionesguru.com\/co\/', 28, 168, { angle: 32 });\r\n        doc.text('inversionesguru.com\/co\/', 70, 235, { angle: 32 });\r\n      }\r\n\r\n      function drawWrapped(doc, text, x, y, width, lineHeight) {\r\n        const lines = doc.splitTextToSize(sanitize(text), width);\r\n        doc.text(lines, x, y);\r\n        return y + (lines.length * lineHeight);\r\n      }\r\n\r\n      function exportPdf(report) {\r\n        return Promise.all([ensureJsPdf(), loadLogoDataUrl()]).then(function (assets) {\r\n          const jsPDF = assets[0];\r\n          const logoData = assets[1];\r\n          const doc = new jsPDF({ unit: 'mm', format: 'a4' });\r\n          const margin = 16;\r\n          const pageWidth = 210;\r\n          const usable = pageWidth - (margin * 2);\r\n          let y = 36;\r\n\r\n          function newPageIfNeeded(height) {\r\n            if (y + height <= 278) return;\r\n            doc.addPage();\r\n            addPdfHeader(doc, logoData);\r\n            y = 36;\r\n          }\r\n\r\n          function section(title) {\r\n            newPageIfNeeded(14);\r\n            doc.setFillColor(255, 243, 236);\r\n            doc.roundedRect(margin, y, usable, 8, 2, 2, 'F');\r\n            doc.setTextColor(200, 79, 52);\r\n            doc.setFont('helvetica', 'bold');\r\n            doc.setFontSize(10);\r\n            doc.text(title, margin + 3, y + 5.4);\r\n            y += 13;\r\n          }\r\n\r\n          function keyValue(rows) {\r\n            rows.forEach(function (row) {\r\n              newPageIfNeeded(10);\r\n              const labelLines = doc.splitTextToSize(sanitize(row[0]), 64);\r\n              const valueLines = doc.splitTextToSize(sanitize(row[1]), 104);\r\n              const lines = Math.max(labelLines.length, valueLines.length);\r\n\r\n              doc.setFont('helvetica', 'normal');\r\n              doc.setFontSize(8.4);\r\n              doc.setTextColor(91, 111, 104);\r\n              doc.text(labelLines, margin, y);\r\n\r\n              doc.setFont('helvetica', 'bold');\r\n              doc.setTextColor(23, 51, 47);\r\n              doc.text(valueLines, margin + 70, y);\r\n\r\n              y += (lines * 4.2) + 2;\r\n              doc.setDrawColor(232, 239, 236);\r\n              doc.line(margin, y - 1, pageWidth - margin, y - 1);\r\n            });\r\n            y += 3;\r\n          }\r\n\r\n          function table(title, headings, rows, truncatedNote) {\r\n            if (!rows.length) return;\r\n            section(title);\r\n\r\n            const colCount = headings.length;\r\n            const colWidth = usable \/ colCount;\r\n\r\n            function drawRow(row, isHead) {\r\n              const cellLines = row.map(function (cell) {\r\n                return doc.splitTextToSize(sanitize(cell), colWidth - 2);\r\n              });\r\n              const lines = Math.max.apply(null, cellLines.map(function (x) { return x.length; }));\r\n              const rowHeight = Math.max(isHead ? 7 : 6, lines * 3.1 + 2);\r\n\r\n              newPageIfNeeded(rowHeight + 3);\r\n\r\n              doc.setFillColor(isHead ? 23 : 255, isHead ? 51 : 255, isHead ? 47 : 255);\r\n              if (!isHead && Math.round(y) % 2 === 0) doc.setFillColor(239, 251, 246);\r\n              doc.rect(margin, y - 3.7, usable, rowHeight, 'F');\r\n\r\n              doc.setFont('helvetica', isHead ? 'bold' : 'normal');\r\n              doc.setFontSize(isHead ? 6.4 : 6.2);\r\n              doc.setTextColor(isHead ? 255 : 36, isHead ? 255 : 68, isHead ? 255 : 62);\r\n\r\n              cellLines.forEach(function (lines, index) {\r\n                doc.text(lines, margin + (index * colWidth) + 1, y);\r\n              });\r\n\r\n              y += rowHeight;\r\n            }\r\n\r\n            drawRow(headings, true);\r\n            rows.forEach(function (row) { drawRow(row, false); });\r\n\r\n            if (truncatedNote) {\r\n              newPageIfNeeded(8);\r\n              doc.setTextColor(91, 111, 104);\r\n              doc.setFont('helvetica', 'normal');\r\n              doc.setFontSize(8);\r\n              doc.text(truncatedNote, margin, y + 2);\r\n              y += 8;\r\n            }\r\n\r\n            y += 3;\r\n          }\r\n\r\n          addPdfHeader(doc, logoData);\r\n\r\n          doc.setFont('helvetica', 'bold');\r\n          doc.setFontSize(18);\r\n          doc.setTextColor(23, 51, 47);\r\n          y = drawWrapped(doc, report.title, margin, y, usable, 7);\r\n\r\n          doc.setFont('helvetica', 'normal');\r\n          doc.setFontSize(9);\r\n          doc.setTextColor(91, 111, 104);\r\n          y = drawWrapped(doc, 'Reporte generado el ' + report.generatedAt + '. URL: ' + report.url, margin, y + 2, usable, 4.2) + 4;\r\n\r\n          newPageIfNeeded(42);\r\n          doc.setFillColor(23, 51, 47);\r\n          doc.roundedRect(margin, y, usable, 34, 3, 3, 'F');\r\n          doc.setTextColor(191, 242, 223);\r\n          doc.setFont('helvetica', 'bold');\r\n          doc.setFontSize(8);\r\n          doc.text('GANANCIA ESTIMADA ABONADA', margin + 5, y + 7);\r\n          doc.setTextColor(255, 255, 255);\r\n          doc.setFontSize(22);\r\n          doc.text(sanitize(report.headline.gain), margin + 5, y + 18);\r\n          doc.setFontSize(8.5);\r\n          doc.setFont('helvetica', 'normal');\r\n          doc.setTextColor(218, 235, 229);\r\n          doc.text('Saldo final: ' + sanitize(report.headline.finalBalance), margin + 5, y + 27);\r\n          doc.text('Tasa: ' + sanitize(report.headline.rate), margin + 78, y + 27);\r\n          doc.text('Plazo: ' + sanitize(report.headline.days) + ' d\u00edas', margin + 137, y + 27);\r\n          y += 41;\r\n\r\n          section('Datos ingresados');\r\n          keyValue(report.inputs);\r\n\r\n          section('Resumen estimado');\r\n          keyValue(report.summary);\r\n\r\n          table('Comparaci\u00f3n por horizontes', ['Horizonte', 'Ganancia abonada', 'Saldo final'], report.horizons);\r\n\r\n          table('Detalle mensual de ajustes', ['Mes', 'D\u00edas', 'Tasa', 'Base neta', 'Adicional', 'Abono', 'Estado'], report.monthlyRows);\r\n\r\n          table(\r\n            'Detalle diario del rendimiento base',\r\n            ['Fecha', 'Saldo rem.', 'Base bruto', 'Ret. base', 'Base neto', 'Ajuste', 'Saldo final'],\r\n            report.dailyRows,\r\n            report.dailyTruncated ? 'La tabla diaria fue recortada a 140 filas para mantener el PDF legible. Consulta el detalle completo en el simulador.' : ''\r\n          );\r\n\r\n          section('Nota informativa');\r\n          doc.setFont('helvetica', 'normal');\r\n          doc.setFontSize(8.5);\r\n          doc.setTextColor(91, 111, 104);\r\n          y = drawWrapped(doc, report.disclaimer, margin, y, usable, 4.2);\r\n\r\n          const pages = doc.getNumberOfPages();\r\n          for (let page = 1; page <= pages; page++) {\r\n            doc.setPage(page);\r\n            doc.setDrawColor(215, 228, 223);\r\n            doc.line(margin, 286, pageWidth - margin, 286);\r\n            doc.setFont('helvetica', 'normal');\r\n            doc.setFontSize(7.5);\r\n            doc.setTextColor(91, 111, 104);\r\n            doc.text(IG_URL + '  |  Reporte informativo', margin, 291);\r\n            doc.text('P\u00e1gina ' + page + ' de ' + pages, pageWidth - margin, 291, { align: 'right' });\r\n          }\r\n\r\n          doc.save(PDF_FILE);\r\n        });\r\n      }\r\n\r\n      function openPrintFallback(report) {\r\n        const popup = window.open('', '_blank');\r\n        if (!popup) throw new Error('El navegador bloque\u00f3 la ventana de impresi\u00f3n.');\r\n\r\n        function rows(list) {\r\n          return list.map(function (row) {\r\n            return '<tr><th>' + escapeHtml(row[0]) + '<\/th><td>' + escapeHtml(row[1]) + '<\/td><\/tr>';\r\n          }).join('');\r\n        }\r\n\r\n        function table(title, headings, dataRows) {\r\n          if (!dataRows.length) return '';\r\n          return '<h2>' + escapeHtml(title) + '<\/h2><table><thead><tr>' +\r\n            headings.map(function (h) { return '<th>' + escapeHtml(h) + '<\/th>'; }).join('') +\r\n            '<\/tr><\/thead><tbody>' +\r\n            dataRows.map(function (row) {\r\n              return '<tr>' + row.map(function (cell) { return '<td>' + escapeHtml(cell) + '<\/td>'; }).join('') + '<\/tr>';\r\n            }).join('') +\r\n            '<\/tbody><\/table>';\r\n        }\r\n\r\n        const html = '<!doctype html><html lang=\"es\"><head><meta charset=\"utf-8\">' +\r\n          '<title>' + escapeHtml(report.title) + '<\/title>' +\r\n          '<style>' +\r\n          'body{font-family:Inter,Arial,sans-serif;color:#17332f;padding:34px;position:relative}' +\r\n          'body:before{content:\"inversionesguru.com\/co\/\";position:fixed;left:0;right:0;top:45%;text-align:center;transform:rotate(-28deg);font-size:44px;font-weight:800;color:#dfeee9;z-index:-1}' +\r\n          '.brand{display:flex;align-items:center;gap:12px;color:#08755d;font-weight:800}.brand img{width:165px;height:auto;display:block}.seal{display:none}.headline{margin:18px 0;padding:22px;border-radius:16px;background:#17332f;color:#fff}.headline small{display:block;color:#bff2df;font-weight:800}.headline strong{display:block;margin-top:5px;font-size:32px}.headline span{display:block;margin-top:8px;color:#dbe9e4;font-size:12px}' +\r\n          'h1{font-size:25px;margin:20px 0 6px}h2{margin-top:24px;color:#c84f34;font-size:16px}' +\r\n          'p{color:#5b6f68;font-size:13px}table{border-collapse:collapse;width:100%;margin-top:10px;page-break-inside:auto}th,td{border-bottom:1px solid #d8e5e0;padding:8px;text-align:left;font-size:12px;vertical-align:top}thead th{background:#17332f;color:white}.kv th{width:42%;background:white;color:#5b6f68}.url{color:#08755d;font-weight:800}@media print{body{padding:20px}}' +\r\n          '<\/style><\/head><body>' +\r\n          '<div class=\"brand\"><img decoding=\"async\" src=\"' + escapeHtml(LOGO_URL) + '\" alt=\"InversionesGuru\"><span class=\"url\">' + escapeHtml(report.url) + '<\/span><\/div>' +\r\n          '<h1>' + escapeHtml(report.title) + '<\/h1>' +\r\n          '<div class=\"headline\"><small>GANANCIA ESTIMADA ABONADA<\/small><strong>' + escapeHtml(report.headline.gain) + '<\/strong><span>Saldo final ' + escapeHtml(report.headline.finalBalance) + ' \u00b7 ' + escapeHtml(report.headline.rate) + ' \u00b7 ' + escapeHtml(report.headline.days) + ' d\u00edas<\/span><\/div>' +\r\n          '<p>Reporte generado el ' + escapeHtml(report.generatedAt) + '. Para guardar, usa Ctrl+P o la opci\u00f3n Imprimir y selecciona \u201cGuardar como PDF\u201d.<\/p>' +\r\n          '<h2>Datos ingresados<\/h2><table class=\"kv\">' + rows(report.inputs) + '<\/table>' +\r\n          '<h2>Resumen estimado<\/h2><table class=\"kv\">' + rows(report.summary) + '<\/table>' +\r\n          table('Comparaci\u00f3n por horizontes', ['Horizonte', 'Ganancia abonada', 'Saldo final'], report.horizons) +\r\n          table('Detalle mensual de ajustes', ['Mes', 'D\u00edas', 'Tasa', 'Base neta', 'Adicional', 'Abono', 'Estado'], report.monthlyRows) +\r\n          table('Detalle diario del rendimiento base', ['Fecha', 'Saldo rem.', 'Base bruto', 'Ret. base', 'Base neto', 'Ajuste', 'Saldo final'], report.dailyRows) +\r\n          '<h2>Nota informativa<\/h2><p>' + escapeHtml(report.disclaimer) + '<\/p>' +\r\n          '<\/body><\/html>';\r\n\r\n        popup.document.open();\r\n        popup.document.write(html);\r\n        popup.document.close();\r\n        popup.focus();\r\n        popup.print();\r\n      }\r\n\r\n      function resetAll() {\r\n        els.saldo.value = '';\r\n        els.days.value = '60';\r\n        els.start.value = toYMD(new Date());\r\n        els.retention.checked = false;\r\n        const base = root.querySelector('input[name=\"scenario\"][value=\"base\"]');\r\n        if (base) base.checked = true;\r\n        els.saldoTip.textContent = '';\r\n        els.saldoTip.classList.remove('is-visible');\r\n        hideAlert();\r\n        els.results.classList.remove('is-visible');\r\n        els.pdf.disabled = true;\r\n        els.print.disabled = true;\r\n        lastReport = null;\r\n        lastResult = null;\r\n        dailyExpanded = false;\r\n        if (els.dailyToggle) {\r\n          els.dailyToggle.hidden = true;\r\n          els.dailyToggle.setAttribute('aria-expanded', 'false');\r\n        }\r\n        updateScenarioAssumption();\r\n        updateLivePreview();\r\n        setText(els.pdfStatus, 'El reporte se habilita despu\u00e9s del c\u00e1lculo e incluir\u00e1 el logo oficial de InversionesGuru.');\r\n      }\r\n\r\n      els.form.addEventListener('submit', function (event) {\r\n        event.preventDefault();\r\n        const config = validateInput();\r\n        if (!config) return;\r\n        const result = simulate(config);\r\n        renderResult(result);\r\n      });\r\n\r\n      els.reset.addEventListener('click', resetAll);\r\n\r\n      els.saldo.addEventListener('blur', function () {\r\n        formatMoneyInput(els.saldo);\r\n      });\r\n\r\n      els.saldo.addEventListener('input', function () {\r\n        formatMoneyInput(els.saldo, true);\r\n        lastResult = null;\r\n        updateLivePreview();\r\n        const value = parseMoney(els.saldo.value);\r\n        if (Number.isNaN(value) || value <= CAP_REMUNERABLE) {\r\n          els.saldoTip.textContent = '';\r\n          els.saldoTip.classList.remove('is-visible');\r\n          return;\r\n        }\r\n\r\n        els.saldoTip.textContent = 'Atenci\u00f3n: ' + money(value - CAP_REMUNERABLE) + ' quedar\u00edan por encima del tope remunerado. El simulador solo liquida intereses sobre ' + money(CAP_REMUNERABLE) + '.';\r\n        els.saldoTip.classList.add('is-visible');\r\n      });\r\n\r\n      $$('input[name=\"scenario\"]').forEach(function (radio) {\r\n        radio.addEventListener('change', function () {\r\n          updateScenarioAssumption();\r\n          lastResult = null;\r\n          updateLivePreview();\r\n        });\r\n      });\r\n\r\n      [els.days, els.start].forEach(function (input) {\r\n        if (!input) return;\r\n        input.addEventListener('input', function () {\r\n          lastResult = null;\r\n          updateLivePreview();\r\n        });\r\n        input.addEventListener('change', function () {\r\n          lastResult = null;\r\n          updateLivePreview();\r\n        });\r\n      });\r\n\r\n      if (els.dailyToggle) {\r\n        els.dailyToggle.addEventListener('click', function () {\r\n          if (!lastResult) return;\r\n          dailyExpanded = !dailyExpanded;\r\n          renderDailyRows(lastResult, dailyExpanded);\r\n        });\r\n      }\r\n\r\n      els.pdf.addEventListener('click', function () {\r\n        if (!lastReport) return;\r\n        const old = els.pdf.textContent;\r\n        els.pdf.disabled = true;\r\n        els.pdf.textContent = 'Generando...';\r\n        setText(els.pdfStatus, 'Intentando generar PDF descargable con jsPDF.');\r\n\r\n        exportPdf(lastReport).then(function () {\r\n          setText(els.pdfStatus, 'PDF descargado con logo de InversionesGuru, resumen principal, URL y marca de agua.');\r\n        }).catch(function () {\r\n          setText(els.pdfStatus, 'No carg\u00f3 jsPDF. Se abrir\u00e1 la opci\u00f3n de impresi\u00f3n para guardar como PDF.');\r\n          try {\r\n            openPrintFallback(lastReport);\r\n          } catch (fallbackError) {\r\n            setText(els.pdfStatus, 'No fue posible abrir la impresi\u00f3n. Revisa ventanas emergentes del navegador.');\r\n          }\r\n        }).finally(function () {\r\n          els.pdf.textContent = old;\r\n          els.pdf.disabled = !lastReport;\r\n        });\r\n      });\r\n\r\n      els.print.addEventListener('click', function () {\r\n        if (!lastReport) return;\r\n        try {\r\n          openPrintFallback(lastReport);\r\n        } catch (error) {\r\n          setText(els.pdfStatus, 'No fue posible abrir la impresi\u00f3n. Revisa ventanas emergentes del navegador.');\r\n        }\r\n      });\r\n\r\n      resetAll();\r\n    })();\r\n  <\/script>\r\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56a3996 e-flex e-con-boxed e-con e-parent\" data-id=\"56a3996\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1adf9e1 elementor-widget elementor-widget-html\" data-id=\"1adf9e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <div class=\"financial-note\">\r\n        <div class=\"financial-note-icon\">\r\n            <span>&#9888;&#65039;<\/span> <!-- Emoji de advertencia -->\r\n        <\/div>\r\n        <div class=\"financial-note-content\">\r\n            Actualizacion para  <span id=\"dynamic-date\">[Mes y A\u00f1o]<\/span>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        \/\/ Este script se encarga de actualizar el mes y el a\u00f1o autom\u00e1ticamente.\r\n        document.addEventListener('DOMContentLoaded', function() {\r\n            \/\/ Obtenemos el elemento donde se mostrar\u00e1 la fecha\r\n            const dateElement = document.getElementById('dynamic-date');\r\n\r\n            \/\/ Creamos un objeto de fecha\r\n            const now = new Date();\r\n\r\n            \/\/ Lista de nombres de los meses en espa\u00f1ol\r\n            const monthNames = [\r\n                \"enero\", \"febrero\", \"marzo\", \"abril\", \"mayo\", \"junio\",\r\n                \"julio\", \"agosto\", \"septiembre\", \"octubre\", \"noviembre\", \"diciembre\"\r\n            ];\r\n\r\n            \/\/ Obtenemos el nombre del mes actual y el a\u00f1o\r\n            const month = monthNames[now.getMonth()];\r\n            const year = now.getFullYear();\r\n\r\n            \/\/ Formateamos el texto y lo insertamos en el HTML\r\n            \/\/ La 'primera letra en may\u00fascula' se maneja con CSS si se desea,\r\n            \/\/ pero aqu\u00ed lo hacemos con JS para mayor control.\r\n            const formattedMonth = month.charAt(0).toUpperCase() + month.slice(1);\r\n            dateElement.textContent = `${formattedMonth} de ${year}`;\r\n        });\r\n    <\/script>\r\n    \r\n     <style>\r\n        \/* Estilos para el contenedor del aviso *\/\r\n        .financial-note {\r\n            font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";\r\n            background-color: #fffbe6; \/* Un fondo amarillo p\u00e1lido para llamar la atenci\u00f3n *\/\r\n            color: #5c4800; \/* Color de texto oscuro para legibilidad *\/\r\n            border-left: 5px solid #ffc107; \/* Borde izquierdo de acento de color \u00e1mbar *\/\r\n            padding: 1.5rem; \/* Espaciado interno generoso *\/\r\n            margin: 2rem auto; \/* Centrado y con espacio exterior *\/\r\n            border-radius: 8px; \/* Bordes redondeados *\/\r\n            max-width: 800px; \/* Ancho m\u00e1ximo para mantener la legibilidad *\/\r\n            box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1); \/* Sombra sutil para darle profundidad *\/\r\n            display: flex; \/* Usamos flexbox para alinear el \u00edcono y el texto *\/\r\n            align-items: center; \/* Alineaci\u00f3n vertical *\/\r\n            gap: 1.25rem; \/* Espacio entre el \u00edcono y el texto *\/\r\n        }\r\n\r\n        \/* Estilos para el \u00edcono de advertencia *\/\r\n        .financial-note-icon {\r\n            font-size: 1.8rem;\r\n            flex-shrink: 0; \/* Evita que el \u00edcono se encoja *\/\r\n        }\r\n\r\n        \/* Estilos para el contenido de texto *\/\r\n        .financial-note-content {\r\n            font-size: 1.1rem; \/* Tama\u00f1o de fuente ligeramente m\u00e1s grande *\/\r\n            line-height: 1.6; \/* Altura de l\u00ednea para mejor lectura *\/\r\n        }\r\n\r\n        \/* Estilo para la parte din\u00e1mica del mes y el a\u00f1o *\/\r\n        .financial-note-content #dynamic-date {\r\n            font-weight: 600; \/* Hacemos la fecha un poco m\u00e1s audaz *\/\r\n        }\r\n\r\n         \/* Estilo para el valor de la tasa *\/\r\n        .rate-value {\r\n            font-weight: 700; \/* Hacemos el valor de la tasa m\u00e1s audaz *\/\r\n            color: #c0392b; \/* Un color rojo sutil para el valor *\/\r\n        }\r\n    <\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74c8a32 e-flex e-con-boxed e-con e-parent\" data-id=\"74c8a32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa873c4 elementor-widget elementor-widget-text-editor\" data-id=\"aa873c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"0\" data-end=\"47\"><span style=\"color: #000000;\">\u00bfQu\u00e9 es la Calculadora de Rendimientos Ual\u00e1?<\/span><\/h2><p data-start=\"49\" data-end=\"331\"><span style=\"color: #000000;\">La <strong data-start=\"52\" data-end=\"97\">Calculadora de Rendimientos Ual\u00e1 Colombia<\/strong> es un simulador interactivo para estimar cu\u00e1nto podr\u00edas ganar con tu saldo en Ual\u00e1, teniendo en cuenta c\u00f3mo funciona el producto: un <strong data-start=\"254\" data-end=\"274\">rendimiento base<\/strong> y, si cumples condiciones, un <strong data-start=\"305\" data-end=\"330\">rendimiento adicional<\/strong>.<\/span><\/p><p data-start=\"333\" data-end=\"365\"><span style=\"color: #000000;\">Con esta calculadora puedes ver:<\/span><\/p><ul data-start=\"367\" data-end=\"673\"><li data-start=\"367\" data-end=\"442\"><p data-start=\"369\" data-end=\"442\"><span style=\"color: #000000;\"><strong data-start=\"369\" data-end=\"406\">Intereses base abonados d\u00eda a d\u00eda<\/strong> (sobre el saldo al cierre del d\u00eda).<\/span><\/p><\/li><li data-start=\"443\" data-end=\"522\"><p data-start=\"445\" data-end=\"522\"><span style=\"color: #000000;\">El <strong data-start=\"448\" data-end=\"466\">ajuste mensual<\/strong> (rendimiento adicional) para alcanzar la tasa objetivo.<\/span><\/p><\/li><li data-start=\"523\" data-end=\"593\"><p data-start=\"525\" data-end=\"593\"><span style=\"color: #000000;\"><strong data-start=\"525\" data-end=\"551\">Retenci\u00f3n en la fuente<\/strong> (si aplica) y el <strong data-start=\"569\" data-end=\"583\">total neto<\/strong> recibido.<\/span><\/p><\/li><li data-start=\"594\" data-end=\"673\"><p data-start=\"596\" data-end=\"673\"><span style=\"color: #000000;\">Un <strong data-start=\"599\" data-end=\"617\">detalle diario<\/strong> y un <strong data-start=\"623\" data-end=\"642\">detalle mensual<\/strong> con fechas estimadas de abono.<\/span><\/p><\/li><\/ul><hr data-start=\"675\" data-end=\"678\" \/><h2 data-start=\"680\" data-end=\"732\"><span style=\"color: #000000;\">Tasas de rendimiento Ual\u00e1 Colombia<\/span><\/h2><p data-start=\"734\" data-end=\"834\"><span style=\"color: #000000;\">En 2026, el esquema de rendimientos se entiende mejor como <strong data-start=\"793\" data-end=\"833\">tres escenarios de tasa total (E.A.)<\/strong>:<\/span><\/p><ul data-start=\"836\" data-end=\"1130\"><li data-start=\"836\" data-end=\"876\"><p data-start=\"838\" data-end=\"876\"><span style=\"color: #000000;\"><strong data-start=\"838\" data-end=\"856\">5% E.A. (Base)<\/strong>: sin condiciones.<\/span><\/p><\/li><li data-start=\"877\" data-end=\"1004\"><p data-start=\"879\" data-end=\"1004\"><span style=\"color: #000000;\"><strong data-start=\"879\" data-end=\"908\">8,25% E.A. (Condicionada)<\/strong>: si realizas <strong data-start=\"922\" data-end=\"950\">al menos 1 compra al mes<\/strong> con la <strong data-start=\"958\" data-end=\"981\">tarjeta d\u00e9bito Ual\u00e1<\/strong> (f\u00edsica o en l\u00ednea).<\/span><\/p><\/li><li data-start=\"1005\" data-end=\"1130\"><p data-start=\"1007\" data-end=\"1130\"><span style=\"color: #000000;\"><strong data-start=\"1007\" data-end=\"1036\">10,5% E.A. (Condicionada)<\/strong>: si realizas <strong data-start=\"1050\" data-end=\"1083\">$400.000 COP o m\u00e1s en compras<\/strong> durante el mes con la <strong data-start=\"1106\" data-end=\"1129\">tarjeta d\u00e9bito Ual\u00e1<\/strong>.<\/span><\/p><\/li><\/ul><blockquote data-start=\"1132\" data-end=\"1249\"><p data-start=\"1134\" data-end=\"1249\"><span style=\"color: #000000;\">Importante: las tasas condicionadas <strong data-start=\"1170\" data-end=\"1187\">no se \u201csuman\u201d<\/strong> entre s\u00ed. Solo aplica <strong data-start=\"1210\" data-end=\"1217\">una<\/strong> seg\u00fan el requisito que cumplas.<\/span><\/p><\/blockquote><hr data-start=\"1251\" data-end=\"1254\" \/><h2 data-start=\"1256\" data-end=\"1313\"><span style=\"color: #000000;\">\u00bfC\u00f3mo se pagan los rendimientos? (Lo que m\u00e1s confunde)<\/span><\/h2><p data-start=\"1315\" data-end=\"1378\"><span style=\"color: #000000;\">Este punto es clave y por eso la calculadora est\u00e1 dise\u00f1ada as\u00ed:<\/span><\/p><h3 data-start=\"1380\" data-end=\"1426\"><span style=\"color: #000000;\">1) Rendimiento base (5% E.A.) \u2192 <strong data-start=\"1416\" data-end=\"1426\">diario<\/strong><\/span><\/h3><ul data-start=\"1427\" data-end=\"1556\"><li data-start=\"1427\" data-end=\"1481\"><p data-start=\"1429\" data-end=\"1481\"><span style=\"color: #000000;\">Se calcula sobre el <strong data-start=\"1449\" data-end=\"1480\">saldo al cierre de cada d\u00eda<\/strong>.<\/span><\/p><\/li><li data-start=\"1482\" data-end=\"1556\"><p data-start=\"1484\" data-end=\"1556\"><span style=\"color: #000000;\">Se <strong data-start=\"1487\" data-end=\"1508\">abona diariamente<\/strong> (si el inter\u00e9s neto del d\u00eda alcanza el m\u00ednimo).<\/span><\/p><\/li><\/ul><h3 data-start=\"1558\" data-end=\"1630\"><span style=\"color: #000000;\">2) Rendimiento adicional (para llegar a 8,25% o 10,5%) \u2192 <strong data-start=\"1619\" data-end=\"1630\">mensual<\/strong><\/span><\/h3><ul data-start=\"1631\" data-end=\"1886\"><li data-start=\"1631\" data-end=\"1659\"><p data-start=\"1633\" data-end=\"1659\"><span style=\"color: #000000;\">No se abona \u201cd\u00eda a d\u00eda\u201d.<\/span><\/p><\/li><li data-start=\"1660\" data-end=\"1801\"><p data-start=\"1662\" data-end=\"1707\"><span style=\"color: #000000;\">Se liquida como un <strong data-start=\"1681\" data-end=\"1704\">diferencial mensual<\/strong>:<\/span><\/p><blockquote data-start=\"1710\" data-end=\"1801\"><p data-start=\"1712\" data-end=\"1801\"><span style=\"color: #000000;\">\u201cLo que falt\u00f3\u201d para que tu mes completo llegue a 8,25% o 10,5% E.A. (seg\u00fan el escenario).<\/span><\/p><\/blockquote><\/li><li data-start=\"1802\" data-end=\"1886\"><p data-start=\"1804\" data-end=\"1886\"><span style=\"color: #000000;\">Se abona <strong data-start=\"1813\" data-end=\"1885\">a m\u00e1s tardar dentro de los primeros 5 d\u00edas h\u00e1biles del mes siguiente<\/strong>.<\/span><\/p><\/li><\/ul><p data-start=\"1888\" data-end=\"2046\"><span style=\"color: #000000;\">Por eso, si simulas pocos d\u00edas (por ejemplo 30) y tu periodo no alcanza a cerrar el mes + la ventana de abono, ver\u00e1s parte del adicional como <strong data-start=\"2030\" data-end=\"2045\">\u201cPendiente\u201d<\/strong>.<\/span><\/p><hr data-start=\"2048\" data-end=\"2051\" \/><h2 data-start=\"2053\" data-end=\"2103\"><span style=\"color: #000000;\">\u00bfC\u00f3mo usar la Calculadora de Rendimientos Ual\u00e1?<\/span><\/h2><ol data-start=\"2105\" data-end=\"2666\"><li data-start=\"2105\" data-end=\"2194\"><p data-start=\"2108\" data-end=\"2194\"><span style=\"color: #000000;\"><strong data-start=\"2108\" data-end=\"2142\">Ingresa tu saldo inicial (COP)<\/strong><\/span><br data-start=\"2142\" data-end=\"2145\" \/><span style=\"color: #000000;\">Es el valor con el que arrancas la simulaci\u00f3n.<\/span><\/p><\/li><li data-start=\"2196\" data-end=\"2285\"><p data-start=\"2199\" data-end=\"2285\"><span style=\"color: #000000;\"><strong data-start=\"2199\" data-end=\"2227\">Elige los d\u00edas a simular<\/strong><\/span><br data-start=\"2227\" data-end=\"2230\" \/><span style=\"color: #000000;\">Puedes simular desde 1 d\u00eda hasta 1095 d\u00edas (3 a\u00f1os).<\/span><\/p><\/li><li data-start=\"2287\" data-end=\"2404\"><p data-start=\"2290\" data-end=\"2404\"><span style=\"color: #000000;\"><strong data-start=\"2290\" data-end=\"2323\">Selecciona la fecha de inicio<\/strong><\/span><br data-start=\"2323\" data-end=\"2326\" \/><span style=\"color: #000000;\">As\u00ed el simulador calcula el periodo exacto y el posible mes de liquidaci\u00f3n.<\/span><\/p><\/li><li data-start=\"2406\" data-end=\"2581\"><p data-start=\"2409\" data-end=\"2448\"><span style=\"color: #000000;\"><strong data-start=\"2409\" data-end=\"2446\">Escoge el escenario de tasa total<\/strong><\/span><\/p><ul data-start=\"2452\" data-end=\"2581\"><li data-start=\"2452\" data-end=\"2474\"><p data-start=\"2454\" data-end=\"2474\"><span style=\"color: #000000;\"><strong data-start=\"2454\" data-end=\"2465\">5% E.A.<\/strong> (base)<\/span><\/p><\/li><li data-start=\"2478\" data-end=\"2523\"><p data-start=\"2480\" data-end=\"2523\"><span style=\"color: #000000;\"><strong data-start=\"2480\" data-end=\"2494\">8,25% E.A.<\/strong> (1 compra\/mes con tarjeta)<\/span><\/p><\/li><li data-start=\"2527\" data-end=\"2581\"><p data-start=\"2529\" data-end=\"2581\"><span style=\"color: #000000;\"><strong data-start=\"2529\" data-end=\"2543\">10,5% E.A.<\/strong> ($400.000 en compras\/mes con tarjeta)<\/span><\/p><\/li><\/ul><\/li><li data-start=\"2583\" data-end=\"2666\"><p data-start=\"2586\" data-end=\"2666\"><span style=\"color: #000000;\">Clic en <strong data-start=\"2594\" data-end=\"2621\">\u201cCalcular Rendimientos\u201d<\/strong><\/span><br data-start=\"2621\" data-end=\"2624\" \/><span style=\"color: #000000;\">Y listo: ver\u00e1s el resumen y el detalle.<\/span><\/p><\/li><\/ol><hr data-start=\"2668\" data-end=\"2671\" \/><h2 data-start=\"2673\" data-end=\"2727\"><span style=\"color: #000000;\">\u00bfQu\u00e9 resultados te muestra (y c\u00f3mo interpretarlos)?<\/span><\/h2><ul data-start=\"2729\" data-end=\"3221\"><li data-start=\"2729\" data-end=\"2819\"><p data-start=\"2731\" data-end=\"2819\"><span style=\"color: #000000;\"><strong data-start=\"2731\" data-end=\"2761\">Rendimiento Base (5% E.A.)<\/strong>: lo que se te abona diariamente en el periodo simulado.<\/span><\/p><\/li><li data-start=\"2820\" data-end=\"2927\"><p data-start=\"2822\" data-end=\"2927\"><span style=\"color: #000000;\"><strong data-start=\"2822\" data-end=\"2855\">Rendimiento adicional abonado<\/strong>: ajustes que <strong data-start=\"2869\" data-end=\"2886\">s\u00ed alcanzaron<\/strong> a caer dentro de tus fechas simuladas.<\/span><\/p><\/li><li data-start=\"2928\" data-end=\"3060\"><p data-start=\"2930\" data-end=\"3060\"><span style=\"color: #000000;\"><strong data-start=\"2930\" data-end=\"2965\">Rendimiento adicional pendiente<\/strong>: ajustes calculados, pero cuya fecha estimada de abono cae <strong data-start=\"3025\" data-end=\"3036\">despu\u00e9s<\/strong> del periodo simulado.<\/span><\/p><\/li><li data-start=\"3061\" data-end=\"3141\"><p data-start=\"3063\" data-end=\"3141\"><span style=\"color: #000000;\"><strong data-start=\"3063\" data-end=\"3081\">Retenci\u00f3n (7%)<\/strong>: se descuenta <strong data-start=\"3096\" data-end=\"3109\">si aplica<\/strong> sobre los intereses abonados.<\/span><\/p><\/li><li data-start=\"3142\" data-end=\"3221\"><p data-start=\"3144\" data-end=\"3221\"><span style=\"color: #000000;\"><strong data-start=\"3144\" data-end=\"3167\">Total neto recibido<\/strong>: suma del inter\u00e9s base neto + ajustes netos abonados.<\/span><\/p><\/li><\/ul><hr data-start=\"3223\" data-end=\"3226\" \/><h2 data-start=\"3228\" data-end=\"3265\"><span style=\"color: #000000;\">Ejemplo pr\u00e1ctico (realista y \u00fatil)<\/span><\/h2><p data-start=\"3267\" data-end=\"3364\"><span style=\"color: #000000;\">Si depositas <strong data-start=\"3280\" data-end=\"3298\">$5.000.000 COP<\/strong> y eliges el escenario <strong data-start=\"3321\" data-end=\"3335\">10,5% E.A.<\/strong>, la calculadora te mostrar\u00e1:<\/span><\/p><ul data-start=\"3366\" data-end=\"3604\"><li data-start=\"3366\" data-end=\"3436\"><p data-start=\"3368\" data-end=\"3436\"><span style=\"color: #000000;\">Un <strong data-start=\"3371\" data-end=\"3394\">inter\u00e9s base diario<\/strong> (5% E.A.) que aumenta tu saldo d\u00eda a d\u00eda.<\/span><\/p><\/li><li data-start=\"3437\" data-end=\"3604\"><p data-start=\"3439\" data-end=\"3604\"><span style=\"color: #000000;\">Un <strong data-start=\"3442\" data-end=\"3460\">ajuste mensual<\/strong> (si cierras el mes cumpliendo la condici\u00f3n) que aparece con una <strong data-start=\"3525\" data-end=\"3543\">fecha estimada<\/strong> dentro de los <strong data-start=\"3558\" data-end=\"3603\">primeros 5 d\u00edas h\u00e1biles del siguiente mes<\/strong>.<\/span><\/p><\/li><\/ul><p data-start=\"3606\" data-end=\"3693\"><span style=\"color: #000000;\"><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4cc.svg\" alt=\"\ud83d\udccc\" \/> Tip: para \u201cver\u201d el ajuste reflejado como <strong data-start=\"3650\" data-end=\"3661\">Abonado<\/strong>, simula un periodo que incluya:<\/span><\/p><ul data-start=\"3694\" data-end=\"3770\"><li data-start=\"3694\" data-end=\"3719\"><p data-start=\"3696\" data-end=\"3719\"><span style=\"color: #000000;\"><strong data-start=\"3696\" data-end=\"3714\">cierre del mes<\/strong>, y<\/span><\/p><\/li><li data-start=\"3720\" data-end=\"3770\"><p data-start=\"3722\" data-end=\"3770\"><span style=\"color: #000000;\"><strong data-start=\"3722\" data-end=\"3769\">los primeros d\u00edas h\u00e1biles del mes siguiente<\/strong>.<\/span><\/p><\/li><\/ul><hr data-start=\"3772\" data-end=\"3775\" \/><h2 data-start=\"3777\" data-end=\"3840\"><span style=\"color: #000000;\">Consideraciones importantes (para que el c\u00e1lculo sea l\u00f3gico)<\/span><\/h2><ul data-start=\"3842\" data-end=\"4729\"><li data-start=\"3842\" data-end=\"4007\"><p data-start=\"3844\" data-end=\"4007\"><span style=\"color: #000000;\"><strong data-start=\"3844\" data-end=\"3872\">Tope de saldo remunerado<\/strong>: la simulaci\u00f3n asume que Ual\u00e1 remunera hasta <strong data-start=\"3918\" data-end=\"3937\">$10.500.000 COP<\/strong>. Si tu saldo supera ese valor, el excedente no genera rendimientos.<\/span><\/p><\/li><li data-start=\"4008\" data-end=\"4124\"><p data-start=\"4010\" data-end=\"4124\"><span style=\"color: #000000;\"><strong data-start=\"4010\" data-end=\"4042\">Dep\u00f3sito de bajo monto (DBM)<\/strong>: existe un <strong data-start=\"4054\" data-end=\"4078\">tope de saldo en UVT<\/strong> (referencia informativa en la calculadora).<\/span><\/p><\/li><li data-start=\"4125\" data-end=\"4278\"><p data-start=\"4127\" data-end=\"4278\"><span style=\"color: #000000;\"><strong data-start=\"4127\" data-end=\"4158\">Retenci\u00f3n en la fuente (7%)<\/strong>: se aplica <strong data-start=\"4170\" data-end=\"4188\">si corresponde<\/strong>, seg\u00fan reglas tributarias (por eso la calculadora lo incluye como descuento potencial).<\/span><\/p><\/li><li data-start=\"4279\" data-end=\"4387\"><p data-start=\"4281\" data-end=\"4387\"><span style=\"color: #000000;\"><strong data-start=\"4281\" data-end=\"4300\">M\u00ednimo de abono<\/strong>: los intereses netos se abonan si el rendimiento neto del d\u00eda es al menos <strong data-start=\"4375\" data-end=\"4384\">$0,01<\/strong>.<\/span><\/p><\/li><li data-start=\"4388\" data-end=\"4506\"><p data-start=\"4390\" data-end=\"4506\"><span style=\"color: #000000;\"><strong data-start=\"4390\" data-end=\"4406\">D\u00edas h\u00e1biles<\/strong>: para estimar abonos mensuales, el simulador considera <strong data-start=\"4462\" data-end=\"4481\">lunes a viernes<\/strong> (no incluye festivos).<\/span><\/p><\/li><li data-start=\"4507\" data-end=\"4729\"><p data-start=\"4509\" data-end=\"4729\"><span style=\"color: #000000;\"><strong data-start=\"4509\" data-end=\"4551\">Compras v\u00e1lidas para cumplir condici\u00f3n<\/strong>: la condici\u00f3n se asocia a compras con <strong data-start=\"4590\" data-end=\"4613\">tarjeta d\u00e9bito Ual\u00e1<\/strong>; ten presente que ciertos medios como <strong data-start=\"4652\" data-end=\"4665\">Bot\u00f3n PSE<\/strong> no cuentan como \u201ccompra con tarjeta\u201d para cumplir el requisito.<\/span><\/p><\/li><\/ul><hr data-start=\"4731\" data-end=\"4734\" \/><h2 data-start=\"4736\" data-end=\"4796\"><span style=\"color: #000000;\">Beneficios adicionales de Ual\u00e1 (m\u00e1s all\u00e1 del rendimiento)<\/span><\/h2><ul data-start=\"4798\" data-end=\"5264\"><li data-start=\"4798\" data-end=\"4850\"><p data-start=\"4800\" data-end=\"4850\"><span style=\"color: #000000;\"><strong data-start=\"4800\" data-end=\"4825\">Apertura 100% digital<\/strong> y manejo desde la app.<\/span><\/p><\/li><li data-start=\"4851\" data-end=\"4927\"><p data-start=\"4853\" data-end=\"4927\"><span style=\"color: #000000;\"><strong data-start=\"4853\" data-end=\"4882\">Tarjeta d\u00e9bito Mastercard<\/strong> para compras nacionales e internacionales.<\/span><\/p><\/li><li data-start=\"4928\" data-end=\"4997\"><p data-start=\"4930\" data-end=\"4997\"><span style=\"color: #000000;\"><strong data-start=\"4930\" data-end=\"4961\">Sin costos de mantenimiento<\/strong> (seg\u00fan el plan\/producto vigente).<\/span><\/p><\/li><li data-start=\"4998\" data-end=\"5103\"><p data-start=\"5000\" data-end=\"5103\"><span style=\"color: #000000;\"><strong data-start=\"5000\" data-end=\"5022\">Exenci\u00f3n de 4&#215;1000<\/strong>: puede aplicar bajo reglas de UVT mensuales (depende de tu configuraci\u00f3n\/uso).<\/span><\/p><\/li><li data-start=\"5104\" data-end=\"5264\"><p data-start=\"5106\" data-end=\"5264\"><span style=\"color: #000000;\"><strong data-start=\"5106\" data-end=\"5139\">Seguro de dep\u00f3sitos (Fogaf\u00edn)<\/strong>: los dep\u00f3sitos en entidades cubiertas cuentan con respaldo <strong data-start=\"5199\" data-end=\"5232\">hasta el monto m\u00e1ximo vigente<\/strong> (seg\u00fan condiciones del seguro).<\/span><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cuenta remunerada Ual\u00e1 \u00b7 Colombia Simulador de rendimientos Ual\u00e1 Calcula cu\u00e1nto podr\u00eda generar tu saldo en Ual\u00e1 y compara el rendimiento base con los escenarios de compras del mes. El resultado separa lo que ya habr\u00eda sido abonado de lo que todav\u00eda podr\u00eda quedar pendiente. Cu\u00e1nto podr\u00edas ganar Qu\u00e9 tasa est\u00e1s simulando Reporte PDF descargable&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4103,"template":"elementor_header_footer","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-5896","herramientas","type-herramientas","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas"}],"about":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/types\/herramientas"}],"author":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":48,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5896\/revisions"}],"predecessor-version":[{"id":8818,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5896\/revisions\/8818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media\/4103"}],"wp:attachment":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media?parent=5896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}