{"id":5863,"date":"2024-07-14T21:35:48","date_gmt":"2024-07-15T02:35:48","guid":{"rendered":"https:\/\/inversionesguru.com\/co\/?post_type=herramientas&#038;p=5863"},"modified":"2026-04-10T23:06:57","modified_gmt":"2026-04-11T04:06:57","slug":"simulador-cuenta-de-ahorros-nubank-colombia","status":"publish","type":"herramientas","link":"https:\/\/inversionesguru.com\/co\/herramientas\/simulador-cuenta-de-ahorros-nubank-colombia\/","title":{"rendered":"Simulador de Cuenta de Ahorros NUBANK Colombia 9,25%"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5863\" class=\"elementor elementor-5863\" data-elementor-post-type=\"herramientas\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7125fc0 e-flex e-con-boxed e-con e-parent\" data-id=\"7125fc0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3c6832 elementor-widget elementor-widget-html\" data-id=\"c3c6832\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n    #ahorros-calc-app {\r\n        --brand-primary: #0d9488 !important; \/* Teal 600 *\/\r\n        --brand-primary-hover: #0f766e !important; \/* Teal 700 *\/\r\n        --brand-primary-light: #ccfbf1 !important; \/* Teal 100 *\/\r\n        --brand-accent-green: #16a34a !important; \/* Green 600 *\/\r\n        --brand-accent-amber: #f59e0b !important; \/* Amber 500 *\/\r\n        --brand-text-main: #1e293b !important; \/* Slate 800 *\/\r\n        --brand-text-muted: #64748b !important; \/* Slate 500 *\/\r\n        --brand-bg-main: #f8fafc !important; \/* Slate 50 *\/\r\n        --brand-bg-card: #ffffff !important;\r\n        --brand-border-soft: #e2e8f0 !important; \/* Slate 200 *\/\r\n        --brand-border-focus: #5eead4 !important; \/* Teal 300 *\/\r\n        --brand-error: #dc2626 !important; \/* Red 600 *\/\r\n        --brand-error-bg: #fee2e2 !important; \/* Red 100 *\/\r\n    }\r\n    \r\n    #ahorros-calc-app {\r\n        font-family: 'Inter', sans-serif !important;\r\n        background-color: var(--brand-bg-main) !important;\r\n        color: var(--brand-text-main) !important;\r\n        -webkit-font-smoothing: antialiased !important;\r\n        -moz-osx-font-smoothing: grayscale !important;\r\n    }\r\n\r\n    #ahorros-calc-app .calc-container {\r\n        max-width: 60rem !important;\r\n        margin: 0 auto !important;\r\n        padding: 1.5rem 1rem !important;\r\n    }\r\n    @media (min-width: 640px) {\r\n        #ahorros-calc-app .calc-container {\r\n            margin: 2rem auto !important;\r\n            padding: 2.5rem !important;\r\n        }\r\n    }\r\n\r\n    #ahorros-calc-app .calc-card {\r\n        background-color: var(--brand-bg-card) !important;\r\n        border-radius: 1.25rem !important;\r\n        border: 1px solid var(--brand-border-soft) !important;\r\n        box-shadow: 0 10px 15px -3px rgb(0 0 0 \/ 0.05), 0 4px 6px -4px rgb(0 0 0 \/ 0.05) !important;\r\n        padding: 1.25rem !important; \/* Ajuste para m\u00f3viles *\/\r\n    }\r\n    @media (min-width: 640px) {\r\n        #ahorros-calc-app .calc-card { padding: 2rem !important; }\r\n    }\r\n\r\n    #ahorros-calc-app h2 {\r\n        font-size: 1.5rem !important;\r\n        font-weight: 800 !important;\r\n        color: var(--brand-text-main) !important;\r\n    }\r\n    @media (min-width: 640px) {\r\n        #ahorros-calc-app h2 { font-size: 1.875rem !important; }\r\n    }\r\n\r\n    #ahorros-calc-app .calc-label { font-weight: 600 !important; color: var(--brand-text-main) !important; }\r\n    #ahorros-calc-app .calc-input, #ahorros-calc-app .calc-select {\r\n        width: 100% !important;\r\n        border: 1px solid var(--brand-border-soft) !important;\r\n        border-radius: 0.75rem !important;\r\n        background-color: var(--brand-bg-card) !important;\r\n        padding: 0.8rem 1rem !important;\r\n        font-weight: 500 !important;\r\n        transition: all 0.2s ease-in-out !important;\r\n    }\r\n    #ahorros-calc-app .calc-input:focus, #ahorros-calc-app .calc-select:focus {\r\n        outline: none !important;\r\n        box-shadow: 0 0 0 3px var(--brand-primary-light) !important;\r\n        border-color: var(--brand-border-focus) !important;\r\n    }\r\n\r\n    #ahorros-calc-app .calc-btn {\r\n        display: inline-flex !important; align-items: center !important; justify-content: center !important; gap: 0.5rem !important;\r\n        background-color: var(--brand-primary) !important;\r\n        color: #fff !important;\r\n        border: none !important;\r\n        border-radius: 0.75rem !important;\r\n        padding: 0.9rem 1.25rem !important;\r\n        font-weight: 700 !important;\r\n        transition: background-color 0.2s ease-in-out !important;\r\n        cursor: pointer !important;\r\n    }\r\n    #ahorros-calc-app .calc-btn:hover { background-color: var(--brand-primary-hover) !important; }\r\n\r\n    #ahorros-calc-app .kpi-card {\r\n        background-color: var(--brand-bg-main) !important;\r\n        border: 1px solid var(--brand-border-soft) !important;\r\n        border-radius: 1rem !important;\r\n        padding: 1rem !important;\r\n        display: flex !important;\r\n        flex-direction: column !important;\r\n        gap: 0.25rem !important;\r\n    }\r\n    @media (min-width: 640px) {\r\n        #ahorros-calc-app .kpi-card { padding: 1.25rem !important; }\r\n    }\r\n\r\n    #ahorros-calc-app .kpi-label {\r\n        font-size: 0.75rem !important;\r\n        font-weight: 600 !important;\r\n        color: var(--brand-text-muted) !important;\r\n        display: flex !important;\r\n        align-items: center !important;\r\n        gap: 0.4rem !important;\r\n    }\r\n    #ahorros-calc-app .kpi-val {\r\n        font-size: 1.25rem !important; \/* Ajuste final de fuente *\/\r\n        font-weight: 800 !important;\r\n        color: var(--brand-text-main) !important;\r\n        line-height: 1.25 !important; \r\n        overflow-wrap: break-word !important; \r\n        word-break: break-word !important;\r\n    }\r\n    @media (min-width: 640px) {\r\n         #ahorros-calc-app .kpi-val { font-size: 1.3rem !important; } \/* Ajuste final para desktop *\/\r\n    }\r\n    \r\n    #ahorros-calc-app .kpi-card.final {\r\n        background-color: var(--brand-primary) !important;\r\n        color: white !important;\r\n        border-color: var(--brand-primary) !important;\r\n    }\r\n    #ahorros-calc-app .kpi-card.final .kpi-label { color: rgba(255, 255, 255, 0.8) !important; }\r\n    #ahorros-calc-app .kpi-card.final .kpi-val { color: white !important; }\r\n    #ahorros-calc-app .kpi-card.gains { border-left: 4px solid var(--brand-accent-green) !important; }\r\n    \r\n    \/* --- INICIO CORRECCI\u00d3N TABLA M\u00d3VIL --- *\/\r\n    #ahorros-calc-app .calc-table { \r\n        width: 100% !important; \r\n        border-collapse: collapse !important; \r\n        table-layout: auto !important;\r\n    }\r\n    \/* Por defecto (m\u00f3vil): T\u00edtulos centrados y con wrap *\/\r\n    #ahorros-calc-app .calc-table thead th {\r\n        background-color: #f1f5f9 !important;\r\n        color: var(--brand-text-muted) !important;\r\n        padding: 0.75rem 0.5rem !important; \/* Menos padding horizontal *\/\r\n        text-transform: uppercase !important;\r\n        font-size: 0.7rem !important;\r\n        letter-spacing: 0.05em !important;\r\n        font-weight: 600 !important;\r\n        white-space: normal !important; \/* Permitir wrap *\/\r\n        vertical-align: middle !important;\r\n        word-break: normal !important;\r\n        text-align: center !important; \/* Centrar t\u00edtulos *\/\r\n    }\r\n    \/* Celdas de datos: wrap normal, excepto n\u00fameros *\/\r\n    #ahorros-calc-app .calc-table td {\r\n        padding: 0.85rem 1rem !important;\r\n        border-bottom: 1px solid var(--brand-border-soft) !important;\r\n        white-space: normal !important; \/* Permitir que las celdas se dividan *\/\r\n        font-size: 0.9rem !important;\r\n        vertical-align: middle !important;\r\n        word-break: normal !important;\r\n        text-align: center !important; \/* <-- A\u00d1ADIDO: Centrar todas las celdas *\/\r\n    }\r\n    \r\n    \/* T\u00edtulos de n\u00fameros: Alinear derecha (en m\u00f3vil ya est\u00e1 centrado) *\/\r\n    #ahorros-calc-app .calc-table th:not(:first-child) { \r\n        text-align: center !important; \/* M\u00f3vil: Centrado *\/\r\n    }\r\n    \r\n    \/* Celdas de n\u00fameros: NO permitir wrap *\/\r\n    #ahorros-calc-app .calc-table td:not(:first-child) {\r\n         white-space: nowrap !important;\r\n    }\r\n    \r\n    \/* T\u00edtulos (m\u00f3vil): Centrar el primer th tambi\u00e9n *\/\r\n    #ahorros-calc-app .calc-table thead th:first-child {\r\n        text-align: center !important;\r\n    }\r\n\r\n    \/* Desktop (>= 640px): Restaurar estilos de t\u00edtulos *\/\r\n    @media (min-width: 640px) {\r\n        #ahorros-calc-app .calc-table thead th {\r\n            white-space: nowrap !important; \/* No wrap *\/\r\n            text-align: left !important;     \/* Alinear izquierda *\/\r\n            padding: 0.75rem 1rem !important; \/* Padding normal *\/\r\n        }\r\n        #ahorros-calc-app .calc-table th:not(:first-child) {\r\n            text-align: right !important;    \/* T\u00edtulos de n\u00fameros a la derecha *\/\r\n        }\r\n        \/* Restaurar alineaci\u00f3n de celdas en desktop *\/\r\n        #ahorros-calc-app .calc-table td {\r\n            text-align: left !important; \/* Primer celda a la izquierda *\/\r\n        }\r\n        #ahorros-calc-app .calc-table td:not(:first-child) {\r\n            text-align: right !important; \/* Celdas de n\u00fameros a la derecha *\/\r\n        }\r\n    }\r\n    \/* --- FIN CORRECCI\u00d3N TABLA M\u00d3VIL --- *\/\r\n    \r\n    #ahorros-calc-app .calc-table tbody tr:last-child td { border-bottom: none !important; }\r\n    #ahorros-calc-app .calc-table tbody tr:nth-child(even) { background-color: #f8fafc !important; }\r\n\r\n    #ahorros-calc-app .text-red { color: var(--brand-error) !important; }\r\n    #ahorros-calc-app .text-green { color: var(--brand-accent-green) !important; }\r\n\r\n<\/style>\r\n\r\n<div id=\"ahorros-calc-app\">\r\n<div class=\"calc-container\">\r\n    <!-- Tarjeta Principal de Entradas -->\r\n    <div class=\"calc-card\">\r\n        <header class=\"text-center border-b border-slate-200 pb-6 mb-6\">\r\n            <h2 class=\"sm:text-3xl\">Calculadora de Inter\u00e9s de Cuenta de Ahorros<\/h2>\r\n            <p class=\"mt-2 text-slate-500\">Estima tus rendimientos con inter\u00e9s compuesto diario y retenci\u00f3n en la fuente.<\/p>\r\n        <\/header>\r\n        \r\n        <form id=\"interestCalculatorForm\" class=\"space-y-5\">\r\n            <div class=\"grid grid-cols-1 md:grid-cols-3 gap-4\">\r\n                <div class=\"md:col-span-1\">\r\n                    <label for=\"principal\" class=\"calc-label block mb-2\">Monto Principal (COP)<\/label>\r\n                    <input type=\"text\" id=\"principal\" name=\"principal\" required inputmode=\"numeric\" class=\"calc-input w-full\" placeholder=\"Ej: 5,000,000\">\r\n                <\/div>\r\n                <div>\r\n                    <label for=\"rate\" class=\"calc-label block mb-2\">Tasa E.A.<\/label>\r\n                    <select id=\"rate\" name=\"rate\" required class=\"calc-select w-full\">\r\n                        <option value=\"0.0925\" selected>9.25% E.A.<\/option>\r\n                        <option value=\"0.112\">11.20% E.A.<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n                <div>\r\n                    <label for=\"days\" class=\"calc-label block mb-2\">N\u00famero de D\u00edas<\/label>\r\n                    <input type=\"number\" id=\"days\" name=\"days\" min=\"1\" value=\"30\" required class=\"calc-input w-full\">\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"pt-2\">\r\n                <button type=\"button\" onclick=\"calculateInterest()\" class=\"calc-btn w-full\">\r\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 5v14M5 12h14\"><\/path><\/svg>\r\n                    Calcular Rentabilidad\r\n                <\/button>\r\n            <\/div>\r\n        <\/form>\r\n        <div id=\"error-message\" class=\"hidden mt-4 text-sm font-medium text-red-700 bg-red-50 border border-red-200 rounded-lg px-4 py-3\" role=\"alert\"><\/div>\r\n    <\/div>\r\n\r\n    <!-- SECCI\u00d3N DE RESULTADOS -->\r\n    <div id=\"resultsArea\" class=\"hidden mt-8\">\r\n        <h3 class=\"text-xl font-bold text-center mb-4\">Resumen General<\/h3>\r\n        <div class=\"grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-4 gap-4\"> \r\n            <!-- 1 D\u00eda -->\r\n            <div class=\"kpi-card gains\">\r\n                <div class=\"kpi-label\">Ganancia Neta (1 D\u00eda)<\/div>\r\n                <div id=\"kpiNetoDia\" class=\"kpi-val text-green-700\">$0<\/div>\r\n            <\/div>\r\n            <div class=\"kpi-card final\">\r\n                <div class=\"kpi-label\">Monto Final (1 D\u00eda)<\/div>\r\n                <div id=\"kpiFinalDia\" class=\"kpi-val\">$0<\/div>\r\n            <\/div>\r\n            <!-- 1 Mes -->\r\n            <div class=\"kpi-card gains\">\r\n                <div class=\"kpi-label\">Ganancia Neta (1 Mes)<\/div>\r\n                <div id=\"kpiNetoMes\" class=\"kpi-val text-green-700\">$0<\/div>\r\n            <\/div>\r\n            <div class=\"kpi-card final\">\r\n                <div class=\"kpi-label\">Monto Final (1 Mes)<\/div>\r\n                <div id=\"kpiFinalMes\" class=\"kpi-val\">$0<\/div>\r\n            <\/div>\r\n            <!-- 6 Meses -->\r\n            <div class=\"kpi-card gains\">\r\n                <div class=\"kpi-label\">Ganancia Neta (6 Meses)<\/div>\r\n                <div id=\"kpiNetoSeisMeses\" class=\"kpi-val text-green-700\">$0<\/div>\r\n            <\/div>\r\n            <div class=\"kpi-card final\">\r\n                <div class=\"kpi-label\">Monto Final (6 Meses)<\/div>\r\n                <div id=\"kpiFinalSeisMeses\" class=\"kpi-val\">$0<\/div>\r\n            <\/div>\r\n            <!-- 1 A\u00f1o -->\r\n            <div class=\"kpi-card gains\">\r\n                <div class=\"kpi-label\">Ganancia Neta (1 A\u00f1o)<\/div>\r\n                <div id=\"kpiNetoAnio\" class=\"kpi-val text-green-700\">$0<\/div>\r\n            <\/div>\r\n            <div class=\"kpi-card final\">\r\n                <div class=\"kpi-label\">Monto Final (1 A\u00f1o)<\/div>\r\n                <div id=\"kpiFinalAnio\" class=\"kpi-val\">$0<\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"calc-card mt-6\">\r\n            <h3 class=\"text-lg font-semibold mb-3\">Detalle d\u00eda a d\u00eda<\/h3>\r\n            <div class=\"overflow-x-auto\">\r\n                <table class=\"calc-table\" id=\"dailyTable\">\r\n                    <thead>\r\n                        <tr>\r\n                            <th>D\u00eda<\/th>\r\n                            <th>Inter\u00e9s Diario Bruto<\/th>\r\n                            <th>ReteFuente Diario<\/th>\r\n                            <th>Inter\u00e9s Diario Neto<\/th>\r\n                            <th>Monto Acumulado<\/th>\r\n                        <\/tr>\r\n                    <\/thead>\r\n                    <tbody id=\"dailyTableBody\">\r\n                    <\/tbody>\r\n                <\/table>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <footer class=\"mt-8 text-center text-sm text-slate-500\">\r\n        Los c\u00e1lculos son una estimaci\u00f3n. Valida las condiciones con tu entidad financiera.\r\n    <\/footer>\r\n<\/div>\r\n<\/div>\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function() {\r\n    \/\/ Referencias a elementos del DOM\r\n    const principalInput = document.getElementById('principal');\r\n    const rateSelect = document.getElementById('rate');\r\n    const daysInput = document.getElementById('days');\r\n    const errorMessageDiv = document.getElementById('error-message');\r\n    const resultsArea = document.getElementById('resultsArea');\r\n    const dailyTableBody = document.getElementById('dailyTableBody');\r\n    \r\n    \/\/ Referencias a los nuevos KPIs\r\n    const kpiNetoDia = document.getElementById('kpiNetoDia');\r\n    const kpiFinalDia = document.getElementById('kpiFinalDia');\r\n    const kpiNetoMes = document.getElementById('kpiNetoMes');\r\n    const kpiFinalMes = document.getElementById('kpiFinalMes');\r\n    const kpiNetoSeisMeses = document.getElementById('kpiNetoSeisMeses');\r\n    const kpiFinalSeisMeses = document.getElementById('kpiFinalSeisMeses');\r\n    const kpiNetoAnio = document.getElementById('kpiNetoAnio');\r\n    const kpiFinalAnio = document.getElementById('kpiFinalAnio');\r\n\r\n    \/\/ Funci\u00f3n para formatear moneda\r\n    function formatCurrency(value) {\r\n        if (typeof value !== 'number' || isNaN(value)) { return \"$ --\"; }\r\n        return value.toLocaleString('es-CO', { style: 'currency', currency: 'COP', minimumFractionDigits: 2, maximumFractionDigits: 2 });\r\n    }\r\n\r\n    \/\/ L\u00f3gica de retenci\u00f3n en la fuente\r\n    function applyWithholdingTax(dailyInterest) {\r\n        const discountThreshold = 2588.58; \/\/ Valor de referencia, verificar vigencia.\r\n        const discountRate = 0.07;\r\n        let discountValue = (dailyInterest >= discountThreshold) ? dailyInterest * discountRate : 0;\r\n        const interestAfterTax = dailyInterest - discountValue;\r\n        return { interestAfterTax, discountValue };\r\n    }\r\n\r\n    \/\/ Formateo de n\u00fameros en el input\r\n    function formatNumberWithCommas(number) {\r\n        let numStr = String(number).replace(\/[^\\d.]\/g, '');\r\n        let parts = numStr.split('.');\r\n        let integerPart = parts[0];\r\n        let decimalPart = parts.length > 1 ? '.' + parts[1].substring(0, 2) : '';\r\n        integerPart = integerPart.replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n        return integerPart + decimalPart;\r\n    }\r\n\r\n    function parseFormattedNumber(numberString) {\r\n        if (typeof numberString !== 'string') return NaN;\r\n        return parseFloat(numberString.replace(\/,\/g, ''));\r\n    }\r\n\r\n    principalInput.addEventListener('input', function(e) {\r\n        const value = e.target.value;\r\n        const formattedValue = formatNumberWithCommas(value);\r\n        if (value !== formattedValue) {\r\n            e.target.value = formattedValue;\r\n        }\r\n    });\r\n    \r\n    \/\/ L\u00f3gica de c\u00e1lculo principal (sin alterar la matem\u00e1tica)\r\n    window.calculateInterest = function() {\r\n        errorMessageDiv.style.display = 'none';\r\n        errorMessageDiv.textContent = '';\r\n        principalInput.classList.remove('border-red-500');\r\n        daysInput.classList.remove('border-red-500');\r\n\r\n        const principalValue = parseFormattedNumber(principalInput.value);\r\n        const annualRate = parseFloat(rateSelect.value);\r\n        const days = parseInt(daysInput.value);\r\n\r\n        if (isNaN(principalValue) || principalValue <= 0 || isNaN(annualRate) || annualRate <= 0 || isNaN(days) || days <= 0) {\r\n            errorMessageDiv.textContent = 'Por favor, introduce valores v\u00e1lidos en todos los campos.';\r\n            errorMessageDiv.style.display = 'block';\r\n            if (isNaN(principalValue) || principalValue <= 0) principalInput.classList.add('border-red-500');\r\n            if (isNaN(days) || days <= 0) daysInput.classList.add('border-red-500');\r\n            resultsArea.style.display = 'none';\r\n            return;\r\n        }\r\n\r\n        const dailyRate = Math.pow(1 + annualRate, 1 \/ 365) - 1;\r\n\r\n        \/\/ --- Calcular Resumen para KPIs ---\r\n        function calculatePeriod(principal, periodDays) {\r\n            let currentPrincipal = principal;\r\n            let totalGrossInterest = 0;\r\n            let totalDiscount = 0;\r\n            for (let i = 0; i < periodDays; i++) {\r\n                let dailyInterest = currentPrincipal * dailyRate;\r\n                let taxInfo = applyWithholdingTax(dailyInterest);\r\n                currentPrincipal += taxInfo.interestAfterTax;\r\n                totalGrossInterest += dailyInterest;\r\n                totalDiscount += taxInfo.discountValue;\r\n            }\r\n            const netInterest = totalGrossInterest - totalDiscount;\r\n            return { finalAmount: currentPrincipal, netInterest };\r\n        }\r\n\r\n        const dayResult = calculatePeriod(principalValue, 1);\r\n        const monthResult = calculatePeriod(principalValue, 30);\r\n        const sixMonthsResult = calculatePeriod(principalValue, 180);\r\n        const yearResult = calculatePeriod(principalValue, 365);\r\n\r\n        \/\/ --- Mostrar Resumen en KPIs ---\r\n        kpiNetoDia.textContent = formatCurrency(dayResult.netInterest);\r\n        kpiFinalDia.textContent = formatCurrency(dayResult.finalAmount);\r\n        kpiNetoMes.textContent = formatCurrency(monthResult.netInterest);\r\n        kpiFinalMes.textContent = formatCurrency(monthResult.finalAmount);\r\n        kpiNetoSeisMeses.textContent = formatCurrency(sixMonthsResult.netInterest);\r\n        kpiFinalSeisMeses.textContent = formatCurrency(sixMonthsResult.finalAmount);\r\n        kpiNetoAnio.textContent = formatCurrency(yearResult.netInterest);\r\n        kpiFinalAnio.textContent = formatCurrency(yearResult.finalAmount);\r\n\r\n        \/\/ --- Calcular y Mostrar Detalle Diario ---\r\n        dailyTableBody.innerHTML = '';\r\n        let currentTotal = principalValue;\r\n        for (let day = 1; day <= days; day++) {\r\n            const dailyInterestGross = currentTotal * dailyRate;\r\n            const { interestAfterTax, discountValue } = applyWithholdingTax(dailyInterestGross);\r\n            currentTotal += interestAfterTax;\r\n            const row = document.createElement('tr');\r\n            row.innerHTML = `\r\n                <td class=\"font-medium\">${day}<\/td>\r\n                <td>${formatCurrency(dailyInterestGross)}<\/td>\r\n                <td class=\"text-red\">${formatCurrency(discountValue)}<\/td>\r\n                <td class=\"text-green\">${formatCurrency(interestAfterTax)}<\/td>\r\n                <td class=\"font-semibold\">${formatCurrency(currentTotal)}<\/td>\r\n            `;\r\n            dailyTableBody.appendChild(row);\r\n        }\r\n        \r\n        resultsArea.style.display = 'block';\r\n        resultsArea.scrollIntoView({ behavior: 'smooth', block: 'start' });\r\n\r\n        try {\r\n            localStorage.setItem('principal', principalValue);\r\n            localStorage.setItem('rate', annualRate);\r\n            localStorage.setItem('days', days);\r\n        } catch (e) { console.error(\"Error al guardar en localStorage:\", e); }\r\n    };\r\n\r\n    \/\/ Cargar datos guardados\r\n    function loadFromLocalStorage() {\r\n        try {\r\n            const savedPrincipal = localStorage.getItem('principal');\r\n            const savedRate = localStorage.getItem('rate');\r\n            const savedDays = localStorage.getItem('days');\r\n\r\n            if (savedPrincipal) { principalInput.value = formatNumberWithCommas(parseFloat(savedPrincipal)); }\r\n            if (savedRate && rateSelect.querySelector(`option[value=\"${savedRate}\"]`)) {\r\n                rateSelect.value = savedRate;\r\n            }\r\n            if (savedDays) { daysInput.value = savedDays; }\r\n        } catch (e) { console.error(\"Error al cargar desde localStorage:\", e); }\r\n    }\r\n\r\n    loadFromLocalStorage();\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-978fe1d e-flex e-con-boxed e-con e-parent\" data-id=\"978fe1d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddd118a elementor-widget elementor-widget-html\" data-id=\"ddd118a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t\t <div class=\"financial-note\">\r\n        <div class=\"financial-note-icon\">\r\n            <span>&#9888;&#65039;<\/span> <!-- Emoji de advertencia -->\r\n        <\/div>\r\n        <div class=\"financial-note-content\">\r\n            Tasa de rendimiento actual de NUBANK en <span id=\"dynamic-date\">[Mes y A\u00f1o]<\/span> es del: <span class=\"rate-value\">9.25% E.A<\/span>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        \/\/ Este script se encarga de actualizar el mes y el a\u00f1o autom\u00e1ticamente.\r\n        document.addEventListener('DOMContentLoaded', function() {\r\n            \/\/ Obtenemos el elemento donde se mostrar\u00e1 la fecha\r\n            const dateElement = document.getElementById('dynamic-date');\r\n\r\n            \/\/ Creamos un objeto de fecha\r\n            const now = new Date();\r\n\r\n            \/\/ Lista de nombres de los meses en espa\u00f1ol\r\n            const monthNames = [\r\n                \"enero\", \"febrero\", \"marzo\", \"abril\", \"mayo\", \"junio\",\r\n                \"julio\", \"agosto\", \"septiembre\", \"octubre\", \"noviembre\", \"diciembre\"\r\n            ];\r\n\r\n            \/\/ Obtenemos el nombre del mes actual y el a\u00f1o\r\n            const month = monthNames[now.getMonth()];\r\n            const year = now.getFullYear();\r\n\r\n            \/\/ Formateamos el texto y lo insertamos en el HTML\r\n            \/\/ La 'primera letra en may\u00fascula' se maneja con CSS si se desea,\r\n            \/\/ pero aqu\u00ed lo hacemos con JS para mayor control.\r\n            const formattedMonth = month.charAt(0).toUpperCase() + month.slice(1);\r\n            dateElement.textContent = `${formattedMonth} de ${year}`;\r\n        });\r\n    <\/script>\r\n    \r\n     <style>\r\n        \/* Estilos para el contenedor del aviso *\/\r\n        .financial-note {\r\n            font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";\r\n            background-color: #fffbe6; \/* Un fondo amarillo p\u00e1lido para llamar la atenci\u00f3n *\/\r\n            color: #5c4800; \/* Color de texto oscuro para legibilidad *\/\r\n            border-left: 5px solid #ffc107; \/* Borde izquierdo de acento de color \u00e1mbar *\/\r\n            padding: 1.5rem; \/* Espaciado interno generoso *\/\r\n            margin: 2rem auto; \/* Centrado y con espacio exterior *\/\r\n            border-radius: 8px; \/* Bordes redondeados *\/\r\n            max-width: 800px; \/* Ancho m\u00e1ximo para mantener la legibilidad *\/\r\n            box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1); \/* Sombra sutil para darle profundidad *\/\r\n            display: flex; \/* Usamos flexbox para alinear el \u00edcono y el texto *\/\r\n            align-items: center; \/* Alineaci\u00f3n vertical *\/\r\n            gap: 1.25rem; \/* Espacio entre el \u00edcono y el texto *\/\r\n        }\r\n\r\n        \/* Estilos para el \u00edcono de advertencia *\/\r\n        .financial-note-icon {\r\n            font-size: 1.8rem;\r\n            flex-shrink: 0; \/* Evita que el \u00edcono se encoja *\/\r\n        }\r\n\r\n        \/* Estilos para el contenido de texto *\/\r\n        .financial-note-content {\r\n            font-size: 1.1rem; \/* Tama\u00f1o de fuente ligeramente m\u00e1s grande *\/\r\n            line-height: 1.6; \/* Altura de l\u00ednea para mejor lectura *\/\r\n        }\r\n\r\n        \/* Estilo para la parte din\u00e1mica del mes y el a\u00f1o *\/\r\n        .financial-note-content #dynamic-date {\r\n            font-weight: 600; \/* Hacemos la fecha un poco m\u00e1s audaz *\/\r\n        }\r\n\r\n         \/* Estilo para el valor de la tasa *\/\r\n        .rate-value {\r\n            font-weight: 700; \/* Hacemos el valor de la tasa m\u00e1s audaz *\/\r\n            color: #c0392b; \/* Un color rojo sutil para el valor *\/\r\n        }\r\n    <\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4709737 e-flex e-con-boxed e-con e-parent\" data-id=\"4709737\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb725f elementor-widget elementor-widget-text-editor\" data-id=\"bdb725f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: center;\"><strong>Importante:<\/strong><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-807eb67 e-flex e-con-boxed e-con e-parent\" data-id=\"807eb67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a2c9ef elementor-widget elementor-widget-image\" data-id=\"7a2c9ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"528\" height=\"511\" src=\"https:\/\/inversionesguru.com\/co\/wp-content\/uploads\/sites\/3\/2024\/07\/Subimos-el-rendimiento-en-tus-Cajitas-10.50.png\" class=\"attachment-1536x1536 size-1536x1536 wp-image-6146\" alt=\"Subimos el rendimiento en tus Cajitas 10.50%\" srcset=\"https:\/\/inversionesguru.com\/co\/wp-content\/uploads\/sites\/3\/2024\/07\/Subimos-el-rendimiento-en-tus-Cajitas-10.50.png 528w, https:\/\/inversionesguru.com\/co\/wp-content\/uploads\/sites\/3\/2024\/07\/Subimos-el-rendimiento-en-tus-Cajitas-10.50-300x290.png 300w\" sizes=\"(max-width: 528px) 100vw, 528px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a469ee6 e-flex e-con-boxed e-con e-parent\" data-id=\"a469ee6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-909a51b elementor-widget elementor-widget-text-editor\" data-id=\"909a51b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"773\" data-end=\"858\">Calculadora de ahorros de Nu en Colombia: c\u00f3mo usar el simulador y cu\u00e1nto rinde hoy<\/h2>\n<p data-start=\"860\" data-end=\"1016\">Si est\u00e1s buscando un simulador claro para estimar cu\u00e1nto puede crecer tu dinero en Nu Colombia, esta gu\u00eda te lo explica paso a paso con cifras actualizadas.<\/p>\n<p data-start=\"1018\" data-end=\"1255\"><strong data-start=\"1018\" data-end=\"1041\">Actualizaci\u00f3n 2026:<\/strong> Nu inform\u00f3 que sus <strong data-start=\"1061\" data-end=\"1082\">Cajitas de ahorro<\/strong> pasan a <strong data-start=\"1091\" data-end=\"1105\">8,75% E.A.<\/strong> desde el 6 de febrero (durante febrero), y que su <strong data-start=\"1156\" data-end=\"1166\">CDT Nu<\/strong> ofrece <strong data-start=\"1174\" data-end=\"1204\">tasas de hasta 10,50% E.A.<\/strong> seg\u00fan plazo.<\/p>\n<hr data-start=\"1257\" data-end=\"1260\" \/>\n<h2 data-start=\"1262\" data-end=\"1309\">\u00bfQu\u00e9 son las Cajitas de Nu y c\u00f3mo funcionan?<\/h2>\n<p data-start=\"1311\" data-end=\"1618\">Las Cajitas son compartimentos dentro de tu Cuenta Nu para separar metas (viaje, fondo de emergencia, matr\u00edcula, etc.) mientras tu dinero genera rendimientos. Nu explica que el rendimiento se calcula diariamente y se apoya en inter\u00e9s compuesto sobre el saldo acumulado.<\/p>\n<p data-start=\"1620\" data-end=\"1779\">Adem\u00e1s, mantienen liquidez: puedes mover tu dinero cuando lo necesites, a diferencia de productos de plazo fijo como CDT.<\/p>\n<hr data-start=\"1781\" data-end=\"1784\" \/>\n<h2 data-start=\"1786\" data-end=\"1839\">Cronolog\u00eda de tasas: de 13% a los niveles actuales<\/h2>\n<ul data-start=\"1841\" data-end=\"2624\">\n<li data-start=\"1841\" data-end=\"1959\">\n<p data-start=\"1843\" data-end=\"1959\"><strong data-start=\"1843\" data-end=\"1856\">Ene 2024:<\/strong> lanzamiento de Cuenta Nu\/Cajitas con <strong data-start=\"1894\" data-end=\"1906\">13% E.A.<\/strong> en Colombia.<\/p>\n<\/li>\n<li data-start=\"1960\" data-end=\"2138\">\n<p data-start=\"1962\" data-end=\"2138\"><strong data-start=\"1962\" data-end=\"1977\">1 mar 2025:<\/strong> Nu comunica ajuste de Cajitas l\u00edquidas a <strong data-start=\"2019\" data-end=\"2032\">9,5% E.A.<\/strong>, alineado al entorno macro y a la tasa del Banco de la Rep\u00fablica.<\/p>\n<\/li>\n<li data-start=\"2139\" data-end=\"2241\">\n<p data-start=\"2141\" data-end=\"2241\"><strong data-start=\"2141\" data-end=\"2154\">May 2025:<\/strong> se reporta ajuste a <strong data-start=\"2175\" data-end=\"2189\">9,25% E.A.<\/strong> en Cajitas.<\/p>\n<\/li>\n<li data-start=\"2242\" data-end=\"2381\">\n<p data-start=\"2244\" data-end=\"2381\"><strong data-start=\"2244\" data-end=\"2260\">12 ago 2025:<\/strong> reducci\u00f3n de Cajitas a <strong data-start=\"2284\" data-end=\"2298\">8,25% E.A.<\/strong>; al tiempo, Nu impulsa CDT con mayor tasa.<\/p>\n<\/li>\n<li data-start=\"2382\" data-end=\"2476\">\n<p data-start=\"2384\" data-end=\"2476\"><strong data-start=\"2384\" data-end=\"2397\">Sep 2025:<\/strong> se mantiene <strong data-start=\"2410\" data-end=\"2424\">8,25% E.A.<\/strong> en Cajitas.<\/p>\n<\/li>\n<li data-start=\"2477\" data-end=\"2624\">\n<p data-start=\"2479\" data-end=\"2624\"><strong data-start=\"2479\" data-end=\"2492\">Feb 2026:<\/strong> Cajitas suben a <strong data-start=\"2509\" data-end=\"2523\">8,75% E.A.<\/strong> y CDT llega <strong data-start=\"2536\" data-end=\"2557\">hasta 10,50% E.A.<\/strong> (comunicaci\u00f3n de febrero).<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2626\" data-end=\"2629\" \/>\n<h2 data-start=\"2631\" data-end=\"2663\">\u00bfPor qu\u00e9 cambian estas tasas?<\/h2>\n<p data-start=\"2665\" data-end=\"2721\">Hay dos variables macro que hoy pesan mucho en Colombia:<\/p>\n<ol data-start=\"2723\" data-end=\"3009\">\n<li data-start=\"2723\" data-end=\"2909\">\n<p data-start=\"2726\" data-end=\"2909\"><strong data-start=\"2726\" data-end=\"2761\">Tasa del Banco de la Rep\u00fablica:<\/strong> la tasa de pol\u00edtica monetaria est\u00e1 en <strong data-start=\"2800\" data-end=\"2810\">10,25%<\/strong> (decisi\u00f3n de enero 2026, vigente desde el 2 de febrero).<\/p>\n<\/li>\n<li data-start=\"2910\" data-end=\"3009\">\n<p data-start=\"2913\" data-end=\"3009\"><strong data-start=\"2913\" data-end=\"2927\">Inflaci\u00f3n:<\/strong> el IPC anual de enero 2026 fue <strong data-start=\"2959\" data-end=\"2968\">5,35%<\/strong>.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"3011\" data-end=\"3141\">En ese contexto, es normal que los bancos ajusten productos l\u00edquidos (como Cajitas) y diferencien la oferta de plazos fijos (CDT).<\/p>\n<hr data-start=\"3143\" data-end=\"3146\" \/>\n<h2 data-start=\"3148\" data-end=\"3192\">Simulador Nu: ejemplo real con $5.000.000<\/h2>\n<blockquote data-start=\"3194\" data-end=\"3491\">\n<p data-start=\"3196\" data-end=\"3237\"><strong data-start=\"3196\" data-end=\"3235\">Supuestos de c\u00e1lculo (estimativos):<\/strong><\/p>\n<ul data-start=\"3240\" data-end=\"3491\">\n<li data-start=\"3240\" data-end=\"3275\">\n<p data-start=\"3242\" data-end=\"3275\">Capital inicial: <strong data-start=\"3259\" data-end=\"3273\">$5.000.000<\/strong><\/p>\n<\/li>\n<li data-start=\"3278\" data-end=\"3305\">\n<p data-start=\"3280\" data-end=\"3305\">Cajitas: <strong data-start=\"3289\" data-end=\"3303\">8,75% E.A.<\/strong><\/p>\n<\/li>\n<li data-start=\"3308\" data-end=\"3336\">\n<p data-start=\"3310\" data-end=\"3336\">Inter\u00e9s compuesto diario<\/p>\n<\/li>\n<li data-start=\"3339\" data-end=\"3491\">\n<p data-start=\"3341\" data-end=\"3491\">Retenci\u00f3n estimada sobre intereses: <strong data-start=\"3377\" data-end=\"3383\">7%<\/strong> para cuenta\/cajitas (seg\u00fan referencia tributaria publicada por Nu).<\/p>\n<\/li>\n<\/ul>\n<\/blockquote>\n<h3 data-start=\"3493\" data-end=\"3509\">F\u00f3rmula base<\/h3>\n<p data-start=\"3510\" data-end=\"3552\">Tasa diaria = <span class=\"katex\"><span class=\"katex-mathml\">(1+0,0875)1\/365\u22121(1 + 0,0875)^{1\/365} &#8211; 1<\/span><span class=\"katex-html\" aria-hidden=\"true\"><span class=\"base\"><span class=\"mopen\">(<\/span><span class=\"mord\">1<\/span><span class=\"mbin\">+<\/span><\/span><span class=\"base\"><span class=\"mord\">0<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">0875<\/span><span class=\"mclose\">)<span class=\"msupsub\"><span class=\"vlist-t\"><span class=\"vlist-r\"><span class=\"vlist\"><span class=\"sizing reset-size6 size3 mtight\"><span class=\"mord mtight\">1\/365<\/span><\/span><\/span><\/span><\/span><\/span><\/span><span class=\"mbin\">\u2212<\/span><\/span><span class=\"base\"><span class=\"mord\">1<\/span><\/span><\/span><\/span><\/p>\n<h3 data-start=\"3554\" data-end=\"3600\">Resultado estimado en Cajitas (8,75% E.A.)<\/h3>\n<ul data-start=\"3602\" data-end=\"4028\">\n<li data-start=\"3602\" data-end=\"3740\">\n<p data-start=\"3604\" data-end=\"3615\"><strong data-start=\"3604\" data-end=\"3615\">30 d\u00edas<\/strong><\/p>\n<ul data-start=\"3618\" data-end=\"3740\">\n<li data-start=\"3618\" data-end=\"3646\">\n<p data-start=\"3620\" data-end=\"3646\">Inter\u00e9s bruto: <strong data-start=\"3635\" data-end=\"3646\">$34.591<\/strong><\/p>\n<\/li>\n<li data-start=\"3649\" data-end=\"3677\">\n<p data-start=\"3651\" data-end=\"3677\">Retenci\u00f3n (7%): <strong data-start=\"3667\" data-end=\"3677\">$2.421<\/strong><\/p>\n<\/li>\n<li data-start=\"3680\" data-end=\"3708\">\n<p data-start=\"3682\" data-end=\"3708\">Ganancia neta: <strong data-start=\"3697\" data-end=\"3708\">$32.170<\/strong><\/p>\n<\/li>\n<li data-start=\"3711\" data-end=\"3740\">\n<p data-start=\"3713\" data-end=\"3740\"><strong data-start=\"3713\" data-end=\"3740\">Monto final: $5.032.170<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"3742\" data-end=\"3884\">\n<p data-start=\"3744\" data-end=\"3756\"><strong data-start=\"3744\" data-end=\"3756\">180 d\u00edas<\/strong><\/p>\n<ul data-start=\"3759\" data-end=\"3884\">\n<li data-start=\"3759\" data-end=\"3788\">\n<p data-start=\"3761\" data-end=\"3788\">Inter\u00e9s bruto: <strong data-start=\"3776\" data-end=\"3788\">$211.169<\/strong><\/p>\n<\/li>\n<li data-start=\"3791\" data-end=\"3820\">\n<p data-start=\"3793\" data-end=\"3820\">Retenci\u00f3n (7%): <strong data-start=\"3809\" data-end=\"3820\">$14.782<\/strong><\/p>\n<\/li>\n<li data-start=\"3823\" data-end=\"3852\">\n<p data-start=\"3825\" data-end=\"3852\">Ganancia neta: <strong data-start=\"3840\" data-end=\"3852\">$196.387<\/strong><\/p>\n<\/li>\n<li data-start=\"3855\" data-end=\"3884\">\n<p data-start=\"3857\" data-end=\"3884\"><strong data-start=\"3857\" data-end=\"3884\">Monto final: $5.196.387<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"3886\" data-end=\"4028\">\n<p data-start=\"3888\" data-end=\"3900\"><strong data-start=\"3888\" data-end=\"3900\">365 d\u00edas<\/strong><\/p>\n<ul data-start=\"3903\" data-end=\"4028\">\n<li data-start=\"3903\" data-end=\"3932\">\n<p data-start=\"3905\" data-end=\"3932\">Inter\u00e9s bruto: <strong data-start=\"3920\" data-end=\"3932\">$437.500<\/strong><\/p>\n<\/li>\n<li data-start=\"3935\" data-end=\"3964\">\n<p data-start=\"3937\" data-end=\"3964\">Retenci\u00f3n (7%): <strong data-start=\"3953\" data-end=\"3964\">$30.625<\/strong><\/p>\n<\/li>\n<li data-start=\"3967\" data-end=\"3996\">\n<p data-start=\"3969\" data-end=\"3996\">Ganancia neta: <strong data-start=\"3984\" data-end=\"3996\">$406.875<\/strong><\/p>\n<\/li>\n<li data-start=\"3999\" data-end=\"4028\">\n<p data-start=\"4001\" data-end=\"4028\"><strong data-start=\"4001\" data-end=\"4028\">Monto final: $5.406.875<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculadora de Inter\u00e9s de Cuenta de Ahorros Estima tus rendimientos con inter\u00e9s compuesto diario y retenci\u00f3n en la fuente. Monto Principal (COP) Tasa E.A. 9.25% E.A.11.20% E.A. N\u00famero de D\u00edas Calcular Rentabilidad Resumen General Ganancia Neta (1 D\u00eda) $0 Monto Final (1 D\u00eda) $0 Ganancia Neta (1 Mes) $0 Monto Final (1 Mes) $0 Ganancia&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4021,"template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-5863","herramientas","type-herramientas","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas"}],"about":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/types\/herramientas"}],"author":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":37,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5863\/revisions"}],"predecessor-version":[{"id":8574,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/herramientas\/5863\/revisions\/8574"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media\/4021"}],"wp:attachment":[{"href":"https:\/\/inversionesguru.com\/co\/wp-json\/wp\/v2\/media?parent=5863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}